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Mortgage Refinance Rates Today, Monday, July 25

Managing Your Mortgage, Mortgages
Mortgage Refinance Rates Today, Monday, July 25
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Thirty-year fixed mortgage refinance rates are lower Monday, while 15-year fixed loans are just a tick higher and 5/1 ARM refinance rates are slightly lower, according to a survey of national lenders by NerdWallet.

NerdWallet compiles annual percentage rates — lender interest rates plus fees, the most accurate way for consumers to compare rates. Here are today’s average rates for the most popular mortgage refinance terms:

Refinance Mortgage Rates: July 25, 2016

(Change from 7/22)

30-year fixed: 3.72% APR (-0.02)

15-year fixed: 3.09% APR (+0.01)

5/1 ARM: 3.45% APR (-0.01)

Homeowners looking to lower their mortgage rates can shop refinance lenders here.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.