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Mortgage Refinance Rates Today, Tuesday, July 19

July 19, 2016
Managing Your Mortgage, Mortgages
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

Thirty-year fixed mortgage refinance rates are slightly lower Tuesday, while 15-year fixed refinance rates are unchanged and 5/1 ARM refinance rates inched higher, according to survey of national lenders by NerdWallet.

NerdWallet compiles annual percentage rates — lender interest rates plus fees, the most accurate way for consumers to compare rates. Here are today’s average rates for the most popular mortgage refinance terms:

Refinance Mortgage Rates: July 19, 2016

(Change from 7/18)

30-year fixed: 3.69% APR (-0.01)

15-year fixed: 3.06% APR (NC)

5/1 ARM: 3.45% APR (+0.01)

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

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NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.