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Mortgage Refinance Rates Today, Tuesday, July 26

July 26, 2016
Managing Your Mortgage, Mortgages
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

Thirty-year fixed mortgage refinance rates moved a notch higher Tuesday, while 15-year fixed and 5/1 ARM refinance rates held firm, according to a survey of national lenders by NerdWallet.

NerdWallet compiles annual percentage rates — lender interest rates plus fees, the most accurate way for consumers to compare rates. Here are today’s average rates for the most popular mortgage refinance terms:

Refinance Mortgage Rates: July 26, 2016

(Change from 7/25)

30-year fixed: 3.73% APR (+0.01)

15-year fixed: 3.09% APR (NC)

5/1 ARM: 3.45% APR (NC)

Homeowners looking to lower their mortgage rate can shop refinance lenders here.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.