Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a W-4?
- What is a budget planner?
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- What is personal finance?
- What is a REIT?
- 6 steps to opening a Roth IRA
- What is a tax dependent?
- See CD rates by term and type
- Nerdy takeaways about where to exchange currency
- What is a brokerage account?
- What is a put option?
- Mortgage rates today: Monday, March 18, 2024
- What is a home equity line of credit?
- What is stock trading?
- What are mutual funds?
- When is the best time to pay your credit card bill?
- What is the qualified business income deduction?
- Bluevine Business Checking
- What is the earned income tax credit?
- What's an adjustable-rate mortgage?
- What is an FHA loan?
- Our Take
- Should you bother with airline rewards?
- What’s in it for you?
- Optional: Get an airline credit card?
- Optimize your miles
- Expert level: Earn elite status
- Additional resources
- Is the U.S. economy growing?
- How to buy stocks in 6 steps
- Tax benefits of buying a home
- What are dividend stocks?
- What is an index fund?
- How to find an old 401(k)
- What’s included in the cost of Peacock Premium?
- What is a tax levy?
- Top-rated low-cost index funds
- Personal loan alternatives to Capital One
- What is FICA tax?
- What is a VA home loan?
- What is inflation?
- About Farmers home insurance
- What is a spot Bitcoin ETF?
- What is a credit freeze?
- About Allstate renters insurance
- How to make money as a kid
- How do capital gains taxes on real estate work?
- Stocks
- S&P 500 index (SPX) today
- Which airlines have lie-flat seats in business class
- Foreign ATM and transaction fees
- Nerdy takeaways:
- What is a Roth IRA account?
- Why is personal finance important?
- How much are taxes on lottery winnings?
- What a mortgage servicer does
- 4 no-credit-check loan options
- Types of foreign ATM fees
- Best stocks by one-year performance
- What is married filing separately?
- What does a credit freeze do?
- What is the Capital One Venture X Rewards Credit Card travel credit?
- How to get paid on YouTube
- Mortgage income calculator help
- 7 of the best apps to make money
- How to open an IRA
- 1. Turkish Airlines for domestic awards on United
- How to get TSA PreCheck for free
- How much are United miles worth?
- What is a tax ID number?
- Mortgage options
- Calculate your DTI
- What are health care stocks?
- States with no income tax
- Non-QM loans: flexibility at a cost
- Medical insurance
- Best Prepaid Debit Cards
- How to earn Delta Choice Benefits
- Capital gains tax on stocks: Do you have to pay?
- What is a savings account?
- Can you withdraw money from a 401(k) early?
- What is underinsured motorist coverage?
- What is LTV?
- First, what type of financial help are you looking for?
- 1. Certificates of deposit (CDs)
- 8 types of car insurance (plus 1)
- What is cryptocurrency?
- Buy: Floor sample mattresses
- 7 best-performing AI stocks
- The definition of a recession
- What is a conventional mortgage?
- The NerdWallet Down Payment Calculator
- What does APY mean?
- 1. You missed a payment
- Audible subscription cost
- Egg prices
- What is tax evasion?
- Should you use home equity or try an alternative way to pay off debt?
- VA streamline refinance
- 1. Set your budget
- What is second chance checking?
- Is student loan interest deductible?
- Frugal food tips
- Best banks and credit unions
- Auto insurance
- Conduct research
- How to buy Reddit stock
- Create a budget plan that works for you
- California state income tax brackets and rates
- The challenge: Stubbornly high mortgage rates squeeze shoppers’ buying power
- How we found the best travel insurance
- Step 1: Check your credit
- 1. Document the scene
- Purchases are different
- How early direct deposit works
- Best-performing REIT stocks: March 2024
- How to use this calculator
- Average car loan interest rates by credit score
- Best advice for first-time flyers
- 1. It’s essentially three products in one
- Ask about auto loan modification
- What credit information do I get with NerdWallet?
- 1. It has an annual fee
- Rewards on spending
- Top credit cards for families
- Why American Express was lagging
- Disney FastPass vs. Genie+
- Getting to the Sapphire Lounge LaGuardia
- What is a health savings account (HSA)?
- January
- Are CDs FDIC insured?
- How do CDs work?
- The best budget apps
- What is short selling?
- Calculate your closing costs
- FICA tax rate 2023-2024
- Do passport numbers change on renewal?
- Why is having a low credit utilization important?
- What is a HELOC?
- Best-performing U.S. equity mutual funds
- How can you find out your FICO bankcard score?
- Minimum wage over time
- 1. Sell spare electronics
- What is net worth?
- How do LLC taxes work?
- Priority Pass network options at LAX
- Best-performing EV stocks
- Best day to book a flight
- What car insurance coverage do I need?
- How to calculate your car lease payment
- The cost of cosmetic dermatology
- What determines your monthly car payment?
- Ways to book a flight with an international layover
- Airline alliances vs. airline partnerships
- Where to find information for the calculator
- Establezca prioridades para evitar gastos excesivos
- What is a state income tax?
- Where can I cash my coins?
- Investing through an HSA
- Spaces to relax and work
- What is a tax extension?
- Best Medicare Supplement Plan G companies
- How to start day trading
- Late winter and early spring
- What is credit card churning?
- Best ways to consolidate credit card debt
- Index fund vs. mutual fund
- HELOCs and home equity loans compared
- How using stocks as collateral works
- 6 ways to buy Bitcoin
- How does an FHA 203(k) loan work?
- 1. Clean up your credit
- What’s included in the cost of Peacock Premium Plus?
- Who can you claim as a tax dependent?
- How much is a Bahamas cruise?
- What is an FHA loan?
- What are grants for nonprofits?
- Calculator: Convert United miles to dollars
- How debt-to-income ratio is calculated
- Gift cards vs. prepaid debit cards
- How do brokerage accounts work?
- 4 common check fraud scams
- Average savings by age
- Daily mortgage rates chart
- What is a home equity loan?
- A quick look at the billing cycle
- The 41 best online business ideas
- 1. Know your bank’s mobile check deposit requirements
- Roth IRA contribution limits 2024
- Skip: Televisions
- Compare Medicare Supplement plans in Florida
- Ways to avoid credit card interest
- Average retirement savings balance by age
- Average savings account rate: 0.47%
- Piggyback off someone else's good credit
- Why do some hotels require credit cards?
- How many credit cards is too many or too few?
- Pros & Cons
- What does it mean to invest in the S&P 500?
- 1. Consider alternatives to canceling a credit card
- Wells Fargo Active Cash® Card
- Should you make a lump-sum student loan payment?
- 1. Participate in paid market research
- Roth IRA vs. traditional IRA: What's the difference?
- How to start a marijuana business in 6 steps
- 2. File a police report
- Lottery tax calculator
- How your servicer can help if you’re behind on payments
- 1. Apply for scholarships, fellowships and other grants
- How married filing separately works
- What is the standard deduction?
- How do index funds work?
- What is the 10-year Treasury?
- What is the Capital One Venture X Rewards Credit Card?
- What to know before getting a Marriott credit card
- What are estimated tax payments?
- The best term life insurance companies in March 2024
- What’s a good credit score with FICO vs. VantageScore
- 1. Contact your old employer about your old 401(k)
- The best ways to use Marriott Bonvoy points
- The best money-making apps
- Summary of cash advance apps
- How to use the debt snowball method
- What the lawsuits are about
- Top-rated low-cost index ETFs
- Paying taxes with a credit card means paying fees
- How to make money online
- Mint vs. NerdWallet at a glance
- What is a low-income loan?
- Plastiq: The basics
- Types of TIN numbers
- Best place to exchange currency: Your bank or credit union
- How does a VA home loan work?
- AAA auto insurance pros and cons
- What's the difference between a HELOC and a home equity loan?
- Tax filing status options
- What is a business credit score?
- Key takeaways
- The best life insurance for seniors in March 2024
- 2. Sell your gift cards
- How to invest in stocks in 6 steps
- Why invest in mutual funds?
- Do you pay taxes on stocks you don't sell?
- What is the 401(k) early withdrawal penalty?
- 50/30/20 budget calculator
- Average inflation rate
- The FDIC insurance limit: $250,000 per depositor, per institution, per category
- Cards that offer customizable rewards
- Rewards on spending
- Pros
- Top 10 spot Bitcoin ETFs by fee
- While you’re in school
- How to track your refund status with ‘Where's My Refund?’
- 27 ways to save money
- How does the earned income credit work?
- How to freeze your credit with all 3 bureaus
- What is the American Opportunity Tax Credit?
- A deadly cocktail of speed, carelessness and mass
- How much is a speeding ticket in Texas?
- How to understand the calculator results
- What is tax avoidance?
- Qualify for MBA student loan forgiveness
- Who can deduct student loan interest?
- Banking
- How to fill out a W-4
- PayPal transfer fees
- Examples of personal finance in everyday life
- Are these the best stocks to buy now?
- 20 high-dividend stocks
- How to place an Equifax credit freeze
- What is the best streaming service?
- Differences between mutual funds and index funds
- When will the IRS issue a tax levy?
- Who might prefer the Capital One Savor Cash Rewards Credit Card
- How much are closing costs?
- How to consolidate your debt
- Compare car insurance rates by age
- How to lower your credit utilization
- The perils of yo-yo financing
- Citi Double Cash® Card
- Why mortgage rates change every day
- What is the average American net worth?
- Why you need a savings account
- Who qualifies for the qualified business income deduction?
- How will the Student Aid Index be calculated?
- What is CLTV?
- Cheapest term life insurance companies for March 2024
- Get referrals to listing agents
- Roth IRA income limits 2024
- Where Farmers stands out
- What are EV stocks?
- What you can dispute
- Where Allstate stands out
- ARMs vs. fixed-rate mortgages
- Most popular Medicare Supplement Insurance plan types in Florida
- Ways to earn money as a younger kid
- Are there specific resources available for people in the LGBTQ+ community who are on an entrepreneurial path or interested in starting a business?
- Examples of assets
- Best alternative credit cards
- Top credit cards you can use instantly after approval
- Starting a business in Florida: Officially form your company
- What are the pros and cons of second chance checking?
- What is the U.S. unemployment rate?
- Best-performing REIT mutual funds: March 2024
- Tax benefits of owning a home
- 1. Capital One would be a formidable credit cards competitor
- How to calculate your home equity
- Stacked rewards let Flex cardholders score big
- Blue Cash Preferred® Card from American Express
- The best home insurance companies of 2024
- Who is a qualifying child?
- YNAB, for hands-on zero-based budgeting
- How to short a stock in 5 steps
- Best for:
- Public transportation
- Will my old passport number still be valid?
- How food prices have changed over time
- AAA auto insurance
- Higher returns for savers
- What does it mean to live in a state with no income tax?
- How put options work
- How bankcard scores are different
- How we ranked the top life insurers
- 3. Pawn something
- Why you might want to sign up
- What reasons can you withdraw from your 401(k) early?
- How does underinsured motorist coverage work?
- How to get the Bonvoy app
- Liability insurance
- Citi Custom Cash® Card
- Buy: St. Patrick’s Day essentials
- Best day to fly
- The Fed is pushing to slow the economy
- Comparing government loans and conventional mortgages
- Preventive care: The ultimate way to save
- Federal student loan limits
- What does non-owner car insurance cover?
- How to save for retirement in three steps
- What to expect with a credit score simulator
- How state income tax rates work
- Frugal shopping tips
- 2. Become a virtual assistant
- Take advantage of the triple tax benefit
- Married filing separately: Standard deduction
- Why invest in index funds?
- Turo car insurance for hosts
- How much does Peacock cost for students?
- 1. Brigit: Best for budgeting tools
- 2. JetBlue for reliably good redemption rates
- Forgive student loan debt
- United MileagePlus Miles value over time
- Best car insurance in Georgia overall: Travelers
- Median savings by age
- How to open a brokerage account for your kid
- Bluebird by American Express
- State minimum wages in 2024
- Today’s HELOC rates
- Types of stock trading
- Active vs. passive mutual funds
- What you need to know about savings accounts
- What is the 50/30/20 rule?
- 2. Cash management accounts
- How to calculate the inflation rate
- 2. Confirm the check amount is within mobile deposit limits
- Review listing agents' experience
- Understanding the stock market
- Cons
- Recent averages for factors that affect a car payment
- Median retirement savings balance by age
- 2. Your credit card balance is higher than usual
- BEST STORE CARDS
- The Apple effect
- The difference between tax evasion and tax avoidance
- 2. Shop for a loan
- Defina su objetivo de anticipo
- How to keep foreign transaction fees low
- Food and drink at the Plumeria Lounge
- How does a Roth IRA work?
- Best overall: AARP/UnitedHealthcare
- Holiday weekends
- 3. Place a fraud alert on your credit record, if necessary
- How do lottery taxes work?
- What types of institutions offer early direct deposit?
- Best-performing REIT ETFs: March 2024
- Are auto loan interest rates rising?
- Consolidation vs. refinancing
- The cheapest large car insurance company: State Farm
- How we ranked the top life insurers
- 2. You can earn up to 3% cash back …
- Refinance your car loan
- 2. Perks can help offset the fee
- How a tax levy can affect you
- Layout
- February
- Why short a stock?
- Pros
- Government grants for nonprofits
- Individual taxpayer identification number (ITIN)
- How FICA tax works
- Types of debt-to-income ratios
- Recent changes to food costs
- How to choose a brokerage account provider
- What's the difference between a HELOC and a cash-out refinance?
- What is a mutual fund?
- 4 steps to spot a fake check and avoid trouble
- Personalized versus average interest rates
- How does a home equity loan work?
- Paying early could help your credit
- How LLCs pay income taxes
- What it means to have FDIC insurance
- Where Farmers falls short
- Why do people invest in cryptocurrencies?
- Information you need to freeze your credit
- Where Allstate falls short
- How much car insurance do I need?
- When do you pay capital gains tax on a home sale?
- Bonds
- Get your payments on the books
- Asset allocation and diversification
- Best for no credit
- The 411 on 401(k) plans
- What hotels do not require a credit card?
- Redeeming miles with partners
- Table of Contents
- Blue Cash Preferred® Card from American Express
- 2. Negotiate to keep your card open on your terms
- Airlines that don't have lie-flat seats in business class on wide-body aircraft
- Should you buy Reddit stock?
- How tax extensions work
- Step 2: Pre-qualify and compare offers
- How to find the best stocks to buy now
- Investing for income: Dividend stocks vs. dividend funds
- What is the 10-year treasury yield today?
- When are estimated taxes due?
- Does Peacock offer a free plan?
- How do I sign up and activate my NerdWallet credit dashboard?
- What if my bank fails?
- What costs are built into a monthly FHA mortgage payment?
- How do you calculate closing costs on a house?
- Another money-change option: Online currency converters
- Can I travel with my old passport number?
- AAA auto insurance coverage
- Head of household
- How are business credit scores calculated?
- Pros and cons of living in a state without income tax
- 4. Work today for fast cash today
- How are stocks taxed?
- Average net worth by age
- What is "qualified business income"?
- 3. Endorse the check
- The pros and cons of a life insurance trust
- What you shouldn’t dispute
- How long do recessions last?
- Is an ARM a good idea?
- FHA vs. conventional loans
- How many credit cards should I have?
- Should I buy stocks when markets are at all-time highs?
- Student loan interest deduction form
- 3. Transcribe audio and video
- Compare brokers
- Day trading strategies
- 4. Call your banks to freeze your accounts, if necessary
- How churning can affect your credit
- How do streaming services fit into your budget?
- How the standard deduction works
- How to use the Capital One Venture X Rewards Credit Card travel credit
- Limited FHA 203(k) loans
- Look for lower interest rates and ways to pay more
- Buyers would set their agents' pay
- Best homeowners insurance companies: Pros and cons
- More retailers are now accepting American Express
- Other alternatives to Mint
- How much is a week cruise to the Bahamas?
- Cons
- How do United miles compare with other airlines?
- VA home loan eligibility
- The seller's right to cancel
- How to have a high bankcard score
- Property and casualty insurance
- Does raising the minimum wage cause inflation?
- Best life insurance for seniors in March 2024
- 10 questions to ask financial advisors
- Interview multiple listing agents
- Skip: Spring clothing
- During a forbearance
- Earned income tax credit 2023
- Top Medicare Supplement Insurance companies in Florida
- 3. There’s a mistake in your credit report
- What are the pros and cons of using home equity to pay off debt?
- VA cash-out refinance loan
- Picking a second chance checking account
- Student loan lump-sum payment calculator
- Prepare for long-term care
- 13 fundamentals of personal finance
- How to know who your mortgage servicer is
- Financial institutions with early direct deposit
- How to use average car interest rates
- Issuer pre-qualification pages
- Consolidating private student loans
- An SBLOC can use more than stocks
- 2. Find your 401(k) with your Social Security number
- 2. Rebalance your debts and income
- 3. It has a decent sign-up bonus
- Genie+ cost
- Debt consolidation calculator
- More expensive debt
- How to choose the best mutual funds for you
- Repayment terms may be interest-only
- Savings accounts with strong APYs can help your money grow
- How is the Student Aid Index used?
- What does underinsured motorist coverage pay for?
- Marriott mobile app features and tips
- Can I contribute to a Roth IRA if my income is too high?
- Traditional automakers making EVs
- Shopping and entertainment protections and perks
- When will I get my 2024 tax refund?
- State availability
- Getting the most bang for your buck on treatments
- Historical national rates
- How does Audible fit into your budget?
- Other tools to check your financial health
- Why are eggs so expensive?
- Automatice su plan de ahorro
- When are state income tax returns due?
- Credit cards
- Use a budget planner
- The challenge: Low inventory means slim pickings for buyers
- 5. Consider whether to file an insurance claim
- Rewards usually don't cover the fee
- Is inflation going down?
- How do REITs work?
- Married filing separately rules
- What is an index?
- About home equity loans
- Trade or sell your car
- How much of your income should go toward a mortgage?
- How many people can use Peacock at once?
- 3. Turkish Airlines for business class to Europe or beyond
- Boosting your benefits with your tax bill
- See CD rates by bank
- Lenders with no or low income requirements
- Streamline existing forgiveness programs
- How it works
- 21 most-shorted stocks by short interest
- Western Union transfer methods and options
- What is withholding tax?
- Winner: Gift cards
- Will food prices go down in 2024?
- Buying a put option
- 5. Seek community loans and assistance
- How to trade stocks
- What is a good LTV?
- 3. High-yield money market accounts (MMAs)
- State availability
- What is a Bitcoin strategy ETF?
- How credit scores affect monthly car payments
- How to calculate APY
- What the rise in traffic fatalities means for you
- Get a secured credit card
- Examples of tax evasion
- 3. Move your automatic payments to a different card
- 3. Determine other ownership costs
- Pay off MBA student loans fast
- How to make a lump-sum payment on student loans
- 4. Sell stuff online
- 2. Keep working while you study
- An alternative to chasing the best stocks
- 2. Capital One hopes to expand its digital banking reach
- 3. … but an Upgrade Rewards Checking Plus account is required for that rate
- Standard FHA 203(k) loans
- How to get rid of a tax levy
- Negotiations would be more complex
- Design
- What is a flexible spending account (FSA)?
- March
- Compare personal loans
- How safe are online CDs?
- Where to exchange currency outside the U.S.
- Steps to take when renewing your passport and getting a new passport number
- Is a HELOC a good idea?
- Best Georgia car insurance for your budget: Auto-Owners
- How your credit score affects your rate
- Do all workers earn at least the minimum wage?
- EV stock ETFs
- Stock trading information
- Buy: Tax software
- What are AI stocks?
- What happens during an international layover
- What is your advice for LGBTQ+ people who are looking for affordable, inclusive places to move and/or retire? Any practical advice for balancing safety with a high cost of living?
- Frugal entertainment tips
- Alternatives to cash
- What can you invest in with a Roth IRA?
- All year
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Why do lenders sell mortgage loans?
- How to avoid paying bank fees while traveling
- Estimated tax payments 2024
- Best term life insurance policies for 2024
- Why use a securities-based line of credit
- Watch out for foreign transaction fees
- How can I monitor my credit with NerdWallet?
- 2. Empower: Best for fast cash
- How can I lower my FHA mortgage payment?
- When is the best time to use United miles?
- How long will your mortgage loan last?
- Taxis or rideshares
- How to apply for a VA home loan
- Auto insurance discounts
- Do personal credit scores affect business credit scores?
- Serve American Express Prepaid Debit Account
- 6. Ask for forbearance on bills
- Delta Choice Benefits options
- How to calculate your net worth
- How to qualify for the QBI deduction
- Which states require underinsured motorist coverage?
- Episode transcript
- 4. Open the mobile deposit function in your bank app
- Is IBR right for you?
- Getting ready for a recession
- During a deferment
- How do I check my tax return status?
- Allstate renters insurance coverage
- What kinds of conventional loans are available?
- Medicare Supplement Insurance prices in Florida
- Other factors that affect what you'll pay each month
- Retirement savings by age
- 4. You’re a victim of identity theft
- Potential issues with having multiple credit cards
- Aprovechar la boda para alcanzar objetivos financieros
- Are student loan payments deductible?
- California income tax deadlines and extensions
- Best for additional coverage options: Anthem
- Do I have to pay state tax on lottery winnings?
- REITs' average return
- Price vs. yield
- Other tips for spending your travel credit
- The cheapest midsize car insurance company: American National
- Voluntarily surrender your car
- What if you're priced out of homebuying?
- Is Peacock worth the price?
- 4. The card pairs well with Sun Country's loyalty program
- U.S. Bank Altitude® Go Visa Signature® Card
- Why the Capital One SavorOne Cash Rewards Credit Card is better for most people
- Employer identification number (EIN)
- Other payroll tax items you may hear about
- When debt consolidation is a smart move
- What can I use a home equity loan for?
- How to invest in mutual funds
- How a savings account works: withdrawal limits
- Personal injury protection and medical payments coverage
- How does a life insurance trust work?
- Roth IRA contribution limits 2023
- FDIC insurance: What’s covered
- Why is Bitcoin still popular?
- Skip: Furniture
- Top 9 Bitcoin strategy ETFs by fee
- Types of adjustable-rate mortgages
- Comparing stocks and bonds
- Average interest checking account rate: 0.07%
- FHA loan requirements
- Asset management
- Who needs non-owner car insurance?
- Hostel takeover?
- How to invest in the S&P 500 in two steps:
- Types of state income tax
- 5. Housesit
- The 5% exception
- What are the benefits of early direct deposit?
- Advantages of filing separately vs. jointly
- What a good credit score can get you
- 4. Avianca LifeMiles for low fees on expensive awards
- How to qualify for a personal loan with low income
- The risks of short selling
- General advice for international money transfers
- When your passport number changes
- Borrowers who may consider a non-QM loan
- Don't sign a contract blindly
- When you should lock your mortgage rate
- 7. Request a payroll advance
- Paying early also cuts interest
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- Earned income tax credit 2024
- How to unfreeze your credit
- Full coverage is (usually) a smart choice
- When to see a plastic surgeon instead
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- Retirement investment account types in a nutshell
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- 4. Pay the card in full
- Airlines that offer lie-flat seats on smaller aircraft
- 4. Find the right car for you
- Pay yourself back later
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- Are Roth IRAs insured?
- How to day trade stocks
- 6. Get your car fixed
- Top credit cards that offer preapproval without a hard pull
- How much do streaming services cost?
- Standard deduction 2023
- What eligibility requirements are borrowers still expected to meet?
- 3. Discover would remain its own brand
- Settle your car loan
- 203(k) eligible projects
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- Goodbudget, for hands-on envelope budgeting
- Cut or lower interest rates
- Why do I have to pay FICA tax?
- Why is food so expensive?
- Average mutual fund return
- Citi® Diamond Preferred® Card
- Why is net worth important?
- 4. Peer-to-peer lending
- 5. Take clear pictures of the check with your mobile device
- Check listing agents' references
- Roth IRA income limits 2023
- How to buy EV stocks
- Why haven't I received my tax refund?
- Make the most of a long layover
- 5. Someone else used your credit card account
- The cost of debt without a balance transfer
- Full Review
- National second chance banking
- 3. Get help from your employer
- How much do index funds cost?
- The bottom line
- Who should make estimated quarterly tax payments?
- 4. Redeeming rewards is affected by carrying a balance
- Is the debt snowball method for you?
- What it means for buyers and sellers this spring
- Where American Express still lags
- When to estimate closing costs
- Pros and cons of VA home loans
- What is a good business credit score?
- How to increase your savings account balance
- How are dividends taxed?
- If you’re over the income limit
- IBR vs. other income-driven plans
- How loan term affects your monthly car payment
- One step at a time
- Best for fair or limited credit
- Chase Sapphire Preferred® Card
- Should you get a home equity loan or HELOC?
- Frugal DIY project tips
- Bathrooms
- How much should you invest in Reddit stock?
- How to file a tax extension
- What’s a spousal Roth IRA?
- How much should you spend on a mattress?
- How to contact your servicer
- Are there any issues with early direct deposit?
- Types of REITs
- What to do once your Equifax credit freeze is in place
- About home equity lines of credit
- How do HSA and FSA contributions work?
- April
- Tips for using CDs
- The costs
- Where to avoid exchanging currency
- Pricing based on tracked driving habits
- Qualifying surviving spouse
- Where to find non-QM loans
- How does a HELOC work?
- 8. Take a loan from your retirement account
- Hire a listing agent
- FDIC insurance: What’s not covered
- More about the card
- Dispute responsibly
- Bull markets vs. bear markets
- Buy: Vacuum cleaners
- Allstate renters insurance rates
- Private student loan limits
- APR vs. APY: What’s the difference?
- Earning miles with partners
- VA loan refinance eligibility
- 5. Redeem your rewards
- Refinance at a lower interest rate
- Bank of America® Customized Cash Rewards credit card
- Do I have to pay California state tax?
- Theft and insurance
- OpenSky® Secured Visa® Credit Card
- Managing expectations
- How to consolidate private student loans
- How to invest in dividend stocks
- 5. You may be able to spend beyond your credit line
- Auto loan debt relief: the bigger picture
- Seating areas on the lower level
- Can United miles be used on other airlines?
- 9 best health care stocks by one-year performance
- Trolley tours
- How to open a brokerage account
- Best Georgia car insurance for customer complaints: Country Financial
- Today’s rates for specific kinds of mortgages
- ONE VIP Visa Prepaid Card
- Home equity loan rates in 2023
- How much does underinsured motorist coverage cost?
- How can I access these lounges?
- Farmers home insurance rates
- The Bitcoin ETF price war
- How to qualify for the earned income credit
- Ways to reduce credit card interest
- 6. You co-signed a loan or credit card application
- Why is there an egg shortage?
- Additional education tax breaks
- 6. Write online reviews
- W-4 form 2024
- Standard deduction 2024
- Diversifying with index funds
- What to keep in mind
- How can I build my score with NerdWallet?
- 3. EarnIn: Best for large advances
- Skip currency exchange: Use a credit or debit card
- Impact on home buyers
- How are HELOC payments calculated?
- What states are increasing minimum wages in 2024?
- 9. Borrow against life insurance
- How to increase your net worth
- Inflation example
- Uninsured and underinsured motorist coverages
- Cheapest term life insurance companies for smokers for 2024
- Calculate your reduced Roth contribution
- Reasons to eat: National Ravioli Day and Pi Day
- After consolidation
- Medicare resources in Florida
- How to use the car lease calculator's results
- How to keep a Texas speeding ticket off your record
- Saving for retirement as a nontraditional worker
- Starting a business in Florida: Set up your business to pay taxes
- 5. Contact the seller or visit a dealership
- Hack your IRA
- The challenge: High prices push affordability to the worst it’s been in almost 40 years
- Best for high-deductible Medigap Plan G: Mutual of Omaha
- Mattress-buying tips
- Step 3: Choose your lender and loan
- Should I take a lump sum payment or annuity payments?
- Why is the 10-year Treasury yield important?
- What affects your credit score?
- How to store the Bitcoin you buy
- 5. Redemption is limited
- Individual Lightning Lane cost
- Additional functionality
- Is it a good idea to consolidate credit cards?
- What is a good DTI ratio?
- Complaints and customer satisfaction
- Why the due date is so important
- The deadline for selecting Delta Choice Benefits
- When do you have to pay taxes on stocks?
- How much to keep in your savings account
- 5. Online savings accounts
- 6. Confirm the check details and complete the deposit
- Types of life insurance trusts
- Bank of America® Customized Cash Rewards credit card
- How to invest in AI stocks
- Estimate your 2024 IRS tax refund date
- Discounts
- Advantages of conventional loans
- Optional coverage types may be worth it
- What is the Lifetime Learning Credit?
- Ways to deter theft
- Tax benefit of selling a home
- How to unfreeze your credit with Equifax
- 4. The deal faces regulatory hurdles
- 3. Search unclaimed property databases
- 4. Consider a co-signer
- Capital One SavorOne Cash Rewards Credit Card
- What's next?
- 5. Etihad Guest for flights to Casablanca or Brussels
- Condense income-driven repayment
- What is a short squeeze?
- Foundation grants for nonprofits
- Adoption taxpayer identification number (ATIN)
- What do closing costs include?
- 10. Use a credit card cash advance
- How to check that all money in your accounts is insured
- Medicare Supplement Insurance providers
- Ways to earn money as a teenager
- Estimating your car payment
- 7. You applied for a lot of credit
- How do balance transfers work?
- How to check in to a hotel without a credit card
- Potential impact of multiple credit cards on your credit scores
- 6. Check the account periodically for trailing refunds
- Compare the best savings and money market accounts
- 7. Start a blog
- How to get into the Plumeria Lounge at HNL
- How to open a Roth IRA in 6 steps
- The best times to day trade
- 4. Delay enrollment and save
- Do you qualify for borrower defense forgiveness?
- Cheapest car insurance after a speeding ticket: State Farm
- Upgrade's other offerings
- Hotel perks
- Which card should you get?
- Who is a qualifying relative?
- May
- How does a debt consolidation loan work?
- Pros and cons of investing in health care stocks
- Alternatives to non-QM loans
- Consider the costs of cashing out your 401(k)
- How the qualified business income deduction works
- ‘Stacking’ underinsured motorist coverage
- Is it better to have a higher or lower LTV?
- 7. Keep the check until it's processed
- How does cryptocurrency work?
- How ARM rates are set
- What is your advice for people in the LGBTQ+ community looking to build generational wealth?
- Starting a business in Florida: Obtain a business license, if necessary
- How to find business class lie-flat seats on domestic flights
- Frugal home expenses tips
- How to find the 2024 W-4
- What is California's standard deduction?
- How banks put up guardrails against churning
- When will interest rates go down?
- How do I access the money in my FSA or HSA account?
- Types of mortgage loans
- Lodging or activity providers
- What is the VA loan limit?
- Best Georgia car insurance for ease of use: State Farm
- Buying a put option vs. short selling
- Ways to get the best home equity loan rates
- 11. Look for a payday alternative loan
- Get more help with monthly budget planning
- LLC payroll taxes
- Stock market crash vs. correction
- Tips to find cheap flights any day of the week
- Under income-driven repayment plans
- How compound interest works
- Average certificate of deposit rate: 1.81% for one-year CDs
- Competitive opportunities
- What's next?
- Regional and state-based second chance checking accounts
- 8. Game on Twitch
- Best for emergency medical coverage: Allianz Global Assistance
- Standard deduction for those 65 or older
- Quick start guide: How to invest in index funds
- Are 10-year Treasury notes a good investment?
- Turo car insurance for guests
- How to get a good credit score
- Refinancing with an FHA 203(k) loan
- Photo booth and arcade
- Things to consider beyond income requirements
- Do debt consolidation loans hurt your credit?
- How are food prices tracked?
- Married filing jointly
- FamZoo Prepaid Card
- Minimum wage increases
- Other tips for managing your bill
- Alternatives to savings accounts
- What happens when a bank fails
- Discounts
- Do spot Bitcoin ETFs have custodianship risk?
- How to freeze your child’s credit
- Roth IRA vs. traditional IRA
- How much does it cost to invest in the S&P 500?
- 6. Inspect and test-drive the car, if applicable
- Compare the best CD accounts
- Next steps:
- When do I need to file a tax extension by?
- How do I deal with lottery taxes?
- How to calculate quarterly estimated taxes
- What if I don't use all the money?
- Other tips for paying taxes on credit cards
- How did we determine the value of United miles?
- No-closing-cost mortgages
- DTI isn't a full measure of affordability
- More about AAA auto insurance
- Brokerage accounts are taxable accounts
- A rising rate environment
- How the 9 states with no income tax stack up
- When you should choose Delta Choice Benefits
- What is net investment income tax?
- The bottom line
- Other Roth IRA rules
- How to find AI ETFs
- How to apply for Income-Based Repayment
- Where's my 2024 state tax refund? Track your status
- Consumer complaints
- 8. You closed an old credit card
- Bank of America® Premium Rewards® credit card
- Opt for income-driven repayment
- 2023 state income tax rates and brackets
- 9. Sell photography
- Day trading risk management
- Step 4: Gather loan documents
- Churners beware
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- 5. The bigger the company, the higher the interest rates
- 4. Varo: Best for existing bank customers
- What is naked short selling, and why is it illegal?
- When debt consolidation isn't worth it
- Find the best HELOC lender for you
- What is the median household income in the U.S.?
- 12. Get a personal loan
- 6. High-yield checking accounts
- Collision and comprehensive coverages
- How are cryptocurrencies created?
- Who counts as a qualifying child for the earned income credit?
- Calculating capital gains tax on a home sale
- What to look for in a balance transfer card
- Examples of tax avoidance
- Do I have to update my W-4 every year?
- How many tax extensions can you file?
- What part of my income gets taxed by California?
- Honorable mention: Blue Cross Blue Shield
- Federal student loan consolidation
- What to do with an old 401(k)
- 5. Use collateral to secure the loan
- EveryDollar, for simple zero-based budgeting
- Fixes to income-driven repayment forgiveness
- The bottom line
- Preparer tax identification number (PTIN)
- How much can you borrow with a home equity loan?
- What is hyperinflation?
- Consumer experience
- Compare the best checking accounts
- How do you buy 10-year Treasury notes?
- How to apply for borrower defense to repayment
- Cheapest car insurance after an accident: State Farm
- Who qualifies for an FHA 203(k)?
- Children’s playroom
- June
- Exchange frequently? Consider a multicurrency account
- How to buy health care stocks
- Refinancing a VA home loan
- Life, home and renters insurance from AAA
- Full list of the best car insurance companies in Georgia
- Citi Simplicity® Card
- HELOC requirements
- Contributing too much to a Roth
- Consumer complaints
- How to get a tax refund sooner
- Is APY variable?
- How to confirm if a flight has business class lie-flat seats
- 10. Pet sit
- How much does a tax extension cost?
- How’s the stock market doing?
- Citi Double Cash® Card
- 6. Qatar Qmiles for Qsuite awards to Doha or beyond
- Can you pay taxes with a credit card? Yes. But should you?
- Make college tuition-free
- Mutual fund fees
- Life insurance
- 13. Rent out a room
- How to pay lower taxes when selling stocks
- How to protect against inflation
- The importance of diversification
- What do the approvals mean for Bitcoin?
- You can temporarily self-report income
- When should you freeze your credit?
- 9. You paid off a loan
- Elite status partner benefits
- Consequences of tax evasion
- Starting a business in Florida: Open a business bank account
- 7. Determine which warranties are right for you
- The challenge: Multiple offers are common, and first-time buyers have less cash
- 5. Cover any remaining gaps with loans
- Married filing separately: Bottom line
- Travel and status perks
- How to apply for a loan
- Additional cruise expenses to plan for, beyond the base price
- If your DTI is high
- Walk or bike
- Greenlight Prepaid Mastercard
- LLC self-employment taxes
- Cheapest final expense companies for 2024
- Consumer experience
- Why are there so many kinds of cryptocurrency?
- Can I claim the EITC without a child?
- What are some of the financial hurdles LGBTQ+ couples may face as they're planning to grow their families? How would you advise preparing for those hurdles?
- Compare the best banks, credit unions and cash management accounts
- 11. Do freelance work
- How to adjust your Form W-4
- Am I a resident for California state tax purposes?
- Bottom line: Is day trading right for you?
- Do you pay tax on T-notes?
- Nursing room
- Seller-paid closing costs
- Why do I need a business credit score?
- Home equity loan requirements
- How to get a home equity line of credit
- Best for poor credit
- Benefits of refinancing
- Tax extensions for overseas taxpayers and military members
- Standard deduction for dependents
- What to do with the Bitcoin you buy
- How do I get an FHA 203(k) loan?
- 6. Find the right lender
- What else can I do with my NerdWallet account?
- Benefits of an IRA
- The bottom line on short selling
- The best place to exchange currency at the end of your trip
- Types of VA home loans
- Brokerage accounts vs. IRA
- Where to find the best savings accounts
- Could we be in an AI bubble?
- Choosing between cards? Rewards and perks might make the difference
- Getting to the Plumeria Lounge inside HNL
- Upgrade Cash Rewards Visa®
- Are these the best dividend stocks?
- Next Steps
- Bottom line
- 5. Dave: Best for repayment flexibility
- Disney FastPass cost recapped
- July
- Personal loan alternatives for low-income borrowers
- Expand Pell Grants
- Married filing separately
- Disability insurance
- 14. Moonlight as a dog sitter
- Choice Benefits on Delta recapped
- Gap insurance
- Which type of life insurance should I put in a trust?
- Other ways to pay less
- How to claim the earned income tax credit
- Cons of a credit freeze
- Allstate vs. other insurers
- More ARM terms to know
- Will you owe capital gains taxes on your home sale?
- What is the average and median retirement savings?
- Average money market account rate: 0.67%
- Who shouldn’t buy non-owner car insurance
- Transferring miles between partners
- Starting a business in Florida: Pick a location
- U.S. Bank Cash+® Visa Signature® Card
- Compare the best bank accounts for students and kids
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Step 5: Submit your application and get funded
- How to estimate taxes for an income tax extension
- The Reserve Suites
- 7. Virgin Atlantic Flying Club for Delta flights
- How do I get my business credit score?
- LLC sales taxes
- Citi Custom Cash® Card
- 8. Negotiate the best price
- 2024 state income tax rates and brackets
- 12. Create a podcast
- How applying can affect your loans
- Cheapest car insurance after a DUI: Progressive
- Are FHA 203(k) loans a good idea?
- Who doesn't count as a tax dependent?
- Where to exchange currency: Frequently asked questions
- What’s coming to Honolulu public transit next?
- Can you lose money in mutual funds?
- Are home equity loans a good idea?
- How much can you borrow with a HELOC?
- 15. Become a rideshare or delivery driver
- Farmers vs. competitors
- American Opportunity Tax Credit vs. Lifetime Learning Credit
- More about the influencers
- Summary of the best banks and credit unions of 2024
- Other HNL lounges to consider
- When is the tax extension deadline?
- How to consolidate federal loans
- When can't you take the standard deduction?
- Chase Freedom Flex℠
- How many times can you use a VA home loan?
- Walmart MoneyCard
- How to manage stock trading risks
- You can refinance an ARM
- Cheapest auto insurers after a speeding ticket in Texas
- Starting a business in Florida: Fund your business
- 13. Become a rideshare or delivery driver
- What is a no-credit-check loan?
- How much money can you make on YouTube?
- Empower Personal Dashboard, for tracking wealth and spending
- Mutual funds: The bottom line
- 16. Cut your insurance premiums
- A closer look at these companies
- FDIC insurance limits and ownership categories
- Are cryptocurrencies financial securities, like stocks?
- Credit freeze or credit lock?
- How to avoid capital gains tax on real estate
- The bottom line
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- VA refinance fees
- If you're looking to book business class lie-flat seats
- What is the perfect credit score, and how many people have it?
- Tax breaks and credits for claiming a tax dependent
- August
- Using the Marriott Bonvoy app
- What do the approvals mean for other crypto investments?
- Consequences of an EIC-related error
- Figuring out how much you need to save
- What to do if you want to come clean
- Is the Plumeria Lounge Honolulu worth it?
- Pros of investing in REIT stocks
- How to pay estimated taxes
- 6. MoneyLion: Best for existing customers
- When to consider Global Entry instead
- LLC tax forms and deadlines
- Education tax forms
- 9. Maximize trade-in value, if applicable
- 14. Tutor
- How do you file a state tax extension?
- The bottom line
- Important considerations when opening a Roth IRA
- Discover it® Secured Credit Card
- How much is my 2023 standard deduction?
- Key terms in this story
- If you're looking for the best way to use Citi ThankYou Points
- Other car insurance types
- Should you invest in AI stocks?
- Who can access your frozen credit reports?
- Ways kid creators can earn online
- The bottom line on starting a business in Florida
- The bottom line: Set realistic expectations
- What is credit card consolidation?
- More reading for active investors and traders
- Citi Rewards+® Card
- 17. Consolidate your debt
- The difference between interest rate and APY
- Cons of investing in REIT stocks
- If you’re considering a Marriott credit card ...
- Cheapest auto insurance for poor credit: Geico
- After deciding
- Compare car insurance rates by driver history
- Selling a put option
- Investing for teens
- Learn about the best life insurance companies
- Are there drawbacks to investing in the S&P 500?
- The bottom line
- Earn an audience, and earn more in the long run
- September
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Is getting a HELOC a good idea?
- Can I still get a past year's earned income tax credit?
- 10. Make the purchase
- 15. Rent out items
- Which states have federal tax deadline extensions?
- Best for those who pack expensive equipment: Travel Insured International
- Is consolidating credit card debt a good idea?
- Frequently asked questions about estimated tax payments
- Single
- 18. Refinance your student loans
- Pros and cons of cryptocurrency
- Capital One Venture Rewards Credit Card
- Investing in REITs: How to get started
- The worst way to use your Marriott Bonvoy points
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Chase Sapphire Preferred® Card
- Final thoughts on getting TSA PreCheck for free
- Low-fee alternatives to prepaid cards
- LLC tax tips for business owners
- Examples of FDIC insurance limits and coverage
- The bottom line
- Is there an over-55 home sale exemption?
- Where to buy non-owner car insurance
- 16. Use cash back apps
- W-4 calculator
- 2023 vs. 2024 standard deduction
- 19. Change your cell phone plan
- California state tax credits
- Mission Lane Visa® Credit Card
- Other ways to make money
- Meditation pods and treatment rooms
- Other types of mortgage loans
- October
- PocketGuard, for a simplified budgeting snapshot
- Avoid risky loans
- Mutual fund types
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Tips for making money as a kid
- How the FDIC calculates national rates
- Types of FHA loans
- Investing
- When to claim the standard deduction
- Where to trade stocks
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- What else to know about Form W-4
- More about the cards
- What if you're not eligible?
- If you want to redeem Marriott Bonvoy points ...
- 8. Klover: Best for no-fee advances
- How much is non-owner car insurance?
- Things to consider about loans with no credit check
- Bahamas cruise prices recapped
- Corporate grants for nonprofits
- Is it better to get a home equity loan or line of credit?
- Should you buy stocks or bonds?
- Cheapest car insurance for young drivers
- Bathrooms
- November
- Cryptocurrency legal and tax issues
- Best for adventurous travelers: World Nomads
- Prosper® Card
- Hilton Honors American Express Card
- Call vs. put options
- Practical matters
- U.S. Bank Cash+® Visa Signature® Card
- Cash App debit card: Prepaid-like option
- More resources
- Best stocks for beginners
- Food
- What to do if you can’t keep up with your HELOC payments
- Other life insurance options for seniors
- What are the Roth IRA rules?
- Other options
- Mortgages
- Pros and cons of loan apps
- Best prepaid debit cards: Summary
- Your decision: Is cryptocurrency a good investment?
- December
- Honeydue, for budgeting with a partner
- The upside down: When debt and equity roles reverse
- How to shop for no-credit-check loans
- The four options market participants and their incentives
- What are prepaid debit cards?
- More about buying life insurance as a senior
- FHA loan limits
- Capital One QuicksilverOne Cash Rewards Credit Card
- Cheapest car insurance for senior drivers
- Prime Visa
- The bottom line on investing in stocks
- How to find out if your bank is FDIC insured
- How to track your California state refund
- Advantages of put options
- Venmo Credit Card
- Prime Visa
- How do mutual fund profits work?
- Best for medical coverage: Travelex Insurance Services
- No-credit-check loan alternatives
- Bilt World Elite Mastercard® Credit Card
- More about top-rated life insurance companies
- How to apply for an FHA loan
- Prepaid debit cards vs. regular debit cards
- California sales tax
- How to find the best term life insurance company
- Capital One Platinum Credit Card
- Cheapest car insurance by state
- How to make money from home
- Budgeting resources from NerdWallet
- Capital One® Walmart Rewards™ Mastercard®
- Frequently asked questions about prepaid cards
- Are cash advance apps payday lenders?
- Pros and cons of FHA loans
- 5 things to know about California state tax
- Mutual funds vs. ETFs vs. stocks
- Personal loans
- Are apps like DailyPay and Payactiv cash advance apps?
- Other home insurance companies to consider
- Methodology to identify the best budget apps
- Other notable options
- AvantCard Credit Card
- How to get into the Chase Sapphire Lounge LGA
- American Express® Business Gold Card
- Best if you have travel credit card coverage: Seven Corners
- How to get cheap car insurance
- Target REDcard™ Credit Card
- Target REDcard™ Credit Card
- More about term life insurance
- Alternatives to cash advance apps
- Ways to get the best FHA mortgage rates
- Major issuers and their policies on instant credit access
- Risks of getting cheap auto insurance
- Student loans
- Blue Cash Everyday® Card from American Express
- Costco Anywhere Visa® Card by Citi
- More about top-rated life insurance companies
- Best for long-term travelers: IMG
- Why you can trust NerdWallet
- How to make money offline
- TD Cash Credit Card
- Capital One Venture Rewards Credit Card
- Taxes
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- Travel rewards
- How to find grants for nonprofits
- Apple Card
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- Best for travelers with unpredictable work demands: Tin Leg
- How to compare car insurance rates
- PlayStation Visa Credit Card
- Venmo Credit Card
- Truist Enjoy Cash credit card
- Best for booking travel with points and miles: TravelSafe
- How to choose an online business idea
- Best for group travel insurance: HTH Insurance
- Best Buy credit cards
- How to find the best home insurance policy in five common scenarios
- U.S. Bank Business Leverage® Visa Signature® Card
- Types of travel insurance
- Xbox Mastercard
- How to choose an insurance company
- How to compare homeowners insurance
- Watch out for making money scams
- What does travel insurance cover?
- What’s not covered?
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
- Learn more about personal finance
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.