Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a budget?
- What is a W-4?
- Still deciding on the right carrier? Compare Medigap plans
- What is an overdraft?
- What is a 401(k)?
- 6 steps to opening a Roth IRA
- Dividend definition
- Compare types of bank accounts
- What's an investment strategy?
- QuickBooks Online resources
- What is a home equity line of credit?
- Mortgage rates this week
- What is a budget planner?
- See CD rates by term and type
- What is mortgage pre-qualification?
- What is a cashier's check?
- What is a payday loan?
- Medicare Part D companies
- The parts of Medicare
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is personal finance?
- Bizee: Easily form your new business
- What is a FICO score?
- What is a custodial Roth IRA?
- Medicare Advantage companies
- What Medicare covers
- About Humana
- Compare Medicare Advantage providers
- Can you borrow from an IRA?
- What are Treasury bonds?
- What is a secured credit card?
- » These cards are no longer available
- What is bill pay?
- » This offer has expired
- Quick tips for where to exchange currency
- Still deciding on the right carrier? Compare Medicare Advantage plans
- High-yield savings accounts defined
- About Safeco home insurance
- Good credit utilization follows the 30% rule
- What is Etsy?
- Top-rated low-cost index funds
- Regulation D and why it matters
- What is a spot Bitcoin ETF?
- What are dividend stocks?
- 7 budgeting tips for everyone
- About The Andover Companies home insurance
- What is stock research?
- How to make money as a kid
- What is PayPal?
- What is passive income?
- Best-performing gold ETFs
- 1. Use credit card points or airline miles
- 1. Look for leaks
- Are game show winnings and prizes taxable?
- Determining how much mortgage I can afford
- Stocks
- How much emergency fund should I have?
- The best pet insurance companies at a glance
- How to get paid on YouTube
- Food and drink
- What is home equity?
- Portfolio definition
- 7 of the best apps to make money
- Can you withdraw money from a 401(k) early?
- Mortgage options
- Best Hilton Caribbean resorts
- How voluntary repossession works
- What is a high-deductible health plan?
- Choose the best MBA program for you
- What is self-employment tax?
- How much are taxes on lottery winnings?
- What is an energy ETF?
- Citibank rates and fees
- What is an overdraft fee?
- Savings rates in 2023: 4% APY or higher
- Be proactive
- Capital gains tax on stocks: Do you have to pay?
- Online marketplace and auction sites
- States with no income tax
- Savings accounts
- The similarities between Hyatt Place and Hyatt House
- How to get TSA PreCheck for free
- Georgia state income tax rates and tax brackets
- What is predatory lending?
- What does tax-exempt mean?
- Allow up to 50% of your income for needs
- When do I need a cashier's check?
- How much is a speeding ticket in California?
- What is a savings account?
- What you need to open a bank account
- Nerdy takeaways:
- Best Medicare Advantage companies
- All about the Schumer box
- How does the lottery work?
- What preventive visits are covered by Original Medicare?
- Why is personal finance important?
- Best Prepaid Debit Cards
- How much should you spend on rent? It depends
- What is a bounced check?
- 1. Corporate bonds
- The best AmEx transfer partners
- About Spot pet insurance
- What is TSA PreCheck?
- What is the best way to book a cruise?
- First, what type of financial help are you looking for?
- Preparing to buy tips
- How to start an LLC in Texas
- 1. Certificates of deposit (CDs)
- 1. 'Stack' store and manufacturer's coupons
- Play catch-up if you can
- 1. Best Western
- Frugal food tips
- Protecting yourself from title jumping
- What is a car insurance declaration page?
- Types of crypto wallets
- 5 best gas apps to help you save money
- The best car insurance
- What are some examples of liabilities?
- How to transfer Apple Cash to a bank account
- Qualifications for a loan to buy a business
- 50/30/20 budget calculator
- How do I calculate my LTV?
- Which transactions could be limited under Reg D?
- You can get academic credit
- How do LLC taxes work?
- Holding Bitcoin
- FuboTV cost per month
- Best-performing marijuana stocks
- You may be able to delay Medicare enrollment
- 1. Make extra payments toward the principal
- First, some background
- January
- Best advice for first-time flyers
- Create a budget plan that works for you
- What is a foreign transaction fee?
- What is universal life insurance?
- What’s an HSA/FSA?
- How do CDs work?
- Finding the cheapest full coverage car insurance
- What is the child tax credit?
- 1. Set your budget
- 1. Find a payment strategy or two
- How do payday loans work?
- How does capital gains tax on real estate work?
- Medicare home health care coverage
- What is earned wage access?
- 1. Decide between checked luggage and carry-on
- 1. Sell spare electronics
- What is a health savings account (HSA)?
- Average car loan interest rates by credit score
- Why is having a low credit utilization important?
- The best flight booking sites
- What is Clear?
- Why become a travel agent?
- What is a cash-out refinance?
- California state income tax brackets and rates
- 1. Sign up for Google Fi
- Minimum wage over time
- 1. Non-retirement goals
- Small-business employment statistics
- Mailchimp: Best overall email marketing software
- Auto insurance
- Activate quarterly 5% rewards categories
- Remember whom you’re doing it for
- Starting a business in PA in 8 steps
- What to do before applying for a mortgage
- 1. Get help with utility bills and groceries
- What is a sales tax holiday?
- Know your competition
- Custodial Roth IRA rules
- What Medicare covers for outpatient mental health services
- Finding cars sold by private sellers
- 1. Set realistic expectations
- Step 1: Check your credit
- Vending machine costs
- What are closing costs?
- Key findings
- What you need to know
- What is a condo?
- What is a HELOC?
- What is a virtual assistant?
- Rewards on spending
- Visit on Free National Park Days 2024
- Is an airline card right for me?
- What does this value mean?
- How much does adoption cost?
- What is the typical down payment on a house?
- 1. Make your meals instead of ordering takeout
- Taking a life insurance medical exam
- Cheap one-day tickets for Universal Studios
- How do credit union loans work?
- Summary: The best places to save money and earn interest
- What is a phone screen interview?
- When does Medicare cover vision exams?
- Search online at state agencies
- 1. Find your inspiration
- Stock chart components
- What are the three credit bureaus?
- Federal government farm grants
- What goes into the credit card interest calculation
- Late winter and early spring
- Factors affecting cost
- How to spot origination fees
- How much is pet insurance?
- How to find a currency exchange near you
- 1. Know your bank’s mobile check deposit requirements
- What does a certificate of liability insurance include?
- Types of business funding
- Watch out for 'drip pricing'
- What is IVF?
- Authorized user vs. joint account holder
- Best fleet fuel cards
- Are CD rates going up?
- What qualifies you to be a tax-exempt individual?
- Where can I cash my coins?
- How to use the pre-qualification calculator
- What is an EIN?
- When can you withdraw from a Roth IRA?
- 1. Only some purchases are eligible for promotional financing
- When to open multiple business bank accounts
- What is a home equity loan?
- Best overall: MetLife
- Average savings account rate: 0.46%
- What is Medicare Part D?
- Best ways to consolidate credit card debt
- What is Five Star Service?
- The difference between cancellation and non-renewal
- What are gold stocks?
- What your bill could look like without a tax break
- 1. The cash-back card offers the best ongoing rewards
- American Family
- 17 passive income ideas for 2024
- Types of pet insurance coverage
- How fraud is handled
- Why is Berkshire Hathaway stock so expensive?
- How to Refer a Friend for a Capital One card
- LLC vs. corporation, summarized
- What happens when the appraisal is lower than the offer?
- Why is a FICO score important?
- What is a state income tax?
- What is the gift tax?
- HELOCs and home equity loans compared
- How to find your way around an airport
- What is a tax credit?
- Our take
- How does bill pay work?
- About The Platinum Card® from American Express
- What is adjusted gross income (AGI)?
- How much is a personal loan origination fee?
- 1. Clean up your credit
- Average online personal loan rates
- When is a personal loan in default?
- The new changes
- Triple-check the recipient
- What is a dividend aristocrat?
- How does home equity work?
- What to consider when building a portfolio
- Do you qualify for a business loan interest tax deduction?
- The best money-making apps
- What is the 401(k) early withdrawal penalty?
- Discover savings bonus
- The self-employment tax rate for 2023
- Which banks have the best savings interest rates?
- How to make money online
- Best-performing energy ETFs
- What is the 10-year Treasury?
- Conceptualize and research your Etsy idea
- Top-rated low-cost index ETFs
- Why refinance your car loan?
- Netflix subscription cost
- How Citibank compares to online banks
- 1. Do your research
- Top 11 spot Bitcoin ETFs by fee
- How does a 401(k) work?
- Do you pay taxes on stocks you don't sell?
- 9 popular investment strategies
- How do you earn Hilton Honors points?
- What is a business credit score?
- Average 401(k) balance by age
- Signs of predatory lending
- What’s a good credit score with FICO vs. VantageScore
- Making a small-business budget with QuickBooks Online
- Which airlines have free checked bags?
- Key takeaways
- 4 steps to research stocks
- You can do it yourself
- 1. Participate in paid market research
- Earn bonus TrueBlue points through JetBlue Vacations and Paisly
- 2. Sell your gift cards
- How to use the car affordability calculator
- You’ll be credited for your overpayment
- Who's involved
- Deciding factors
- How to find your EIN
- Banks that offer joint business accounts
- How much do Instagram influencers make?
- Travel credit cards are often not the best option for travelers
- 11 best investments right now
- Bounced check fees: Overdraft and NSF
- What are gold ETFs?
- Builders prefer incentives to lowering prices
- Rite Aid
- 1. Start with your 401(k)
- Are Treasury bonds taxable?
- Why this matters
- What's the difference between a HELOC and a home equity loan?
- What IdentityForce does and what it costs
- 2. Make WaterSense
- What kind of prize tax will you have to pay for winning a game show?
- Skip: If you want to have a significant impact and can give more
- What’s the purpose of a budget?
- Why do people title jump?
- How to read a car insurance declaration page
- 1. A high-yield online savings account that earns 4% or more
- Complete the consolidation application
- Does Medicare cover eyeglasses or contact lenses?
- Where Safeco stands out
- How are dividends taxed?
- Top credit cards you can use instantly after approval
- What is the 50/30/20 rule?
- What Airbnb cleaning fees cost
- How is PMI calculated?
- Which transactions don’t apply to the savings account withdrawal limit?
- Compare car insurance rates by age
- How will the Student Aid Index be calculated?
- 20 high-dividend stocks
- Does closing a credit card hurt your credit?
- The best whole life insurance companies of April 2024
- Where to buy Treasury bonds, notes or bills
- Understanding your required coverages
- Money regret No. 1: Not saving more
- How does a universal life insurance policy work?
- Who needs to get an EIN?
- Where can I get a cashier’s check?
- How much does a speeding ticket affect your insurance?
- Why you need a savings account
- ASPCA: Best pet insurance for broad coverage
- 22 popular tax deductions and tax breaks
- Best for size of network: UnitedHealthcare
- Prepare un presupuesto
- How does earned wage access work?
- Ways to earn money as a younger kid
- 1. There's more than one version of the store card
- The pros and cons of Miller trusts
- Will your tax refund be garnished?
- How to lower your credit utilization
- What is a Welcome to Medicare preventive visit?
- How to use PayPal
- Examples of personal finance in everyday life
- Banking
- Why the Chase Sapphire Preferred® Card wins
- Differences between an LLC and a corporation
- 2. Find money for child care
- Create a business plan
- What you’ll pay for outpatient mental health care
- Humana Medicare Advantage pros and cons
- How much are closing costs?
- 55% of Americans are helping parents financially or plan to do so
- What does a virtual assistant do?
- Medicare will negotiate drug prices
- What are American Airlines Loyalty Points?
- 2. Find a coupon database or a browser extension
- Cheap car insurance
- NerdWallet's car insurance estimator
- How to fill out a W-4
- How to find your federal student loan servicer
- What reasons can you withdraw from your 401(k) early?
- 2. Examine your situation
- How to calculate your credit utilization ratio
- Lottery tax calculator
- Why your liabilities matter
- 1. The annual fee is ridiculous
- 1. Can you afford an electric car?
- Why you might want to sign up
- Gather key information about your current loan
- Are fees charged for every overdraft I make?
- What are dividend stocks and why buy them?
- What does it mean to live in a state with no income tax?
- Why marijuana stocks are unique and risky
- How much is the child tax credit worth?
- How the home sale tax exemption works
- What does the Schumer box tell you?
- 20 high-dividend stocks
- 3. Pawn something
- 7 best gold stocks by one-year performance
- Our take
- Who should get a cash-out refinance?
- New York state income tax rates
- Visualize what happens without a will
- Our pairing for: Cash back
- Work out how much of your income should go to rent with the 50/30/20 rule
- 4 other expensive stocks
- When is the sales tax holiday or tax-free weekend in my state?
- What is a good FICO score?
- Researching cars for sale by private sellers
- How to calculate your home equity
- Treasury bond rates
- Secured credit cards vs. unsecured credit cards
- Consider this
- What tax bracket will you be in after winning your money?
- 2. Marriott
- Frugal shopping tips
- Does Medicare cover eye exams for glaucoma?
- How voluntary repossession affects your credit and finances
- How SAVE differs from other student loan repayment plans
- The self-employment tax rate for 2024
- What is the dividend tax rate?
- How much is PMI?
- How to compare lender fees and rates
- Raise your deductible
- How about Bitcoin ETFs?
- Best place to exchange currency: Your bank or credit union
- 2. Confirm the check amount is within mobile deposit limits
- An HSA and Medicare don't mix
- 2. Refinance if you have good credit and a steady job
- Median 401(k) balance by age
- Where The Andover Companies stands out
- How much is in vitro fertilization?
- How we ranked the top life insurers
- Today’s HELOC rates
- Leave 30% of your income for wants
- How can I get a cashier’s check?
- Roth IRA withdrawal rules
- What you need to know about savings accounts
- 2. Become a virtual assistant
- You can request a refund
- State minimum wages in 2024
- How does Roll payroll work?
- How many Instagram followers do you need to make money?
- Bluebird by American Express
- 3 best brokers for forex trading
- How to open a custodial Roth IRA for kids
- How state income tax rates work
- 2. Start small
- How to start a vending machine business: A step-by-step guide
- Checking and savings features
- 6 TSA PreCheck credit cards from Chase
- How do tax credits work?
- 3. Be an Energy Star
- Other ways to gain free entrance to national parks
- 2. Cash management accounts
- How much money do I need to buy a house?
- Earning Alaska miles with credit cards
- Plan for required minimum distributions
- Protect against fraud
- Give: If a small donation suits you best
- Best credit union personal loans for 2024
- The verdict: Are Discover savings bonuses worth it?
- Prove you are the rightful owner
- Make sure you meet MBA requirements
- Where Safeco falls short
- Grace period
- Why invest in energy ETFs
- Holiday weekends
- Chase Sapphire Preferred® Card
- Shore up savings for the future
- How LLCs pay income taxes
- How many points do you need for a free night?
- What is a mega backdoor Roth?
- February
- Pros and cons to adding an authorized user
- Money Worship
- Is it the same as a currency conversion fee?
- Can I use my HSA or FSA to pay off credit cards?
- 2. Shop for a loan
- 2. The APR, once charged, is sky-high
- How much do payday loans cost?
- Is Medicare Part D free?
- Decida qué es lo que necesita
- Are auto loan interest rates rising?
- How to become a travel agent
- 2. Get free overseas data using T-Mobile and Sprint
- Where student loan cancellation stands
- 2. The travel cards offer the most perks
- What’s in the Blueprint for an AI Bill of Rights?
- How is a FICO score calculated?
- How the annual gift tax exclusion works
- 2. Change your travel dates by a few days
- Types of Treasury securities
- What this means for you
- What's the difference between a HELOC and a cash-out refinance?
- What does the The Platinum Card® from American Express cost for military personnel?
- Personal loan default consequences
- Bonds
- Where to stash your emergency fund
- Life insurance medical exams: What insurers are looking for
- What’s included in a portfolio
- How to set up a crypto wallet
- Does Medicare cover diabetic eye exams?
- High-deductible health plans and HSAs
- Examples of three high-interest online savings accounts
- How do lottery taxes work?
- What is the 10-year treasury yield today?
- Current car loan information you will need
- You have financial backing
- How are stocks taxed?
- 3. Endorse the check
- Investing for income: Dividend stocks vs. dividend funds
- Pros and cons of living in a state without income tax
- How can you get a certificate of liability insurance?
- How are business credit scores calculated?
- Neobanks: Their role, disadvantages and benefits
- Money regret No. 2: Overspending
- CD rate trends
- What’s behind the pre-qualification calculation?
- How does a home equity loan work?
- What identity theft protection companies do
- Best budget pick for dogs: Lemonade
- Costs for home health care under Medicare
- 2. Pack for multiple climates
- 4. Work today for fast cash today
- How much does Five Star Service cost?
- How to get homeowners insurance after a non-renewal
- Fees make it all go
- Making referrals: Caveats and considerations
- 3. Recover unclaimed money
- 2023 Sales Tax Holidays by State
- 2. Preferred stocks
- Step 2: Pre-qualify and compare offers
- 1. The cards require a refundable security deposit
- How to calculate adjusted gross income
- AAdvantage elite status requirements and timing
- The pros and cons of a life insurance trust
- Why is budgeting important?
- Examples of phone screen interview questions
- How to calculate self-employment tax
- What data do the credit bureaus maintain?
- 2. How far do you need to drive on a single charge?
- How lenders use loan-to-value
- Average annual PMI premium
- What if I go over the limit?
- Ways to deal with overdrafts
- Shop around
- Using a credit card with Bitcoin rewards
- Ways to fund your business without taking on debt
- 2024 Georgia state income tax changes
- Where The Andover Companies falls short
- Car insurance rates after a speeding ticket, by company
- What to do after you get a speeding ticket in California
- 3. Transcribe audio and video
- How to qualify for an earned wage access service
- Investing for income: Dividend stocks vs. dividend funds
- How to determine how much car you can afford
- 2. You can only use the cards for purchases through some Amazon businesses
- Which states have Miller trusts?
- How much does the Welcome to Medicare visit cost?
- Clear’s bag drop service
- Does raising the minimum wage cause inflation?
- Constant Contact: Best free trial
- Keep it simple
- How to monetize your Instagram with fewer followers
- Merchant fees for a bounced check
- How to deal with a low appraisal
- How to invest in gold ETFs
- What Medicare covers for inpatient mental health services
- What makes rent unaffordable?
- How much do virtual assistants make?
- Is IdentityForce worth the price?
- Negotiated drugs will be covered by all plans
- What if you win a vacation or a car or something else instead of money?
- 10 questions to ask financial advisors
- Calculator: Convert Alaska miles to dollars
- 3. Read the fine print
- 2. Plan your weekly menu, and stick to your list
- I got title jumped. What now?
- The top 7 dividend aristocrats list
- How to estimate car insurance costs
- What to consider
- Does Medicare cover macular degeneration?
- State availability
- Use a credit utilization calculator
- What are qualified dividends?
- 2. You’ll earn points, but no bonus
- Transfer Apple Cash to a debit card instantly
- PMI calculator help
- Average cost of tires
- How is the Student Aid Index used?
- Certificates of deposit
- The differences between Hyatt Place and Hyatt House
- How to choose marijuana stocks
- Your earnings affect your Social Security payments
- Average 401(k) contribution rates
- The wrong tool for the job
- Money Avoidance
- Commit 20% to savings and debt repayment
- Savings accounts with strong APYs can help your money grow
- Baggage fees
- Historical national rates
- JetBlue partner airlines and hotel partners
- How much does Medicare Part D cost?
- Types of gold stocks
- How to use average car interest rates
- 13 fundamentals of personal finance
- More AI news
- How much rent can you afford?
- 5 reasons why a Roth IRA can be right for minors
- Negotiate lower closing costs, such as rate locks
- 3. Emphasize good financial habits
- How to determine your closing costs
- Determining your income tax liability
- 2. Add a Roth IRA to the mix
- Less ‘urgency’ to innovate for customers, skeptics say
- Spot pet insurance plans and coverage
- How secured credit cards work
- Our tips
- 4. Shower like a sailor
- 2. Rebalance your debts and income
- Average bank personal loan rates
- How it compares to traditional credit cards
- Update your privacy settings
- Multi-day park admission deals
- Skip: If you’re hoping for an easy tax break
- 1. Buy a big (and I mean really big) boat
- What do federal student loan servicers do?
- Don’t miss the deadline
- Basic stock chart terms to know
- Plug in the numbers
- Savings calculator
- Can you negotiate mortgage origination fees?
- What is a Bitcoin strategy ETF?
- Another money-change option: online currency converters
- Dividend vs. growth stocks
- Does your business need a certificate of liability insurance?
- Mega backdoor Roth 2024
- Use a budget planner
- Beware: Your medical expense may not qualify for HSA/FSA reimbursement
- CD rate forecast: 2024
- Requirements: Who qualifies for the child tax credit?
- 3. The card isn’t accepted everywhere
- Who qualifies for the home sales tax exclusion?
- Utilice un buscador de vehículos en línea
- 5. Seek community loans and assistance
- How to stop student loan tax garnishment
- Large overpayments may be a problem
- Our tips
- Plan pricing and features
- Credit cards
- How to save big with a sales tax holiday
- When are state income tax returns due?
- Joann
- What you’ll pay for inpatient mental health care
- About home equity loans
- How to set up bill pay
- Is buying a condo a good idea?
- Mortgage selection tips
- 3. High-yield money market accounts (MMAs)
- What mortgage can I afford?
- 3. Hilton
- How do you start a budget?
- How to avoid voluntary repossession
- Who has to pay self-employment tax?
- You need to save money for college
- Do I have to pay Georgia state income tax?
- State availability
- Is IVF covered by health insurance?
- March
- Best whole life insurance policies for 2024
- Money regret No. 3: Mismanaging credit card debt
- How to avoid foreign transaction fees
- Episode transcript
- 3. Determine other ownership costs
- 4. Sell stuff online
- Requirements for Medicare home health care coverage
- What is a flexible spending account (FSA)?
- What’s going on with layoffs in tech?
- What is a Medicare annual wellness visit?
- Do all workers earn at least the minimum wage?
- 2. Today vs. tomorrow
- 3. You'll likely have to be a UBS client to get one
- Amica
- Additional coverage of artificial intelligence from NerdWallet:
- 4. Get down payment assistance for a home
- Humana Medicare star ratings
- No. 1 reason for not helping parents is not being able to
- 2. You'll also owe fees
- Is a HELOC a good idea?
- Should you pay a personal loan origination fee?
- How do Alaska miles compare to other airlines?
- Median down payment by age
- Consider account conversions
- Frugal entertainment tips
- How long will your mortgage loan last?
- Does Medigap or Medicare Advantage cover eye exams?
- It is OK to be nosy
- Pros and cons of a high-deductible health plan
- Average daily balance
- All year
- 3. Where will you charge it?
- How you can use loan-to-value
- The difference a high-yield savings account makes
- 4. Open the mobile deposit function in your bank app
- When should I close my credit card?
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- For credit and savings
- One more thing: Consider alternatives
- Alternatives to cash
- How to apply for an employer identification number
- How much does a cashier’s check cost?
- 2. Consider debt consolidation
- 4. You won’t earn any ongoing rewards
- Decide what type of account you want: checking vs. savings
- Compare identity theft protection services
- Best for extra perks: Aetna
- Popular earned wage access companies
- Where do lottery prizes come from?
- 6. Ask for forbearance on bills
- How to set up a Miller trust
- Existing forgiveness plans and taxes
- Benefits
- Use employee benefits
- 5 ways to make money on Instagram
- Referral bonus annual limits
- Going overseas? Don’t forget your travel rewards card
- One more option: Borrow from a 401(k)
- How to become a virtual assistant
- 5. Use the dishwasher
- Out-of-pocket spending will be capped at $2,000
- Are game show winnings taxed differently than gambling winnings?
- 4. Learn your store’s coupon policy
- Earn a return elsewhere
- How to get the best results
- Give: If it makes you feel good
- Safeco home insurance coverage
- Where do the credit reporting bureaus get their data?
- Do I have to pay state tax on lottery winnings?
- Best car insurance companies: Our winners
- Price vs. yield
- What if I need cash after I hit the limit?
- Top 8 Bitcoin strategy ETFs by fee
- How are dividends paid out?
- Fubo add-ons
- Best for availability and locations: Hyatt Place
- How to use the Hilton Points Explorer tool to book an award stay
- Which airlines offer free carry-on bags?
- Money Vigilance
- How to claim the child tax credit
- What’s the difference between pre-qualification and preapproval?
- How a savings account works: withdrawal limits
- Best budget pick for cats: Embrace
- Average interest checking account rate: 0.08%
- 3. Bring your prescription (and regular) medicine
- California income tax deadlines and extensions
- 3. Buy a local SIM card in your destination
- Being put in a database due to a bounced check
- Are Treasury bonds a good investment?
- How does a life insurance trust work?
- When to use it
- Dividend kings vs. aristocrats
- Factors that affect the cost of car insurance
- Types of business loans and how to handle their interest deduction
- Estimate your MBA salary and true MBA cost
- Is per-card or overall utilization more important?
- Keep your liabilities under control
- 3. It offers highly specific perks
- Transfer Apple Cash in 1-3 business days
- Why you might want to use another exchange
- Input new refinanced car loan information
- Check for discounts
- Lending Bitcoin
- Where to exchange currency outside the U.S.
- Your income affects your Medicare premiums
- What a good credit score can get you
- What can I use a home equity loan for?
- 5. Housesit
- Pruebe los vehículos
- Where does lottery revenue go?
- 7. Request a payroll advance
- 3. Prime members earn lucrative rewards
- Small-business lending statistics
- Who can open a joint business account
- Serve American Express Prepaid Debit Account
- Our pairing for: Frequent travelers
- What is a FICO score used for?
- Types of state income tax
- What Original Medicare doesn’t cover
- 3. Dividend-paying common stocks
- Closing costs calculator
- Sole proprietorship taxes: Special deductions
- Secured credit cards: Examples
- The Platinum Card® from American Express military benefits
- Where to find your AGI on your 1040
- When is the best time to use Alaska miles?
- Comparing stocks and bonds
- Why is adoption so expensive?
- What’s next?
- 2. An interest-bearing checking account that earns 1% or more
- When voluntary repossession makes sense
- Pro tip: Make the most of your money
- How to choose the best high-yield savings accounts
- Applying for a loan to buy a business
- Blue Cash Preferred® Card from American Express
- How do streaming services fit into your budget?
- How to maximize savings
- You’re burned out and your grades are slipping
- 5. Take clear pictures of the check with your mobile device
- Local sales
- How much does a certificate of liability insurance cost?
- Exceptions to state minimum car insurance requirements
- 4. Find the right car for you
- 5. Pre-qualify without affecting your credit score
- Average car insurance rates after a speeding ticket in California
- How it works
- Alternatives to a cash-out refinance
- New York state supplemental income tax
- MailerLite: Best for frequent email sends
- 4. Redemption rules are complex and potentially costly
- Accepting a Capital One referral: Caveats and considerations
- 1. High-yield savings accounts
- Example of an appraisal gap
- Look for discounts on upgraded amenities
- 4. Follow along
- Gift tax limit 2024
- Financial stress may be related to uncertainty
- How to choose an airline card ...
- 3. Don’t ask for too much cash
- Average credit union personal loan rates
- 4. Peer-to-peer lending
- Make charitable contributions
- 3. Before you shop, take inventory
- Don’t forget to budget
- Skip: If it’s not in the budget
- 4. Radisson
- How else can you get eye exam coverage?
- How to pay self-employment tax
- More advanced stock chart terms
- How are dividends taxed?
- Does the cost of FuboTV fit into your budget?
- Best hotel for long-term stays: Hyatt House
- 3. Enroll in autopay
- The Andover Companies home insurance coverage
- Could state abortion bans impact IVF?
- Money Status
- Take advantage of today’s CD rates
- What is a tax exemption?
- 4. Think about international appliance compatibility and pack accordingly
- Airports with Five Star Service
- If your student loans were in default before the pandemic
- How much does a Medicare annual wellness visit cost?
- What are PayPal fees?
- 3. Other investment options
- If you don't have a credit card...
- Why you might want the Chase Sapphire Reserve® instead
- Your bank may close your account after a bounced check
- 5. Find tax credits for health insurance
- Learn the rules
- Kirkland’s
- Who pays the closing costs?
- 3. Fly into or out of a nearby airport
- 3. Take as much risk as you can stomach
- About home equity lines of credit
- Finding the right condo for you
- What to do if you face loan default
- 2. Buy a private jet
- Frugal DIY project tips
- How do you find out how much equity is in your home?
- 3. Think 'SMART'
- How much should you spend on a mattress?
- 4. What will you use the car for?
- Labor costs
- 6 types of dividends
- What is my Georgia residency status for state income tax purposes?
- What is a good business credit score?
- Your 401(k) plan allows after-tax contributions
- April
- How does a HELOC work?
- Should I just use cash instead?
- Universal life insurance: Pros and cons
- What's next?
- Haga un repaso de toda la información que haya recopilado y tome una decisión
- How long you can receive home health services
- Earned wage access pros and cons
- 8. Take a loan from your retirement account
- How do HSA and FSA contributions work?
- Save money as a travel agent
- 4. Utilize an eSIM card
- Pet insurance coverage at a glance
- How to find another company's EIN
- Factor in other costs
- Other coverage options
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Catastrophic coverage will no longer require coinsurance
- How to keep your head above water after winning a game show prize
- Other personal loan fees to consider
- Average down payment by state
- 5. Make a shopping list and use apps for more savings
- How to invest in dividend aristocrats
- 4 common types of portfolios
- Hardware wallets
- Quarterly category cards
- Is a high-deductible health plan right for you?
- Open your Etsy shop
- 4. Get access to a personal advisor
- Can the entire Apple account balance be transferred?
- How many banks have collapsed?
- The Bitcoin ETF price war
- CD vs. high-yield savings account: At a glance
- Do pot stocks deserve a spot in your portfolio?
- The difference between tax exemptions, tax deductions and tax credits
- What if I lose the cashier's check?
- What to watch for with multiple business bank accounts
- Home equity loan rates in 2023
- What are the lottery payout options?
- 4. You’ll get a small introductory bonus
- Do I have to pay California state tax?
- Drawbacks
- How to apply for a joint business bank account
- Set a timeline
- Millennials travel plenty, but they earn less in credit card rewards
- 5 steps to applying for a mortgage
- 6. Apply for college grants
- Get the proper licenses, permits and insurance
- Only 28% of Americans have an estate plan
- 3. The Green Dot Visa® Secured Credit Card doesn’t offer additional benefits
- How to make yourself a smaller target for ID theft
- The significance of adjusted gross income
- Earning AAdvantage Loyalty Points through flying
- 4. Don't shy away from frozen and canned produce
- Partial payment credit is possible after April 30
- Tax deductions for self-employment
- Is my money safe in a high-yield savings account?
- Can other types of data help my credit reports?
- Should I take a lump sum payment or annuity payments?
- 5. Do you enjoy performance?
- Reviewing the results
- Work on your credit
- How to invest in dividend stocks
- How long does it take to get a certificate of liability insurance?
- Best hotel for business and leisure travel: Both
- Optional coverages
- Additional child tax credit
- Does pre-qualification affect your credit score?
- 3. Work with your creditors
- Find a bank that suits your needs
- How do payday loans affect credit?
- Best for comprehensive coverage: ASPCA
- 6. Write online reviews
- 9. Borrow against life insurance
- Are annual physicals covered by Medicare Advantage?
- Cash-out refinance costs
- What states are increasing minimum wages in 2024?
- What to do if you bounce a check
- Arranging to see a private seller's car
- 5. Don’t be pushy
- Gift tax limit 2023
- Why Treasury bonds are important
- Secured credit cards vs. prepaid debit cards
- How are HELOC payments calculated?
- Historical Alaska mile values
- 5. International Hotels Group (IHG)
- How much car insurance you need
- W-4 form 2024
- 3. A CD ladder
- Discounts
- State farm grants
- Why is the 10-year Treasury yield important?
- Mattress-buying tips
- Get more help with monthly budget planning
- Quick tips on avoiding Reg D related fees
- Key terms in this story
- Accepting payments or tips in Bitcoin
- When do you have to pay taxes on stocks?
- Where to avoid exchanging currency
- 6. Confirm the check details and complete the deposit
- Clothes, vintage and crafts
- Alternatives to canceling a credit card
- Your 401(k) lets you move your after-tax money
- What affects your credit score?
- Average Disney World hotel room costs
- 5. Contact the seller or visit a dealership
- Car insurance rates after a speeding ticket, by state
- How much to keep in your savings account
- Embrace: Best pet insurance for many ways to save
- Best for local support: Blue Cross Blue Shield
- Where do you find the Schumer box?
- 5. Bring the right debit and credit cards
- How to invest in dividend stocks
- What is Five Star Select?
- How does a Miller trust work?
- Auto-Owners
- What does pet insurance cover?
- Secure a lower interest rate with a buydown
- What does Humana Medicare Advantage cost?
- Step 3: Choose your lender and loan
- Decent AmEx transfer partners
- Workers fear losing hard-fought union benefits
- These national parks are always free
- 5. Online savings accounts
- Expenses that may arise when adopting a child
- 6. Use coupons strategically
- Types of life insurance trusts
- 3. Buy a house. Heck, buy houses for all your friends.
- How to prepare for a phone screen interview
- Apply for financial aid
- How does credit utilization affect my credit score?
- Dividend tax rate 2023
- Interest rate
- 5. Appearances matter
- Can children under age 18 transfer Apple Cash to a bank account?
- The problems with Airbnb cleaning fees
- Do spot Bitcoin ETFs have custodianship risk?
- How to open a savings account or CD
- Benefits of staying as a World of Hyatt member
- Other ways to skip baggage fees
- For credit building
- What's next?
- Cheap full coverage insurance for different drivers
- How to set up multiple business bank accounts
- Ways to earn money as a teenager
- 10. Use a credit card cash advance
- What happens if you don't stop a tax offset?
- 5. Big accounts get bigger sign-up bonuses
- The bottom line
- Are expensive stocks good?
- 4. Funds
- Drug price increases can’t exceed the rate of inflation
- 4. Consider a co-signer
- Are current personal loan rates high?
- Consider the costs of cashing out your 401(k)
- Do the math on high-yield savings
- Why doesn’t my report show a credit score?
- Moving forward
- What’s the best overdraft option for me?
- Skip currency exchange: Use a credit or debit card
- 7. Keep the check until it's processed
- 4. Make biweekly payments
- May
- Important Treasury Bond Terms
- Universal life insurance vs. whole life insurance
- Are payday loans legal?
- 7. Start a blog
- 5. Financing options are available, but proceed with caution
- When are New York state income taxes due?
- Moosend: Best for seasonal or occasional senders
- ONE VIP Visa Prepaid Card
- Look for savings
- Appraisal gap coverage limits your exposure
- How the lifetime gift tax exclusion works
- 4. Seek inexpensive diversification
- What's different about buying a condo?
- Hotel perks
- How flexible are Alaska miles?
- 5. Opt for store brands
- Frugal home expenses tips
- Dividend aristocrats ETFs
- Why is home equity important?
- Know the implications of consolidation
- Types of mortgage loans
- 4. Write them down
- Market your Esty shop and products
- Other factors
- What else to know about Apple Cash
- 401(k) withdrawals
- LLC payroll taxes
- Discounts
- What are fleet cards?
- How to increase your pre-qualification amount
- What to expect when you open your new account
- Ways to get the best home equity loan rates
- Average certificate of deposit rate: 1.81% for one-year CDs
- Earned wage access vs. cash advance apps
- 11. Look for a payday alternative loan
- How do I access the money in my FSA or HSA account?
- Pros and cons of investing in gold stocks
- What is California's standard deduction?
- Alternatives
- Our pairing for: Families
- Watch out for scams
- How to map your — and your parents’ — financial future
- What’s not covered
- Maintaining good standing for your Texas LLC
- 6. Choice Hotels
- Credit union personal loan rates
- How to find the 2024 W-4
- Doing the math on HDHPs
- Consumer complaints
- How do I deal with lottery taxes?
- Are 10-year Treasury notes a good investment?
- Where to get a loan to buy a business
- Update your coverage
- Become a marijuana stock investor
- If you use the Hilton Points Explorer tool
- How to get a good credit score
- When to expect your child tax credit refund
- Cashier’s check vs. certified check vs. money order
- Cheapest car insurance companies after a speeding ticket in California
- Alternatives to savings accounts
- 8. Game on Twitch
- 6. Get some travel insurance
- How much does Five Star Select cost?
- Minimum wage increases
- Do I have to pay New York state income tax?
- 4. Whether it's time for a financial advisor
- Compare Cards
- How to change or cancel an EIN
- How can you invest in expensive stocks?
- Survey methodology
- 2. Certificates of deposit
- FICO vs. VantageScore
- Hire the right people
- 4. Consider taking a train or bus instead
- Where to find virtual assistant jobs
- Medicare Part D premium increases will be limited
- What is your modified adjusted gross income (MAGI)?
- 7. Buy in bulk
- Universal vacation packages
- How to start a portfolio
- 5. Treat yourself
- Strategies for keeping your credit utilization low
- Dividend tax rate 2024
- Citi Custom Cash® Card
- What is net investment income tax?
- How the 9 states with no income tax stack up
- You’ve got money left over for savings
- How much does universal life insurance cost?
- 6. Inspect and test-drive the car, if applicable
- 4. Seek help through debt relief
- Full list of the best pet insurance in California
- Are there additional costs for high-income earners?
- What if I don't use all the money?
- How secure is PayPal?
- Small-business diversity statistics
- Customer experience
- How to buy Treasury bonds
- How to use a secured credit card to build credit
- Find the best HELOC lender for you
- Other ways to save money on a national park pass
- 6. Try cheaper cuts of meat or protein alternatives
- Why some cars cost more to insure
- Home equity takes time to build
- Consumer experience
- How to avoid overdraft fees
- Why did First Republic Bank fail?
- What do the approvals mean for Bitcoin?
- Day-trading Bitcoin
- 5. Pay off capitalized interest
- What is Georgia's standard deduction?
- How do fleet cards work?
- Getting the most from your pre-qualification limit
- 9. Sell photography
- Why's it called the Schumer box?
- 12. Get a personal loan
- Will my spouse’s refund be garnished, too?
- What part of my income gets taxed by California?
- What is the median household income in the U.S.?
- Finalize preparations for tax day, April 15
- How to choose between an LLC and a corporation
- Definitely bring along your buyer’s agent
- 2023 state income tax rates and brackets
- Step 4: Gather loan documents
- 4. You won’t earn any rewards
- 6. High-yield checking accounts
- What percent down payment do you need for a house?
- 7. Hyatt
- 4. Give it away
- Are credit scores from all major bureaus the same?
- The bottom line
- Next steps:
- Consumer complaints
- HELOC requirements
- Minimum vs. full coverage after a speeding ticket
- Close your old account, if needed
- How much can you borrow with a home equity loan?
- Final thoughts on things to bring when traveling internationally
- Our pairing for: Everyday purchases
- How do I get a FICO score?
- How to file your sole proprietorship tax returns
- Out-of-pocket costs for insulin will be capped
- 5. Use collateral to secure the loan
- How did we determine the value of Alaska miles?
- Do I have to update my W-4 every year?
- Warehouse club cards
- Who qualifies for the SAVE plan?
- How to report dividend income on your taxes
- Days in the cycle
- How do you buy 10-year Treasury notes?
- What is an example of predatory lending?
- June
- Average Disney World food costs
- 2024 child tax credit news update
- Do you ever need to change your EIN?
- Best for low-cost plan availability: Humana
- Country Financial
- Find small business funding
- 2024 lifetime gift tax exemption
- Spot coverage options
- How fast does a secured card build credit?
- Visiting the National Parks for free in 2024 recapped
- 8. Start small
- Ex-dividend dates
- What not to do
- How to pay lower taxes when selling stocks
- Consumer experience
- The bottom line
- How can I avoid cashier's check fraud?
- Seat selection
- Cheap pet insurance in California
- 10. Pet sit
- How much are lottery winnings taxed?
- 13. Rent out a room
- When did all of the tech layoffs start?
- 5. Pay for an international plan add-on
- What is New York state's standard deduction?
- Campaigner: Best advanced email marketing features
- 3. Bonds
- Next Steps
- 5. They can function as steppingstones to better cards
- Florida resident discount for Universal Orlando Resort
- How to get a loan from a credit union
- Best uses for a high-yield savings account
- LLC self-employment taxes
- Electronics
- 6. Stick to the standard repayment plan
- Bottom line
- How to get a home equity line of credit
- 7. Determine which warranties are right for you
- Calculating capital gains tax on a home sale
- How to buy gold stocks
- PayPal vs. Venmo and Cash App
- Am I a resident for California state tax purposes?
- Best custodial Roth IRAs
- Closing costs for the buyer
- Travel and status perks
- Full Extra Help subsidies will be available to more beneficiaries
- How to choose among one airline’s credit cards
- 7. Shop at discount grocers, or buy in bulk
- 8. Wyndham
- How to control your dividend tax bill
- Do you pay tax on T-notes?
- Glossary of overdraft terms
- Why did Silicon Valley Bank fail?
- Exchange frequently? Consider a multicurrency account
- How to safely cancel a credit card
- Debt-based financing options for your business idea
- What's the tax filing deadline for my Georgia state income tax bill?
- How long does it take to get pre-qualified for a mortgage?
- Home equity loan requirements
- 11. Do freelance work
- What you need to know about Five Star Service
- Earn money as a travel agent
- Which card should you get?
- FamZoo Prepaid Card
- Find and manage supplies
- Humana Medicare Advantage plan types
- What to do when your flight is too expensive
- Next steps:
- Other ways to earn AAdvantage Loyalty Points
- 5. Buy an island. Or make a movie.
- How to save on car insurance
- How to adjust your Form W-4
- Safeco vs. competitors
- How can I check my credit reports?
- Private and community farm grants
- One way to reduce Airbnb cleaning fees
- How to evaluate dividends
- Why do I need a business credit score?
- Recap: How to get a cashier's check
- Where to find the best savings accounts
- How to get a payday loan
- Finding a car you can afford
- Small-business industry statistics
- Paying for a car purchased from a private seller
- 5. Take off the retirement blinders
- Restrictions and waiting periods
- 6. Find the right lender
- Other ways to save at the pump
- How often do savings rates change?
- What's next?
- Next Steps
- What do the approvals mean for other crypto investments?
- The cost of veterinary care
- July
- Other types of universal life insurance
- What if you lose your EIN?
- Average money market account rate: 0.66%
- How to earn or redeem TrueBlue points with other JetBlue travel partners
- What about the Part D late-enrollment penalty?
- 14. Moonlight as a dog sitter
- Am I a resident for New York state income tax purposes?
- Interest-based passive income ideas
- Who pays the gift tax?
- The Platinum Card® from American Express for military spouses
- Why lenders charge different personal loan rates
- Which type of life insurance should I put in a trust?
- Servicing changes are underway
- How to apply for the SAVE plan
- LLC sales taxes
- Are these the best dividend stocks?
- 7. Use 'found' money
- The bottom line
- How much can you borrow with a HELOC?
- 5. Lower your living expenses
- If you're looking for the best way to use your cell phone abroad
- You might also like:
- Step 5: Submit your application and get funded
- Fear of store closures in small towns, despite assurances
- Adult vaccines will have no cost-sharing requirements
- Credit union vs. online lender
- The complete list of dividend aristocrats
- Capital One Venture Rewards Credit Card
- What about Bitcoin mining?
- The best place to exchange currency at the end of your trip
- How do I get my business credit score?
- Fleet fuel cards: benefits and drawbacks
- 8. Negotiate the best price
- Are home equity loans a good idea?
- Payday loan alternatives to consider
- 12. Create a podcast
- What are the best dividend stocks?
- 15. Become a rideshare or delivery driver
- Choose a POS system
- 2024 state income tax rates and brackets
- Do you pay taxes when you receive a gift?
- Should I use an airline card for everyday spending?
- How to open a high-yield savings account
- Investor-friendly
- Universal life policy riders
- Best of the Blues: Highmark
- What to do if you win the lottery
- If you’d like to become a travel agent
- iContact: Best custom design options
- Spot pet insurance rates
- How much money can you make on YouTube?
- The problem with 'cents off per gallon'
- What if I see a mistake on my report?
- How to track your Georgia state tax refund
- How to avoid predatory lenders
- Other home insurance companies to consider
- Methodology
- Consequences of a child tax credit error
- The bottom line on how to research stocks
- Why you can trust NerdWallet
- Will you owe capital gains taxes on your home sale?
- 13. Become a rideshare or delivery driver
- 16. Cut your insurance premiums
- How to set up PayPal
- The Hanover
- Build your dream cafe
- Third-party ratings
- Home shopping tips
- Costs of starting an LLC in Texas
- What’s a good down payment for a house?
- Business loan interest tax deductions: Special cases
- How do I find my public and private keys?
- When is the SAVE plan available?
- Why did Signature Bank fail?
- Currency exchange: Frequently asked questions
- What is the highest credit score, and how many people have it?
- August
- Figo: Best pet insurance for cats
- Is the gift tax deductible?
- The quick answer
- 8. Shop seasonally at your local farmers market
- The bottom line
- LLC tax forms and deadlines
- When to consider Global Entry instead
- How to find the best universal life insurance company
- How to avoid the Part D late-enrollment penalty
- Greenlight Prepaid Mastercard
- If you’re looking for AmEx Platinum Card military benefits
- How pet insurance can reduce surprise bills
- Important considerations when opening a Roth IRA
- If you’re choosing between Hyatt Place and Hyatt House
- What you can learn from the average 401(k) balance
- 9. Maximize trade-in value, if applicable
- How to avoid capital gains tax on home sales
- 14. Tutor
- Ways kid creators can earn online
- Small-business outlook statistics
- What does pet insurance not cover?
- The bottom line
- How much is the gift tax rate?
- How is your personal loan rate decided?
- Who can form an LLC in Texas?
- What else do credit bureaus do?
- 2 things to know about Georgia state tax
- State child tax credits
- More reading for active investors
- Other fees
- The difference between interest rate and APY
- 17. Consolidate your debt
- Starting a business in PA: The bottom line
- 9. Take advantage of credit cards and cash-back apps
- Next steps
- If you want to maximize your Hilton stay
- What happens if I can’t open a savings account?
- Types of stock charts and how to read them
- The bottom line
- Compare insurance rates by driver history
- Is getting a HELOC a good idea?
- Fuel card vs. business gas credit card
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- How to claim lottery winnings
- Make the most of your credit cards during spring travel
- The worst AmEx transfer partners
- California resident discount for Universal Studios
- Earn an audience, and earn more in the long run
- What’s happening with Silvergate Capital Corp.?
- Principles of investment strategies
- September
- How to shop for Medicare Advantage plans
- When to file sole proprietorship taxes
- Discounts
- What activity doesn't earn Loyalty Points?
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- 10. Make the purchase
- 15. Rent out items
- What are the largest lottery jackpots ever?
- 18. Refinance your student loans
- What to look for in email marketing software
- Completing the purchase of a car from a private seller
- 10. Seek out food assistance programs
- Gas credit card savings calculator
- The bottom line
- U.S. Bank Cash+® Visa Signature® Card
- What happened to Credit Suisse?
- LLC tax tips for business owners
- Funding your business’s growth
- Final thoughts on getting TSA PreCheck for free
- How full coverage car insurance works
- Common gift tax return triggers
- State availability
- Other types of mortgage loans
- Next steps
- Child tax credit vs. child and dependent care credit
- 16. Use cash back apps
- What is credit card consolidation?
- 19. Change your cell phone plan
- California state tax credits
- Nationwide
- Final thoughts on American Airlines Loyalty Points
- Other ways to make money
- W-4 calculator
- So, is interest on a business loan tax-deductible? Mostly
- What's next?
- How to lower your pet insurance cost
- Walmart MoneyCard
- 4. Money market funds
- Become an annual pass holder or season pass holder
- Apparel and shoes
- Other changes to income-driven repayment in the works
- October
- How taxes on real estate, rental, and investment sales work
- How the FDIC calculates national rates
- Transfer points to your TrueBlue account from Chase, Citi or American Express
- Tips for making money as a kid
- Avoid risky loans
- Consumer experience
- Does your business need a fleet fuel card?
- How does credit card consolidation work?
- Investing
- Are other banks are in trouble?
- Is it better to get a home equity loan or line of credit?
- Humana Medicare Advantage service area
- More about the cards
- What else to know about Form W-4
- Is there an over-55 home sale exemption?
- Should I take my money out of the bank?
- Traveler-friendly
- November
- How to find cheap full coverage auto insurance
- What are tax deductions?
- NYC income tax rates
- 5. Mutual funds
- Should you buy stocks or bonds?
- What to do if you can’t keep up with your HELOC payments
- Is consolidating credit card debt a good idea?
- Pet insurance coverage by company
- Credit card rewards
- Bank of America® Premium Rewards® credit card
- Bundles — are they worth it?
- More resources
- Final thoughts on the best flight booking site
- Small-business banking statistics post-SVB failure
- State Farm
- Spot vs. competitors
- Final thoughts on Hilton hotels in the Caribbean
- Are we in a recession?
- Can I still use my credit card after debt consolidation?
- How does pet insurance work?
- If you want to get a Chase card with TSA PreCheck
- Home purchasing tips
- Teen-friendly
- MetLife: Best pet insurance for dogs
- Mortgages
- Low-fee alternatives to prepaid cards
- 6. Index funds
- The bottom line on how to read stock charts
- December
- Find the right Medicare Advantage plan
- If you want to redeem your AmEx points for good value
- The upside down: When debt and equity roles reverse
- Veteran farm grants
- Why you can trust NerdWallet
- How to track your California state refund
- Closing costs for the seller
- Are we headed for a depression?
- Cheapest car insurance by state
- What are tax write-offs?
- 6 things to know about New York state income tax
- Travelers
- Bilt World Elite Mastercard® Credit Card
- The bottom line
- California state sales tax
- How we review insurance
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Beauty and personal care
- How to make money from home
- Migrant-friendly
- Alternatives to the best whole life insurance
- How do you claim tax deductions?
- Military discounts
- 7. Exchange-traded funds
- Alternatives to farm grants
- 5 things to know about California state tax
- How to get cheap car insurance
- More small-business data from NerdWallet
- USAA
- More about whole life insurance
- Personal loans
- AAA membership discounts
- Other notable options
- 8. Stocks
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Emerging
- Nationwide: Best pet insurance for exotic pets
- Pros and cons of starting a vending machine business
- Warehouse clubs
- More about top-rated life insurance companies
- Who can get pet insurance?
- What are prepaid debit cards?
- Major issuers and their policies on instant credit access
- The benefits of an auto and home insurance bundle
- How to get discounted Universal Studios tickets, recapped
- Student loans
- Do you need pet insurance?
- The drawbacks of an auto and home insurance bundle
- Prepaid debit cards vs. regular debit cards
- How to make money offline
- Methodology
- What does pet insurance cost?
- Frequently asked questions about prepaid cards
- Should you bundle car and home insurance?
- 9. Alternative investments
- Entertainment
- Neobanks we’ve reviewed
- Taxes
- How to get pet insurance
- Bundling tips
- 10. Cryptocurrency
- Travel rewards
- Comparing cruise prices across websites
- Full list of the best car insurance companies
- Pets Best: Best pet insurance for flexible plans
- Other ways to save money
- Get your free birthday stuff and deals
- Full list of the best car insurance companies
- How to compare car insurance rates
- Mitigate cancellation policy risks with travel insurance
- Best car insurance companies by state
- How we chose the best home and auto insurance bundles
- 11. Real estate
- Best car insurance companies by state
- Travel cards with cruise benefits
- How to find the best car insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- Booking a cruise recapped
- Spot: Best pet insurance for straightforward waiting periods
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- How much is pet insurance?
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.