IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

on Chase's website

IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

on Chase's website

Card details

  • Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening

  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights

  • Earn 25 points total per $1 spent when you stay at an IHG hotel

  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases

  • Platinum Elite status as long as you remain a Premier card member

  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1x-25x

  • Bonus offer

    Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$89

Annual Fee

$95

Annual Fee

$0

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

If you’re looking for free nights, the IHG® Rewards Club Premier Credit Card may be the card for you.

The $89-annual-fee card offers a rich sign-up bonus and rewards rate and a free night after each account anniversary year, plus a free reward night when you meet redemption and length-of-stay requirements.

The IHG® Rewards Club Premier Credit Card also grants you Platinum Elite status, which means premium perks and bonus points on bookings.

The main question to ask yourself before applying is whether you’ll be satisfied with your options within the IHG portfolio. Someone seeking greater flexibility or different hotel options might fare better with either a general-purpose travel credit card or a different co-branded hotel card.

For more information, check out our full review.