Chase Slate Edge℠

Chase Slate Edge℠

Chase Slate Edge℠

Chase Slate Edge℠

Chase Slate Edge℠

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Card details

  • Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening.

  • Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.

  • Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.

  • 0% Intro APR for 12 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 23.74%.

  • No annual fee.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening.

  • Intro APR

    0% intro APR for 12 months on purchases and balance transfers

  • Ongoing APR

    APR: 14.99% - 23.74% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

Chase Slate Edge℠ Credit Card

Chase Slate Edge℠

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.99% - 23.74% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR for 12 months on purchases and balance transfers

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Funto Omojola

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Intro APR period

  • No annual fee

  • New cardholder bonus offer

Cons
  • Requires good/excellent credit

  • Has balance transfer fee

  • No rewards

The Chase Slate Edge℠ can be a good option for consumers looking build up their credit or pay down debt without incurring any interest. The $0-annual-fee card features a 0% intro APR for 12 months on purchases and balance transfers, and then the ongoing APR of 14.99% - 23.74% Variable APR. Plus, cardholders can potentially lower their ongoing interest rate and increase their credit limits.

However, cardholders will be charged a balance transfer fee of 5%. And in terms of long-term benefits, the card leaves much to be desired.

There are other 0% intro APR cards that offer longer interest-free periods and that come with more lucrative benefits — especially for those with good-to-excellent credit scores.

For more information, see NerdWallet’s full review of the card here.