Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

on Chase's website

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

on Chase's website

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Card details

  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.

  • 7,500 bonus points after your Cardmember anniversary each year.

  • $75 Southwest® travel credit each year.

  • 4 Upgraded Boardings per year when available.

  • 20% back on inflight drinks and WiFi.

  • Earn 2 points per $1 spent on all other Southwest® purchases.

  • 1 point per $1 spent on all other purchases.

Rates, fees & offers

  • Annual fee

    $149

  • Rewards rate

    1x-5x

  • Bonus offer

    Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$149

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

The Southwest Rapid Rewards® Priority Credit Card is the most expensive of the airline's co-branded cards with Chase, but it’s also the most generous. The card offers plenty of perks to offset its $149 annual fee: a travel credit, upgraded boarding, savings on in-flight purchases and an anniversary bonus.

As a new cardholder, you also get a sign-up offer: Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

On top of these incentives, you’ll earn 2 points per $1 spent on:

-Southwest purchases: Includes airfare, in-flight purchases, Southwest gift cards and more.

-Rapid Rewards car rental and hotel partners.

All other purchases earn 1 point per $1 spent.

The Southwest Rapid Rewards® Priority Credit Card doesn’t offer the lavish perks or rewards flexibility that you'll find with some other travel cards, but it can provide significant value and savings if you frequently fly with the airline. For more information, see NerdWallet's full review of this card.