Citi Simplicity® Card - No Late Fees Ever

Apply Nowon Citibank's secure website
Apply Nowon Citibank's secure website

Citi Simplicity® Card - No Late Fees Ever

Apply Nowon Citibank's secure website
Apply Nowon Citibank's secure website

This card at a glance

  • 0% Purchase Period
    21Months
  • Ongoing APR
    14.99% - 24.99%Variable
  • Balance Transfer Fee
    3%

What our experts think

Great for

Low Interest

Balance Transfer

Zero Percent

Pros

No late fee
No annual fee
0% on Purchases and Balance Transfers for 21 months

Cons

No rewards

Rates, fees & offers

Annual fee

$0

Rewards rate

N/A

Intro APR

0% on Purchases and Balance Transfers for 21 months

APR, Variable

APR: 14.99% - 24.99% Variable APR

Card details

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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