Citi Premier® Card
on Citibank's application
Citi Premier® Card
Card details
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-3x
Bonus offer
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Intro APR
N/A
Ongoing APR
APR: 19.74%-27.74% Variable APR
Cash Advance APR: 28.99%, Variable
Penalty APR: Up to 29.99%, Variable
Balance transfer fee
5% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$95 | Annual fee$99 | Annual fee$95 |
Regular APR19.74%-27.74% Variable APR | Regular APR20.24%-27.24% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
4.9
Editor's overall rating
Pros and cons
Pros
Bonus categories
Rewards don't expire
Cons
Has annual fee
Requires good/excellent credit
The Citi Premier® Card is a well-rounded credit card. It earns 3 points per $1 spent in the following popular categories:
Air travel and hotels.
Supermarkets.
Gas stations.
Restaurants.
All other purchases earn 1 point per $1 spent. The card's annual fee is $95, and it charges no foreign transaction fees.
The main drawbacks to this card show up when it's time to redeem, because you may encounter some limitations.
For more details about this card, check out our full review here.
