Citi Premier® Card
on Citibank's application
Citi Premier® Card
Card details
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-3x
Bonus offer
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Intro APR
N/A
Ongoing APR
APR: 15.99% - 23.99% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 25.24%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
Annual Fee$95 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 23.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
Bonus categories
Rewards don't expire
Cons
Has annual fee
Requires good/excellent credit
Looking for a credit card that provides extra rewards on travel, dining and entertainment? The Citi Premier® Card earns 3 points per dollar spent on travel (including gas), 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases.
Its annual fee is $95, and it charges no foreign transaction fees.
The main drawbacks to this card show up when it's time to redeem. For one thing, you have to be careful about how you redeem ThankYou points, or you could end up getting a value of less than one cent per point, the industry standard.
For more details about this card, check out our full review here.
