First Progress Platinum Prestige Mastercard® Secured Credit Card
on First Progress' website
First Progress Platinum Prestige Mastercard® Secured Credit Card
Card details
Earn 1% Cash Back Rewards on payments!
No minimum credit history or credit score required.
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
Accepted wherever Mastercard® is accepted, online and worldwide!
Reports to all 3 major credit bureaus.
Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Rates, fees & offers
Annual fee
$49
Rewards rate
1%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 14.99%, Variable
Cash Advance APR: 23.99%, Variable
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$49 | Annual fee$99 | Annual fee$199 |
Regular APR14.99% Variable | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.74%, 24.74%, or 29.74% | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.8
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
Cons
Has annual fee
No rewards
The First Progress Platinum Prestige Mastercard® Secured Credit Card is one of three secured credit cards that First Progress offers. It could be a decent, if expensive, option for consumers looking to build their credit.
The card requires an initial deposit, which becomes your credit limit. But unlike some other secured cards, you'll also owe an annual fee, you won't earn rewards and there's no clear upgrade path to a "normal" unsecured product from First Progress.
Still, you can apply without dinging your credit scores, and your activity will be reported to the three major credit bureaus. Plus, it comes with comparatively low interest rates for a card in its class, ideal if you carry a balance.
For more information, see a closer look at this card.
