
Navy Federal Credit Union® More Rewards American Express® Credit Card
Navy Federal Credit Union® More Rewards American Express® Credit Card

Navy Federal Credit Union® More Rewards American Express® Credit Card
Card details
3X points at supermarkets
3X points on gas and transit
3X points at restaurants and on food delivery
1X points on everything else
No annual fee
No balance transfer fee
No foreign transaction fees
No cash advance fees
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
Open a Navy Federal More Rewards American Express® Card, and you’ll earn 25,000 bonus points (a $250 value) when you spend $3,000 within 90 days of account opening.
Intro APR
N/A
Ongoing APR
APR: 9.65% - 18.00% Variable APR
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Learn more | ||
Annual Fee$0 | Annual Fee$0 | Annual Fee$0 |
Regular APR9.65% - 18.00% Variable APR | ||
Intro APRN/A | Intro APR10.99% intro APR on Balance Transfers for 6 months | Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
No annual fee
No foreign transaction fee
Cons
There's a lot to like about the Navy Federal Credit Union® More Rewards American Express® Credit Card.
It offers a richer-than-normal introductory offer and earns elevated rewards in some of the most popular everyday spending categories, including groceries, gas, transit and dining. The annual fee is $0, and unlike some other rewards cards, it's available to those with only average credit. Terms apply.
Still, you'll have to join the Navy Federal Credit Union to get the card, and not everyone will meet those eligibility requirements. And if you frequently travel abroad, you'll probably need a backup payment method.
For more information, see our full review of this card.