Navy Federal Credit Union® More Rewards American Express® Credit Card
Navy Federal Credit Union® More Rewards American Express® Credit Card
Navy Federal Credit Union® More Rewards American Express® Credit Card
Card details
3X points at supermarkets
3X points on gas and transit
3X points at restaurants and on food delivery
1X points on everything else
No annual fee
No balance transfer fee
No foreign transaction fees
No cash advance fees
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
Earn 10,000 points when you spend $1,000 within 90 days of opening an account. This offer is valid through June 30, 2021.
Intro APR
N/A
Ongoing APR
APR: 9.65% - 18.00% Variable APR
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR9.65% - 18.00% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
No balance transfer fee
New cardholder bonus offer
No foreign transaction fees
Cons
Must be a member/customer
No 0% intro APR
Lower acceptance abroad
There's a lot to like about the Navy Federal Credit Union® More Rewards American Express® Credit Card.
It offers a richer-than-normal introductory offer and earns elevated rewards in some of the most popular everyday spending categories, including groceries, gas, transit and dining. The annual fee is $0, and unlike some other rewards cards, it's available to those with only average credit. Terms apply.
Still, you'll have to join the Navy Federal Credit Union to get the card, and not everyone will meet those eligibility requirements. And if you frequently travel abroad, you'll probably need a backup payment method.
For more information, see our full review of this card.
