OpenSky® Plus Secured Visa® Credit Card

No annual fee

No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!

Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments

With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit

Get considered for an unsecured credit line increase after 6 months - no additional deposit

Monitor your credit progress with free access to your FICO Credit Score.

Reports to all 3 major credit bureaus monthly to establish and build credit history.

Secure your credit line with a refundable security deposit - as low as $300.

Easy application, apply in less than 5 minutes right from your mobile device

Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule

Now you can make smaller partial payments towards funding your security deposit over 60 days

Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit