Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Loading

Card details

  • Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)

  • Earn 3% cash back Sam’s Club purchases for Plus members. Club members earn 1% cash back

  • Earn 3% cash back on dining and takeout

  • Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted

  • No annual fee

  • Doubles as your membership card

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Get $30 as a statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 14.90% - 22.90%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.90% - 22.90%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons
  • Need Sam's Club membership to qualify

  • Rewards redeemable once a year and only at Sam's Club

The Sam's Club® Mastercard® can be an excellent option for Sam's Club members at the "Plus" level, especially those who spend a lot on gas and dining out. The card offers:

• 5% back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).

• 3% back on dining.

• 1% back on all other purchases.

• And for Sam's Club Plus members, up to 5% back on eligible purchases with the wholesaler (an unlimited 3% back via the card; and 2% back via the Plus membership tier, up to a total of $500 in rewards per year).

The card's annual fee is $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. And at that tier, you earn only 1% back on Sam's Club shopping.

(A Sam's Club Plus membership costs $100 per year.)

See NerdWallet’s full review to find out whether this card is right for you.