Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

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Card details

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

  • 9,000 bonus points after your Cardmember anniversary.

  • NEW! Earn 4X points on Southwest® purchases.

  • Earn 3X points on Rapid Rewards® hotel and car partners.

  • NEW! Earn 2X points on rideshare.

  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

  • 4 Upgraded Boardings per year when available.

  • Global Entry or TSA Pre✓® Fee Credit.

Rates, fees & offers

  • Annual fee

    $199

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99%-22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$199

Annual fee

$99

Annual fee

$199

Regular APR

15.99%-22.99% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Anniversary perk

  • No reward caps

Cons
  • High annual fee

  • Rewards have limited flexibility

With plenty of perks and opportunities for rewards, the Southwest® Rapid Rewards® Performance Business Credit Card can offer Southwest loyalists a bit of a glimpse into the premium travel experience.

Key features include:

-A $199 annual fee.

-Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

-3 points per $1 spent on qualifying Southwest Airlines purchases.

-2 points per $1 spent on social media and search engine advertising, internet, cable and phone services.

-1 point per $1 spent on all other purchases.

-9,000 bonus points each account anniversary year.

You'll also get useful perks such as four upgraded boardings each anniversary year (when available), in-flight Wi-Fi credits, and a statement credit for a Global Entry or TSA Precheck application fee.