Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

on Chase's website

Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

on Chase's website

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Card details

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

  • 6,000 bonus points after your Cardmember anniversary.

  • NEW! Earn 3X points on Southwest Airlines® purchases.

  • Earn 2X points on Rapid Rewards® hotel and car partners.

  • NEW! Earn 2X points on rideshare.

  • 1 point per $1 spent on all other purchases.

  • NEW! 2 EarlyBird Check-In® each year.

  • Earn unlimited tier qualifying points towards A-List status.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99%-22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$99

Annual fee

$99

Annual fee

$95

Regular APR

15.99%-22.99% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

16.49%-23.49% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Funto Omojola

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • No reward caps

Cons
  • Has annual fee

  • Rewards have limited flexibility

If you’re a Southwest Airlines loyalist who owns a small business, the Southwest® Rapid Rewards® Premier Business Credit Card may be for you.

The card’s automatic anniversary bonus points nearly offset the $99 annual fee, and its considerable sign-up bonus gives you a substantial boost toward a Southwest Companion Pass.

The Southwest® Rapid Rewards® Premier Business Credit Card also offers a path toward A-List elite status, which comes with perks like bonus points and priority check-in. However, more-than-frequent Southwest flyers may do better with the pricier Southwest® Rapid Rewards® Performance Business Credit Card.