TD Cash Credit Card
on TD Bank's website
TD Cash Credit Card
Card details
Bonus Cash Back: Earn $150 Cash Back when you spend $500 within 90 days after account opening.
Earn 5% Cash Back on Gas for 6 months from the account opening date or for up to $6,000 in spend.
Earn 3% Cash Back on dining, Earn 2% Cash Back at grocery stores, and Earn 1% Cash Back on all other eligible purchases.
Balance transfer offer: 0% introductory APR balance transfers for first 12 billing cycles after account opening. After that, 19.49%, 24.49%, or 29.49% variable APR based on your creditworthiness.
$0 Annual Fee.
Contactless Payments/Digital Wallet
Instant credit card replacement
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Bonus Cash Back: Earn $150 Cash Back when you spend $500 within 90 days after account opening.
Intro APR
0% intro APR on Balance Transfers for the first 12 billing cycles.
Ongoing APR
APR: 19.49%, 24.49%, or 29.49%, Variable
Cash Advance APR: 29.74%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR on Balance Transfers for the first 12 billing cycles. | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
4
Editor's overall rating
Pros and cons
Pros
No annual fee
New cardholder bonus offer
Intro APR period
Bonus categories
Flexible rewards redemption
Cons
Limited availability
The TD Cash Credit Card is among the top cards for foodies, offering an extra cash back whether you go out to eat or cook at home.
The $0-annual-fee card also comes with a rich sign-up bonus: Bonus Cash Back: Earn $150 Cash Back when you spend $500 within 90 days after account opening.
However, there are geographic limitations when it comes to who can get the card.
For more information, see NerdWallet's review of this card.
