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How to Refinance a Mortgage: A Beginner’s Guide
Refinancing has upfront costs, but you can save over time — especially if you time it right (like when rates drop).
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How Much Does It Cost To Refinance a Mortgage?
Most refinances cost 2% to 6% of the new loan amount — and even a “no closing costs” refinance doesn’t come free.
Mortgage Refinance to Pay Off Debt
Can I Refinance My Mortgage With Bad Credit?
You may be able to refinance a mortgage with a lower credit score. Credit requirements vary by lender and the type of loan.
Mortgage Interest Rates Forecast
Inflation fears creep back in, pushing mortgage rates higher.
How to Get the Best Mortgage Rate
You can get the best mortgage rate by knowing what lenders are looking for, shopping around and paying aggressively upfront.
Mortgage Rate Lock: When Do I Lock In My Interest Rate?
A mortgage rate lock freezes your interest rate until loan closing to protect your homebuying power from rate hikes.
What Is a Construction Loan and How Does it Work?
Construction loans pay for home building or renovations and are paid in full or converted to permanent mortgages when the work is completed.
Conventional Loan Requirements for 2026
Conventional loan requirements are generally stricter than government-backed mortgages.
Adjustable-Rate Mortgage: How an ARM Works, Who It’s For
Adjustable-rate mortgages have interest rates that can change over time. Here is how an ARM works.
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Latest articles
Mortgage Rates Rise as Iran Ceasefire Crumbles
Renewed conflict rekindles inflation fears, pushing up mortgage interest rates.
Mortgage Rates Today, Thursday, July 9: Going Up
TL;DR: Rates continue to move higher as the U.S.-Iran ceasefire grows more tenuous.
Mortgage Rates Today, Wednesday, July 8: Rising Again
TL;DR: Rates began moving higher as the U.S.-Iran ceasefire appeared to collapse.
Mortgage Rates Today, Tuesday, July 7: A Smidge Lower
TL;DR: Rates are still slumping as markets work to figure out what's next from the Fed.
Mortgage Rates Today, Monday, July 6: Slightly Lower
TL;DR: The not-so-hot June jobs report has mortgage interest rates in a bit of a slump.
Weekly Mortgage Rates Dip; Fed Rate Hike Unlikely After Jobs Data
Here are the numbers for home buyers — and what you can do to make them manageable.
July Mortgage Outlook: Rates Are Stuck, and We’ll Explain Why
With a Fed rate cut out of the question, mortgage interest rates are likely to remain near their current levels.
Weekly Mortgage Rates Edge Higher, Inflation Remains Hot
Today's Personal Consumption Expenditures index suggests that the Fed may be in no hurry to cut interest rates.
Fed Holds Funds Rate Steady as Mortgage Rates Ease
Today's decision is likely less consequential than our first glimpses of a Warsh-led Federal Reserve.
Weekly Mortgage Rates Climb as Inflation Hits Three-Year High
The latest Consumer Price Index seemingly confirms the fate of next week's Fed meeting: A rate cut is definitely not in order.
Mortgage Rates Slightly Lower This Week While Jobs Data Portends a Rise
A strong labor market is great news for the U.S. economy, but it could mean mortgage rates are less likely to drop.
Want to Use a HELOC to Pay Off Debt? Read This First
You could get a lower interest rate, but there are risks to consider before taking on a second mortgage.
June Mortgage Outlook: Rates Could Climb as Hopes Fade for a Fed Cut
Mortgage interest rates are likely to rise in June, as they have since the start of the Iran war.
Weekly Mortgage Rates Tick Up as Inflation Flares Again
The global oil price shock is still filtering through the economy — and pushing mortgage rates higher along the way.
Weekly Mortgage Rates Rise Under Gloomy Economic Clouds
Mortgage rates climbed higher this week as inflation fears linger.
Weekly Mortgage Rates Rise as Fed Preps for a New Era
Rates rose a little this week, and troubling inflation data might pull them further upward.
Mortgage Rates Dip in Hope of War’s End
Rates moved higher this week, but abruptly changed course as the news out of Iran shifted.
May Mortgage Outlook: Rates Stable but Braced for Shocks
Mortgage interest rates are unlikely to drop, and remaining relatively flat is the more positive scenario.
Mortgage Rates Steady as Fed Holds, Despite Global Tensions
Uncertainty is the new normal, but mortgage rates have stabilized in the low-6% range.
Mortgage Rates Idle While Spring Homebuying Season Stalls
Rates are slightly lower this week, but there isn't definitive downward momentum.