Lender Spotlight
Find a Great Home Equity Lender
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Filters
Showing 8 results
Sort by:
NerdWallet Rating (High to Low)
| Lender | NerdWallet Rating | Max LTV | Loan amount | Min. credit score | Learn More |
|---|---|---|---|---|---|
 Rate: NMLS#2611 | 5.0 /5 | 90% | $0- $400K | 680 | Visit Lenderat Rate at Rate |
 Achieve: NMLS#1810501 | 5.0 /5 | 85% | $15K- $300K | 600 | Visit Lenderat Achieve at Achieve |
 FourLeaf Federal Credit Union: NMLS#449104 | 4.5 /5 | 85% | $10K- $1M | 670 | Visit Lenderat FourLeaf Federal Credit Union at FourLeaf Federal Credit Union |
 Spring EQ: NMLS#1464945 | 4.5 /5 | 95% | $25K- $500K | 640 | Visit Lenderat Spring EQ at Spring EQ |
 Better: NMLS#330511 | 4.5 /5 | 90% | $50K- $500K | 680 | Visit Lenderat Better at Better |
 Figure: NMLS#1717824 | 4.0 /5 | 85% | $15K- $400K | 640 | Visit Lenderat Figure at Figure |
 New American Funding: NMLS#6606 | 4.0 /5 | 80% | $25K- $750K | 580 | Visit Lenderat New American Funding at New American Funding |
 Rocket Mortgage, LLC: NMLS#3030 | 3.5 /5 | 90% | $45K- $350K | 680 | Visit Lenderat Rocket Mortgage, LLC at Rocket Mortgage, LLC |
Applied filters: ZIP: 94103, Loan amount: $100,000, LTV: 75%,Excellent (720-850)
Visit Lenderat Rate
at Rate
Achieve: NMLS#1810501
NerdWallet rating
Max LTV
85%
Loan amount
$15K- $300K
Min. credit score
600
Visit Lenderat Achieve
at Achieve
FourLeaf Federal Credit Union: NMLS#449104
Max LTV
85%
Loan amount
$10K- $1M
Min. credit score
670
Visit Lenderat FourLeaf Federal Credit Union
at FourLeaf Federal Credit Union
Spring EQ: NMLS#1464945
NerdWallet rating
Max LTV
95%
Loan amount
$25K- $500K
Min. credit score
640
Visit Lenderat Spring EQ
at Spring EQ
Visit Lenderat Better
at Better
Visit Lenderat Figure
at Figure
New American Funding: NMLS#6606
Max LTV
80%
Loan amount
$25K- $750K
Min. credit score
580
Visit Lenderat New American Funding
at New American Funding
Rocket Mortgage, LLC: NMLS#3030
Max LTV
90%
Loan amount
$45K- $350K
Min. credit score
680
Visit Lenderat Rocket Mortgage, LLC
at Rocket Mortgage, LLC
Frequently asked questions
Lender requirements vary, but typically you'll need a credit score of 620 or higher. Taking out a HELOC will probably reduce your credit score temporarily when it appears on your credit report.
The interest you pay each year on a HELOC is tax-deductible up to a limit as long as the borrowed money is used to buy, build or substantially improve your home, according to the IRS.
