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- Frontier Airlines World Mastercard®
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The Bottom Line: For a co-branded airline card, it offers some head-turning features, including an annual flight voucher that can more than offset the modest annual fee.
Frontier Airlines World Mastercard®
18.24% - 27.24% Variable
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
recommended credit score
Pros & Cons
0% introductory APR for the first fifteen billing cycles
No foreign transaction fee
Has annual fee
Needs excellent credit
Alternate Pick: Flexible travel rewards
Chase Sapphire Preferred® Card
High point value, transfer partners
Earn 2 points back on travel and dining purchases, plus a generous welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Points take on more value when redeemed for travel through the Chase Ultimate Rewards® portal, and you can transfer them to multiple airline and hotel partners. The annual fee is $95.Read our review
Compare to Other Cards
18.24% - 25.24% Variable APR
17.24% - 25.24% Variable APR
0% on Purchases for 12 billing cycles
Recommended Credit Score
Recommended Credit Score
For fans of Frontier Airlines, the Frontier Airlines World Mastercard® will offer a lot of bang for your buck.
The card features rich rewards on eligible spending directly with the airline as well as on dining out, plus a solid sign-up bonus. You'll also have the opportunity to earn an annual flight voucher that's worth more than the card's relatively modest annual fee. You won't, however, get a free-checked-bag benefit (the voucher is good toward flights but not bag fees).
Of course, as with most co-branded airline cards, redemption options are limited. And Frontier is a smaller airline with limited routes, so if you can't easily fly with the airline, getting the card won't make much sense.
Key features of the Frontier Airlines World Mastercard®
Card type: Airline.
Annual fee: $79
Sign-up bonus: Earn 40,000 bonus miles after spending $500 on purchases in the first 90 days and paying the annual fee.
5X miles for purchases made on the Frontier website.
3X miles at restaurants.
1X miles on all other purchases.
APR: 0% introductory APR for the first fifteen billing cycles, and then the ongoing APR of 18.24% - 27.24% Variable
Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee: None.
$100 flight voucher after every account anniversary after you spend $2,500 or more in net purchases during your cardmembership year.
Access to "Family Pooling" for sharing miles.
Priority boarding. (Zone 2 boarding).
Why you might want the Frontier Airlines World Mastercard®
Unlike some other co-branded airline cards, this one earns elevated rewards on more than just spending directly with the airline. Yes, you'll earn 5 points per dollar spent when booking via Frontier's website, but you'll also earn triple points back on dining. Plus, there's a nice sign-up bonus: Earn 40,000 bonus miles after spending $500 on purchases in the first 90 days and paying the annual fee. Depending on where and when you travel, that could be worth at least one round-trip flight.
Relatively low annual fee
Typically, co-branded airline cards in this class charge annual fees of just under $100. The Southwest Rapid Rewards® Premier Credit Card, for example, has a $99 annual fee. The United℠ Explorer Card charges a $95 annual fee. An annual fee of $79 is something of a deal, especially when you consider your ...
If you make $2,500 in purchases per year with your Frontier Airlines World Mastercard®, you'll earn a $100 Frontier Airlines flight voucher after your account anniversary, which more than makes up for the card’s annual fee. Keep in mind, though, that the voucher is good only toward travel on Frontier Airlines flights. You can't use it to cover fees for things like checked bags, seat changes or membership in the airline's Discount Den program. And if your ticket price is less than $100, you don't get to keep the remaining value to use later.
Family members can pool miles
Cardholders are allowed to have a family account mile pool that consists of the primary account holder (who holds the card) and up to eight additional members. The primary account holder is in charge of mile redemption.
Fly domestically and internationally
Frontier isn't a large airline, but it does fly to dozens of airports in the U.S., including Puerto Rico, as well as destinations in Mexico, Jamaica, the Dominican Republic and Canada.
Why you might consider another card
You want more flexible rewards
This card makes sense only if you’re loyal to Frontier Airlines — or are able to be. If you don’t live near an airport that supports Frontier routes, or you just want more flexibility in how you redeem your rewards, a general travel credit card may be more appropriate for your lifestyle. The Chase Sapphire Preferred® Card earns 2 points back on travel and dining purchases, plus a rich welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Points can redeemed for a variety of things, but they take on more value when redeemed for travel through the Chase Ultimate Rewards® portal. You can book airline tickets, hotels, rental cards there, or you can transfer your points to several airline and hotel partners. The annual fee is $95.
You don’t want to pay any kind of annual fee
There are several strong alternatives for people seeking a no-annual-fee travel card. The Bank of America® Travel Rewards credit card has a $0 annual fee, and it earns 1.5 points per $1 on every purchase. You can redeem points for a statement credit to pay for things like flights, hotels, cruises, rental cars and more. The card also offers a plum sign-up bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
You don't spend enough to earn the flight voucher
While this benefit can more than cancel out the card’s annual fee, you’ll have to be willing to put $2,500 a year — or around $208 a month — on the card in order to earn it. If you don’t think you'll hit that threshold, the annual fee could become frustrating.
You’re still building your credit score
The recommended credit score for Frontier Airlines World Mastercard® applicants is “excellent.” If your score falls below 720, you might not qualify and will want to consider another card.
Is the Frontier Airlines World Mastercard® right for you?
The Frontier Airlines World Mastercard® can unlock a lot of value, but only if you’re able to fly Frontier on a regular basis. It's a budget-friendly airline, but it's not very large and its routes are limited. There are many other comparable co-branded airline cards, so make sure Frontier fits your travel needs first. To see how this card stacks up against others in the field, see our roundup of top credit cards.