Our Take
4.8
The bottom line:
Southwest® Rapid Rewards® Performance Business Credit Card
on Chase's website
More details from Chase
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X pts on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Member FDIC
Pros & Cons
Pros
- High rewards rate
- Anniversary perk
- No reward caps
Cons
- High annual fee
- Rewards have limited flexibility
Compare to Other Cards
at Chase | at Chase | at Chase |
Annual fee $199 | Annual fee $95 | Annual fee $550 |
Regular APR 20.99%-27.99% Variable APR | Regular APR 20.99%-27.99% Variable APR | Regular APR 21.99%-28.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR N/A |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 720-850excellent |
Full Review
Southwest® Rapid Rewards® Performance Business Credit Card: Basics
- Earn 4 points per $1 spent on Southwest® purchases.
- Earn 3 points per $1 spent on Rapid Rewards® hotel and car rental partners.
- Earn 2 points per $1 spent on local transit and commuting, including rideshare.
- Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
- Earn 1 point per $1 spent on all other purchases.
- 9,000 bonus points each account anniversary year.
- 1,500 tier qualifying points for each $10,000 spent on qualifying purchases (no annual limit).
- Reimbursement of up to four upgraded boardings upon each anniversary year (when available).
- In-flight Wi-Fi credits.
- Statement credit of up to $100 every four years towards Global Entry, TSA PreCheck® or NEXUS application fee.
- Visa Signature benefits like an auto rental collision damage waiver (which offers primary coverage), baggage delay insurance, lost luggage insurance and travel accident insurance, to name a few.
- Employee cards earn rewards.
Why you might want the Southwest® Rapid Rewards® Performance Business Credit Card
A jet-setting sign-up bonus
Plenty of opportunities to earn points, plus a path to status
Ideal features for international travel, plus perks
How it compares to the Southwest® Rapid Rewards® Premier Business Credit Card
Annual fee | $99 | $199 |
Rewards | 3 points per $1 spent on qualifying Southwest Airlines purchases, 2 points per $1 spent on transit including rideshares and 1 point per $1 spent on all other purchases. | 4 points per $1 spent on qualifying Southwest Airlines purchases; 2 points per $1 spent on social media and search engine advertising, internet, cable and phone services; and 1 point per $1 spent on all other purchases. |
Sign-up bonus | Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. | Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. |
Anniversary points | 6,000 bonus points. | 9,000 bonus points. |
Foreign transaction fees | None. | None. |
APR | The ongoing APR is 20.99%-27.99% Variable APR . | The ongoing APR is 20.99%-27.99% Variable APR . |
Tier qualifying points | Up to 1,500 tier qualifying points for each $10,000 spent on qualifying purchases (no annual limit). | Up to 1,500 tier qualifying points for each $10,000 spent on qualifying purchases (no annual limit). |
Credits/reimbursements | N/A | Reimbursement of up to four upgraded boardings upon each anniversary year (when available), in-flight Wi-Fi credits and a statement credit for Global Entry or TSA Precheck programs. |
Why you might want a different card
A lower annual fee
More redemption flexibility
Is the Southwest® Rapid Rewards® Performance Business Credit Card right for you?
on Chase's website
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