on Discover's website, or call (800) 347-0264
Intro APR
10.99% intro APR on Balance Transfers for 6 months
Regular APR
22.99% Variable APR
Annual fee
$0
Minimum Deposit
$200
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on Discover's website, or call (800) 347-0264
on Discover's website, or call (800) 347-0264
Annual Fee
$0
Regular APR
22.99% Variable APR
Intro APR
10.99% intro APR on Balance Transfers for 6 months
Minimum Deposit
$200
Pros
- No annual fee
- Reports to the three major credit bureaus
- Offers rewards and a sign-up bonus
- Chance to upgrade to unsecured account after 8 months
Cons
- Requires minimum deposit of $200
- Discover cards not widely accepted outside the U.S.
Pros
- No annual fee
- Reports to the three major credit bureaus
- Offers rewards and a sign-up bonus
- Chance to upgrade to unsecured account after 8 months
Cons
- Requires minimum deposit of $200
- Discover cards not widely accepted outside the U.S.
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line with your tax return by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- View Rates and Fees
Annual Fee
$0
Regular APR
22.99%, Variable
Intro APR
N/A
Minimum Deposit
$300
Pros
- Qualify with limited / bad credit
- No annual fee
Cons
- High APR
Pros
- Qualify with limited / bad credit
- No annual fee
Cons
- High APR
- Earn one H-D™ Genuine Rewards point for every $1 in net purchases
- Redeem 2,500 points for a $25 H-D™ Gift Card
- Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes
- No Annual Fee
- Zero Fraud Liability
- Fraud Protection
- Auto Rental Collision Damage Waiver
- Online Banking
- Automatic Bill Pay
- View Rates and Fees
Intro APR
N/A
Regular APR
22.99%, Variable
Annual fee
$0
Minimum Deposit
$300
on First Progress's website
on First Progress's website
Annual Fee
$29
Regular APR
19.99% Variable
Intro APR
N/A
Minimum Deposit
$200
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
on First Progress's website
Intro APR
N/A
Regular APR
19.99% Variable
Annual fee
$29
Minimum Deposit
$200
on First Progress's website
on First Progress's website
Annual Fee
$39
Regular APR
13.99% Variable
Intro APR
N/A
Minimum Deposit
$200
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
on First Progress's website
Intro APR
N/A
Regular APR
13.99% Variable
Annual fee
$39
Minimum Deposit
$200
on First Progress's website
on First Progress's website
Annual Fee
$49
Regular APR
9.99% Variable
Intro APR
N/A
Minimum Deposit
$200
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
on First Progress's website
Intro APR
N/A
Regular APR
9.99% Variable
Annual fee
$49
Minimum Deposit
$200
Annual Fee
$35
Regular APR
20.99% Variable APR
Intro APR
N/A
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
- Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings account.
- Custom Credit Line - Increase your credit limit by adding funds in increments of $50 or more to the savings account.
- Accrued Interest on Savings - The money in your savings account will earn interest, adding to your savings.
- Automatic Reporting - We'll report your performance to the three major credit bureaus to help you build a credit history.
- Upgrades Available - You can upgrade to an unsecured card with good performance. We'll periodically review your credit activity to see if you qualify. If you do, we'll let you know.
- Custom Payment Date - If you are a new customer, you can choose either the 1st or 16th of each month as your payment date. Once your date is set, it can't be changed.
Intro APR
N/A
Regular APR
20.99% Variable APR
Annual fee
$35
Recommended Credit Score
Annual Fee
$39
Regular APR
17.99% (Fixed)
Intro APR
9.95% on balance transfers for 6 months
Minimum Deposit
$250
Pros
- Qualify with limited / bad credit
- 9.95% on balance transfers for 6 months
Cons
- Has annual fee
- No rewards
Pros
- Qualify with limited / bad credit
- 9.95% on balance transfers for 6 months
Cons
- Has annual fee
- No rewards
- No Minimum Credit Score required; low interest rate of 17.99%
- Apply online in less than 5 minutes, and you could be approved today!
- Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
- Build your credit with monthly reporting to all 3 major credit bureaus
Intro APR
9.95% on balance transfers for 6 months
Regular APR
17.99% (Fixed)
Annual fee
$39
Minimum Deposit
$250
Annual Fee
$35
Regular APR
20.99% Variable
Intro APR
N/A
Minimum Deposit
$300
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
- Simply open a secured savings account that is pledged as security for your credit card account.
- Merchants and retailers won t know your card is secured when you use it to make purchases
- Receive up to a $5,000 credit limit
- $35 Annual Fee
Intro APR
N/A
Regular APR
20.99% Variable
Annual fee
$35
Minimum Deposit
$300
Annual Fee
$35
Regular APR
20.99% Variable
Intro APR
N/A
Minimum Deposit
$300
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
- Flexible credit lines based on a security deposit ranging from $300 to $5,000
- Low annual fee
Intro APR
N/A
Regular APR
20.99% Variable
Annual fee
$35
Minimum Deposit
$300
Annual Fee
$25
Regular APR
20.99% Variable
Intro APR
N/A
Minimum Deposit
$300
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
Pros
- Qualify with limited / bad credit
Cons
- Has annual fee
- No rewards
- High APR
- No credit history or minimum credit score needed to qualify
- Credit limit is set by your deposit into an interest bearing savings account
- An opening deposit of $300 to $12,000 secures your card
- Build credit with on time payments, paving the way to becoming eligible for a standard credit card
- Pay-off and close the account at any time and get your entire deposit back with interest
- $25 annual fee
Intro APR
N/A
Regular APR
20.99% Variable
Annual fee
$25
Minimum Deposit
$300
