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Showing 110 of 49

on Chase's website

5.0

NerdWallet rating 

on Chase's website

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase’s Ultimate Rewards site to earn more cash back

Cons

  • If you value simplicity, a flat rate cash back card may be better
  • A foreign transaction fee
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • See if you qualify for a better offer with Chase:

NerdWallet rating 

5.0

/5

on Chase's website

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

on Chase's website

5.0

NerdWallet rating 

on Chase's website

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

Pros

  • High rewards rate and no minimum redemption
  • No annual fee
  • Intro APR period on Purchases

Cons

  • Has foreign transaction fee
  • Requires good/excellent credit
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • See if you qualify for a better offer with Chase:

NerdWallet rating 

5.0

/5

on Chase's website

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

on Discover's website, or call (800) 347-0264

Rates & Fees

4.8

NerdWallet rating 

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Intro APR

0% intro APR on Purchases and Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

Pros

  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • View Rates and Fees
NerdWallet rating 

4.8

/5

on Discover's website, or call (800) 347-0264

Annual Fee

$0

Intro APR

0% intro APR on Purchases and Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

on Discover's website, or call (800) 347-0264

Rates & Fees

4.1

NerdWallet rating 

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Intro APR

0% intro APR on Purchases for 14 months and 10.99% intro APR on Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

Pros

  • Rewards can be redeemed for travel or cash back at equal value
  • No annual fee or foreign transaction fee
  • Sign-up bonus
  • Flexible redemption options

Cons

  • No luxury perks
  • Other cards offer higher rewards rates
  • Discover cards not widely accepted outside the U.S.
  • Requires good/excellent credit
  • UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • View Rates and Fees
NerdWallet rating 

4.1

/5

on Discover's website, or call (800) 347-0264

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 14 months and 10.99% intro APR on Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

U.S. Bank FlexPerks® Select+ American Express® Card

4.0

NerdWallet rating 
Annual Fee

$0

Intro APR

0% intro APR for the first 9 billing cycles for balances transferred within 60 days from account opening

Regular APR

15.99% - 25.99%, Variable

Recommended Credit Score

Pros

  • No annual fee
  • Sign-up bonus
  • Intro APR period on Balance Transfers
  • No blackout dates

Cons

  • Points expire
  • Requires good/excellent credit
  • American Express isn’t accepted at as many merchants as Visa or Mastercard
  • High ongoing APR
  • Earn 10,000 bonus FlexPoints after you spend $1,000 in Net Purchases within the first four months of account opening.
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.
  • Use your Card for everyday purchases like gas and groceries.
  • No cap on the number of FlexPoints you can earn.
  • View Rates and Fees
NerdWallet rating 

4.0

/5

Annual Fee

$0

Intro APR

0% intro APR for the first 9 billing cycles for balances transferred within 60 days from account opening

Regular APR

15.99% - 25.99%, Variable

Recommended Credit Score

690-850
(Good - Excellent)

on Discover's website, or call (800) 347-0264

Rates & Fees

3.5

NerdWallet rating 

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Intro APR

0% intro APR on Purchases and Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

Pros

  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers
  • No foreign transaction fee

Cons

  • Requires good/excellent credit
  • Discover cards are not widely accepted outside of the U.S.
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. Based Customer Service available any time.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • View Rates and Fees
NerdWallet rating 

3.5

/5

on Discover's website, or call (800) 347-0264

Annual Fee

$0

Intro APR

0% intro APR on Purchases and Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

BMW Credit Card

3.5

NerdWallet rating 
Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Regular APR

15.24% - 24.24% Variable APR

Recommended Credit Score

Pros

  • Qualify with average credit
  • No annual fee
  • 0% intro APR on purchases and balance transfers for 12 billing cycles
  • No Annual Fee
  • Earn 5,000 Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening.
  • Earn 4 points per $1 spent on eligible BMW purchases.
  • Earn 3 points per $1 spent on eligible gas station purchases.
  • Earn 2 points per $1 spent on eligible restaurant purchases.
  • Earn 1 point on all other eligible purchases.
NerdWallet rating 

3.5

/5

Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Regular APR

15.24% - 24.24% Variable APR

Recommended Credit Score

630-850
(Average - Excellent)

KC Royals™ Mastercard®

3.5

NerdWallet rating 
Annual Fee

$0

Intro APR

0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Regular APR

15.24% - 25.24% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers
  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 15.24% - 25.24% Variable APR
  • 3% cash back on coffee shops, fast food, and ride-sharing services
  • 2% cash back on gas and restaurants
  • 1% cash back on all other purchases
  • Unlimited Cash Back with no point caps & no opt-in
  • No Annual Fee
NerdWallet rating 

3.5

/5

Annual Fee

$0

Intro APR

0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Regular APR

15.24% - 25.24% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

M&T Bank Visa® Credit Card with Rewards

3.5

NerdWallet rating 
Annual Fee

$0

Intro APR

Purchase: 0% for 12 mos

Regular APR

11.24% - 18.24% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • 0% Introductory APR for the first 12 billing cycles from account opening on purchases and balance transfers
  • ​Earn an unlimited 1 point per $1 spent on every purchase
  • ​Earn 10,000 bonus points after $500 in purchases in the first 90 days – good for $100 cash
  • 0% introductory APR on balance transfers and purchases for 12 months
NerdWallet rating 

3.5

/5

Annual Fee

$0

Intro APR

Purchase: 0% for 12 mos

Regular APR

11.24% - 18.24% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

MINI World Mastercard® Credit Card

3.5

NerdWallet rating 
Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Regular APR

15.24% - 24.24% Variable APR

Recommended Credit Score

Pros

  • Qualify with average credit
  • No annual fee
  • 0% on purchases and balance transfers for 12 billing cycles
  • No Annual fee
  • Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!
  • 0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.24% - 24.24%.
  • Earn 4X Points per $1 spent on eligible MINI purchases.
  • Earn 3X Points per $1 spent on eligible gas station purchases.
  • Earn 2X Points per $1 spent on eligible restaurant purchases.
  • Earn 1X Point on all other eligible purchases.
  • View Rates and Fees
NerdWallet rating 

3.5

/5

Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Regular APR

15.24% - 24.24% Variable APR

Recommended Credit Score

630-850
(Average - Excellent)