Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best 0% and Low Interest Credit Cards.
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0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
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Citi Simplicity® Card - No Late Fees Ever
on Citibank's secure application
Citi Simplicity® Card - No Late Fees Ever
Intro APR
0% on Purchases and Balance Transfers for 18 months
Regular APR
15.49% - 25.49% Variable APR
Annual fee
$0
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
BankAmericard® Credit Card
on Bank of America's secure website
BankAmericard® Credit Card
Intro APR
0% on Purchases for 15 billing cycles and 0% on Balance Transfers for 15 billing cycles for balance transfers made in the first 60 days
Regular APR
13.49% - 23.49% Variable APR
Annual fee
$0
Balance Transfer Fee
$0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10).
Blue Cash Everyday® Card from American Express
on American Express's secure website
Blue Cash Everyday® Card from American Express
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
14.49% - 25.49% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Chase Freedom Unlimited®
on Chase's secure website
Chase Freedom Unlimited®
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Chase Freedom®
on Chase's secure website
Chase Freedom®
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
The Amex EveryDay® Credit Card from American Express
on American Express's secure website
The Amex EveryDay® Credit Card from American Express
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
14.49% - 25.49% Variable APR
Annual fee
$0
Balance Transfer Fee
$0
Truly Simple® Credit Card from Fifth Third Bank
on Fifth Third Bank's secure website
Truly Simple® Credit Card from Fifth Third Bank
Intro APR
0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
Regular APR
13.49% - 24.49% Variable APR
Annual fee
$0
Balance Transfer Fee
4% of each balance transfer; $5 minimum.
Wells Fargo Platinum Visa® Card
on Wells Fargo's secure website
Wells Fargo Platinum Visa® Card
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
16.65% - 26.49% Variable APR
Annual fee
$0
Balance Transfer Fee
3% intro for 15 months, then 5% ongoing
Discover it® - Cashback Match™
on Discover's secure website
Discover it® - Cashback Match™
Intro APR
0% on Purchases and Balance Transfers for 14 months
Regular APR
13.49% - 24.49% Variable APR
Annual fee
$0
Balance Transfer Fee
3%
Discover it® Miles
on Discover's secure website
Discover it® Miles
Intro APR
0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months
Regular APR
13.49% - 24.49% Variable APR
Annual fee
$0
Balance Transfer Fee
3%