See offers from our partners below
Comparecredit cardsfor
Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best 0% and Low Interest Credit Cards.
Filters
More filters
Other fees
Card network
Financial institution
Find the right credit card for you.
Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you.
Showing 1 – 10 of 68
on Bank of America's website, or call (800) 322-7707
on Bank of America's website, or call (800) 322-7707
Annual Fee
$0
Regular APR
14.49% - 24.49% Variable APR
Intro APR
0% on Purchases for 18 billing cycles and 0% on Balance Transfers for 18 billing cycles for balance transfers made in the first 60 days
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
on HSBC's website
on HSBC's website
Annual Fee
$0
Regular APR
12.49% - 20.49%, Variable
Intro APR
0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.
Balance Transfer Fee
4%
Pros
- No annual fee
- 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 12.49% - 20.49% will apply
- No foreign transaction fee
Cons
- No rewards
Pros
- No annual fee
- 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 12.49% - 20.49% will apply
- No foreign transaction fee
Cons
- No rewards
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.49% - 20.49% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- View Rates and Fees
on US Bank's website
on US Bank's website
Annual Fee
$0
Regular APR
13.99% - 24.99% Variable APR
Intro APR
0%* on purchases and balance transfers for 18 billing cycles*
Balance Transfer Fee
3%
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
- 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 13.99% - 24.99%
- Great offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
- No Annual Fee*
- Flexibility to choose a payment due date that fits your schedule
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- View Rates and Fees
on American Express's website
on American Express's website
Annual Fee
$0
Regular APR
14.49% - 25.49% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Pros
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
Pros
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
- 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
- Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
- No Annual Fee.
- Terms Apply.
- View Rates and Fees
on Bank of America's website, or call (877) 754-6706
on Bank of America's website, or call (877) 754-6706
Annual Fee
$0
Regular APR
15.49% - 25.49% Variable APR
Intro APR
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Pros
- No annual fee
- Cash bonus offer
- Cash rewards
Cons
- If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Pros
- No annual fee
- Cash bonus offer
- Cash rewards
Cons
- If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Annual Fee
$0
Regular APR
14.24% - 23.24% Variable APR
Intro APR
Purchase: 0% for 15 mos
Balance Transfer Fee
3%
Pros
- Qualify with average credit
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Pros
- Qualify with average credit
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
- With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
- Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
- Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.
on American Express's website, or call (866) 512-6673
on American Express's website, or call (866) 512-6673
Annual Fee
$0
Regular APR
14.49% - 25.49% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Pros
- Bonus rewards at U.S. supermarkets and U.S. gas stations
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Requires good/excellent credit
- $25 minimum redemption
Pros
- Bonus rewards at U.S. supermarkets and U.S. gas stations
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Requires good/excellent credit
- $25 minimum redemption
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
- Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- No annual fee.
- Terms Apply.
- View Rates and Fees
on Capital One's website
on Capital One's website
Annual Fee
$0
Regular APR
15.74% - 25.74% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
Balance Transfer Fee
3%
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on Purchases and Balance Transfers
- No foreign transaction fee
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on Purchases and Balance Transfers
- No foreign transaction fee
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.74% - 25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74% - 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
See if you qualify for a better offer with Capital One:
on Chase's website
on Chase's website
Annual Fee
$0
Regular APR
16.49% - 25.24% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Pros
- High rewards rate and no minimum redemption
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Has foreign transaction fee
- No bonus rewards categories
- Requires good/excellent credit
Pros
- High rewards rate and no minimum redemption
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Has foreign transaction fee
- No bonus rewards categories
- Requires good/excellent credit
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
on Chase's website
on Chase's website
Annual Fee
$0
Regular APR
16.49% - 25.24% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Pros
- No annual fee
- 5% rewards on rotating categories
- Access to Chase’s Ultimate Rewards site to earn more cash back
Cons
- If you value simplicity, a flat rate cash back card may be better
- A foreign transaction fee
Pros
- No annual fee
- 5% rewards on rotating categories
- Access to Chase’s Ultimate Rewards site to earn more cash back
Cons
- If you value simplicity, a flat rate cash back card may be better
- A foreign transaction fee
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
- No annual fee
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey℠
