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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best 0% and Low Interest Credit Cards.

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  • Intro APR

    0% on Purchases for 18 billing cycles and 0% on Balance Transfers for 18 billing cycles for balance transfers made in the first 60 days

  • Regular APR

    14.99% - 24.99% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

HSBC Gold Mastercard® credit card

on HSBC's secure website

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.

  • Regular APR

    12.99%, 16.99% or 20.99% variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    4%

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% on Purchases and Balance Transfers for 18 months

  • Regular APR

    13.49% - 26.99% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    3% intro for 18 months, then 5% ongoing

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Regular APR

    14.99% - 25.99% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Regular APR

    14.99% - 25.99% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Regular APR

    16.99% - 25.74% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Regular APR

    16.99% - 25.74% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.

  • Intro APR

    0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers

  • Regular APR

    13.99% - 24.99% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    4% of each balance transfer; $5 minimum.

This card is eligible for NerdWallet Cash Back

Get up to 10% cash back at 1000s of shops and restaurants — only for NerdWallet members.