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0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 14.74% - 25.74%

Great offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019

No Annual Fee*

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers

No annual fee

No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply

0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.

No Penalty APR.

Late Fee Waiver.

0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee

Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card

Easy access to your FICO® Credit Score with Wells Fargo Online®

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.

Unlimited 1.5% Cash Back on your purchases.

Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.

0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 15.24% to 26.24%

$0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.

2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.

With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.

Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum

No minimum to redeem for cash back