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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners.

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Discover it® Cash Back

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 14 months

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

Pros

  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • View Rates and Fees
HSBC Gold Mastercard

on HSBC's website

Rates & Fees
Annual Fee

$0

Intro APR

0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.

Regular APR

12.99% - 22.99%, Variable

Recommended Credit Score

Pros

  • No annual fee
  • 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 12.99% - 22.99% will apply
  • No foreign transaction fee

Cons

  • No rewards
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 22.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • View Rates and Fees
  • Intro APR

    0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.

  • Regular APR

    12.99% - 22.99%, Variable

  • Annual fee

    $0

  • Balance Transfer Fee

    Either $10 or 4%, whichever is greater, will apply on each balance transfer

Chase Freedom Unlimited Credit Card

on Chase's website

on Chase's website

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

Pros

  • High rewards rate and no minimum redemption
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Has foreign transaction fee
  • No bonus rewards categories
  • Requires good/excellent credit
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 23.74%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • See if you qualify for a better offer with Chase:

Wells Fargo Visa Platinum Card Credit Card

on Wells Fargo's website

Rates & Fees

on Wells Fargo's website

Rates & Fees
Annual Fee

$0

Intro APR

0% intro APR for 18 months on purchases and qualifying balance transfers

Regular APR

15.49% - 24.99% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • Intro APR period on Purchases and qualifying Balance Transfers

Cons

  • No rewards
  • Pay down balances instead of interest with Wells Fargo's longest intro APR
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • View Rates and Fees