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0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.74% - 24.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers

No annual fee

No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply

0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74% - 20.74% will apply.

No Penalty APR.

Late Fee Waiver.

0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 14.24% - 25.24%

Great offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019

No Annual Fee*

Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.

2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).

Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

No annual fee

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Earn unlimited 1.5% cash back on all purchases.

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

Unlimited 1% cash back on all other purchases - it's automatic

With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.

After that, a variable APR, currently 14.24% to 23.24%.