Capital One Cash Credit Card Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Card Details

Signing Promotion

One-time $100 bonus after you spend $500 on purchases within the first 3 months.

Reward Rate

1.50%

Annual Fee

$0

APR, Variable

APR: 12.9% - 22.9% (V)
Penalty APR: 29.4%(V), Variable
Cash Advance APR: 24.9%(V), Variable

Intro APR Promotions

0% on purchases and balance transfers until January 2015
Card Features
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on purchases and balance transfers until January 2015
  • No annual fee
Apply Now

on Capital One's
secure website

thumbsupPros
  • High rewards rate
  • No annual fee
  • 0% on purchases and balance transfers until January 2015
  • No foreign transaction fee

Editor's Review

Author: Mike Anderson
Verdict – The Capital One® Quicksilver® Cash Rewards Credit Card card is one of the best no-annual fee rewards credit cards out there, earning what amounts to 1.5% cash back on all purchases.
The Capital One® Quicksilver® Cash Rewards Credit Card is kind to debtors and reward hunters both. The signup bonus is generous – One-time $100 bonus after you spend $500 on purchases within the first 3 months. After that, too, this card is one of the best out there, simply as a cash rewards card. It earns 1.5% cash back on all purchases - no gimmicks, no rewards caps, and no foreign transaction or annual fees. You don’t have to worry about enrolling in bonus categories or redeeming less-than-helpful points and miles, making the card simple as well as lucrative.

International travelers will find something to love too: All Capital One cards waive the foreign transaction fee, saving you 3% on every dollar you spend overseas. This makes it a perfect card for a student or young adult going abroad - or just someone who wants easy-to-earn, easy-to-redeem rewards wherever they go. Whether you're looking for a go-to, no-fee card, or you want to travel abroad and earn better rewards on every purchase, this card has your back.

To qualify for a great card like this, you’ll need good or excellent credit, which means your FICO score should hover somewhere in the 700-850 area. If your credit is closer to average, and you’d still like to earn rewards while paying off debt, check out the NFL Extra Points Credit Card.

It may be a branded card – which most often caters specifically to a niche audience – but the Extra Points won’t earn you rewards exclusively on NFL merchandise. You’ll earn 1% on all purchases and 2% on the NFL, and you can redeem for statement credit, for purchases made both in and out of the stadium.

Also like the Cap One card, the Extra Points gives you a break on your balances, with 0% purchase APR on balance transfers for 12 months.

The Capital One® Quicksilver® Cash Rewards Credit Card may offer .5% more on rewards, but the NFL card will do just fine if Capital One declines your application.

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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