Capital One Quicksilver Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

ADVERTISER DISCLOSURE
Card Details

Signing Promotion

One-time $100 bonus after you spend $500 on purchases within the first 3 months.

Reward Rate

1.50%

Annual Fee

$0

APR, Variable

APR: 12.9% - 22.9% (Variable)
Penalty APR: 29.4%(V), Variable
Cash Advance APR: 24.9%(V), Variable

Intro APR Promotions

0% on purchases and balance transfers until September 2015
Card Features
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker—the free way to easily monitor your monthly credit score anytime, anywhere
Apply Now

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thumbsupPros
  • High rewards rate
  • No annual fee
  • 0% on purchases and balance transfers until September 2015
  • No foreign transaction fee

Editor's Review

Author: Mike Anderson
Verdict – The Capital One® Quicksilver® Cash Rewards Credit Card card is one of the best no-annual fee rewards credit cards out there, earning what amounts to 1.5% cash back on all purchases.
The Capital One® Quicksilver® Cash Rewards Credit Card is kind to debtors and reward hunters both. The signup bonus is generous – One-time $100 bonus after you spend $500 on purchases within the first 3 months. After that, too, this card is one of the best out there, simply as a cash rewards card. It earns 1.5% cash back on all purchases - no gimmicks, no rewards caps, and no foreign transaction or annual fees. You don’t have to worry about enrolling in bonus categories or redeeming less-than-helpful points and miles, making the card simple as well as lucrative. International travelers will find something to love too: All Capital One cards waive the foreign transaction fee, saving you about 3% on every dollar you spend overseas. Finally, the Quicksilver card makes sure you get your relationship off to a great start -- it comes with 0% on purchases and balance transfers until September 2015, and then the ongoing APR of 12.9% - 22.9% (Variable).

To qualify for a great card like this, you’ll need good or excellent credit, which means your FICO score should hover somewhere in the 700-850 area. If your credit is closer to average, and you’d still like to earn rewards while paying off debt, check out the NFL Extra Points Credit Card. It may be a branded card – which most often caters specifically to a niche audience – but the Extra Points won’t earn you rewards exclusively on NFL merchandise. You’ll earn 1% on all purchases and 2% on the NFL, and you can redeem for statement credit, for purchases made both in and out of the stadium.

The Capital One® Quicksilver® Cash Rewards Credit Card may offer .5% more on rewards, but the NFL card will do just fine if Capital One declines your application.