[Limited Time] IHG Cards Offer Best-Ever Bonus

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Written by Jaime Hanson
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Edited by Erin Hurd
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The offer described in this article has expired. See NerdWallet's reviews of the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card for up to date offers.

Who doesn't love a free hotel night? As of Jan. 26, 2023, both the IHG One Rewards Traveler Credit Card and the IHG One Rewards Premier Credit Card have upgraded their sign-up bonuses to new highs, making it easier than ever to rack up free overnight stays.

Here's what you need to know about these lucrative welcome offers:

IHG One Rewards Premier Credit Card

Annual Fee: $99

Sign-up bonus: Best Points Offer Ever - Earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

IHG One Rewards Traveler Credit Card

Annual fee: $0

Sign-up bonus: Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening.

Making the most of free hotel nights

Currently, NerdWallet values IHG points at 0.7 cents each. That translates these latest sign-up bonuses to an approximate value of $1,225 for the IHG One Rewards Premier Credit Card or $840 for the IHG One Rewards Traveler Credit Card when redeemed for IHG brand hotel nights. This baseline valuation is calculated by comparing cash prices to available reward redemptions for hotel stays across multiple destinations, dates, and brands within the IHG umbrella.

Here's a look at the various hotel brands where you can use your IHG points:

  • Six Senses.

  • Regent.

  • InterContinental Hotels & Resorts.

  • Kimpton Hotels & Restaurants.

  • Hotel Indigo.

  • Voco.

  • Hualuxe.

  • Crowne Plaza.

  • Even Hotels.

  • Holiday Inn Express.

  • Holiday Inn.

  • Avid.

  • Atwell Suites.

  • Staybridge Suites.

  • Holiday Inn Club Vacations.

  • Candlewood Suites.

However, our valuation doesn't account for an important perk of the IHG credit cards and their associated IHG One Rewards program: free hotel nights.

Among the most enticing benefits of these cards, IHG cardholders get a 4th night free when booking with points — a huge value for long weekend travelers. Other hotel programs, including Marriott and Hilton, offer a 5th night free when booking through their points programs. However, IHG's 4th night offer makes the benefit of free nights more accessible for shorter haul travelers.

Plus, IHG One Rewards Premier Credit Card holders get a free night worth up to 40,000 points per night at an IHG property after their account anniversary each year — a benefit that easily offsets the card's annual fee.

Which IHG credit card is right for you?

If you stay at IHG properties a few times a year, the higher bonus and increased perks of the IHG One Rewards Premier Credit Card can more than make up for the higher annual fee and higher minimum spending requirement.

If you're a casual IHG traveler, the no-fee card can still be a good value.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

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