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Do you usually have money left at the end of the month? Is paying bills on time a struggle? Is your level of debt manageable?
If money questions weigh on your mind, taking a quick survey can help you move from worry to action.
To get an idea of where you stand, take the Financial Health Score quiz. It's based on a methodology developed by the nonprofit Financial Health Network to measure financial well-being. Answering eight questions yields a score between 0 and 100 that can help you understand whether you're coping, healthy or potentially at risk.
» What's your score? Take the Financial Health Score quiz
How does your score compare?
Since 2018, the Financial Health Network has conducted a nationally representative survey of U.S. adults. The latest results, in August 2020, show that:
One-third of respondents (33%) scored as financially healthy, an increase from 29% in 2019.
The proportion who were financially coping decreased to 50%, compared with 54% in 2019.
The group considered financially vulnerable stayed steady at 17%, the same as in 2019 and 2018.
How does knowing your score help you?
It's likely that your answers pointed out some areas where you're doing fine and others that need attention. Just pinpointing where to focus can help you feel more in charge.
You might even feel newly motivated about financial goals — much the way seeing your step count on a fitness tracker can inspire you toward exercise goals.
One goal could be to start or build your emergency savings, which can insulate you from budget shocks and unexpected expenses.
You might also look into setting up a simple budget so you can make sure each dollar coming in has a job to do in achieving your financial goals.
Or choosing a strategy to pay off debt could help you feel more in charge of your financial life.