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Why You Need Insurance
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Writer | Personal finance, life insurance, budgeting
Assigning Editor | Insurance, data journalism
Without proper insurance, one unexpected event could deplete your savings.
Medical insurance is often necessary to pay for routine care in addition to major expenses.
Property and casualty insurance protects your property and shields you from legal liability.
Insurance offers a vital safety net, protecting you against financial loss if something bad happens. One unexpected event — like a car accident, an emergency room visit or a storm that damages your home — could easily wipe out your savings. Insurance helps you manage the risk of a financial disaster. Let’s look at some basic types of insurance and when you might need them.
