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Mortgage Points Calculator
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Learn more about our editorial guidelines.
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Assistant Assigning Editor | Mortgage lenders and homebuying
When applying for a mortgage, you can purchase "discount" mortgage points upfront to buy down the interest rate and lower the monthly payment. Input a few factors in our mortgage points calculator to decide whether to buy points.
For tips on using the mortgage points calculator,
Mortgage loans from our partners
on New American Funding
New American Funding
4.5
NerdWallet rating4.5
NerdWallet ratingon New American Funding
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on Veterans United
Veterans United
4.5
NerdWallet rating4.5
NerdWallet ratingon Veterans United
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on Tomo
Tomo
4.0
NerdWallet rating4.0
NerdWallet rating3%
on Tomo
on New American Funding
New American Funding
4.5
NerdWallet rating4.5
NerdWallet ratingon New American Funding
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on New American Funding
New American Funding
4.5
NerdWallet rating4.5
NerdWallet ratingon New American Funding
on Figure
Figure
4.5
NerdWallet rating4.5
NerdWallet ratingN/A
on Figure
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on Figure
Figure
4.5
NerdWallet rating4.5
NerdWallet ratingN/A
on Figure
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
Mortgage loans from our partners
on New American Funding
New American Funding
4.5
NerdWallet rating4.5
NerdWallet ratingon New American Funding
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on Veterans United
Veterans United
4.5
NerdWallet rating4.5
NerdWallet ratingon Veterans United
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on Tomo
Tomo
4.0
NerdWallet rating