Andrea is a former NerdWallet authority on retirement and investing. Her stories have appeared in The Wall Street Journal, the SanFrancisco Chronicle, MarketWatch and elsewhere. She has been interviewed onTV and radio, including NPR’s “All Things Considered,” and quoted by national publications such as Fortune, Time and CNBC.
The latest from Andrea
What Is a Nondeductible IRA?
Among other benefits, a nondeductible IRA can help high earners get in the door of a Roth IRA.
Dividend Reinvestment Plans: What They Are and How They Work
There are two main types of dividend reinvestment plans that let investors automatically reinvest dividends paid by the stocks they own: brokerage account plans and company DRIPs.
How Much Can I Contribute to My IRA — and When?
Contributing the maximum amount to an IRA early in the year is ideal, but adding what you can with regular automatic payments is a common strategy that works well.
How Do I Fund an IRA?
Uncle Sam has a couple of ways to help you take full advantage of saving in an IRA. Beyond that, breaking down your goal makes it easier.
What Is an Individual Retirement Account (IRA)?
An IRA offers a tax-advantaged way to save for retirement. You can choose from a traditional, Roth, SEP or SIMPLE IRA.
IRA vs. 401(k): How to Choose
IRAs and 401(k)s both have tax benefits for retirement savers. Get your 401(k) match, then max out your IRA.
Roth IRA vs. Traditional IRA
Traditional and Roth IRAs differ mainly in how and when your money is taxed. A Roth can be better for some savers.
How to Open an IRA in 4 Steps
You can open an IRA online in a few steps. It can go quickly once you find the right provider for your needs.
IRA Rules: Your 2022-2023 Cheat Sheet
Here are the income limits, eligibility requirements, tax treatment and withdrawal rules for traditional IRAs.
3 Reasons to Hire a Fee-Only Financial Planner
When debating between various financial advisors, consider this: Fee-only planners typically have fewer conflicts of interest, focus on advice and offer flexible payment models.
Spousal IRA: What It Is, How to Open One
A spousal IRA lets couples save for retirement even if only one spouse works for pay.
7 Types of IRAs: Find the One for You
Here are the basics on traditional, Roth, Spousal, SEP, SIMPLE, nondeductible and self-directed IRAs.
Roth IRA Early Withdrawal Penalties: What You Need to Know
Withdrawing investment earnings from a Roth IRA may mean an early withdrawal penalty or taxes. Contributions can be withdrawn with no tax or penalty.
10 Questions to Ask a Financial Advisor
To find your best match, first consider the type of help you want. Then explore fees, qualifications, your working relationship, investment details and more.