Bev O'Shea is a former NerdWallet authority on consumer credit, scams and identity theft. She holds a bachelor's degree in journalism from Auburn University and a master's in education from Georgia State University. Before coming to NerdWallet, she worked for daily newspapers, MSN Money and Credit.com. Her work has appeared in The New York Times, The Washington Post, the Los Angeles Times, MarketWatch, USA Today, MSN Money and elsewhere. Twitter: @BeverlyOShea.
The latest from Bev
Scam Alert: Be Skeptical of That ‘Emergency’
Take steps to guard against criminals who may pose as family or friends seeking money in an emergency.
Scam Alert: How to Get a Pet and Not Get Taken
Avoid online animal listings, and take steps to protect yourself when buying in person. Consider a shelter animal.
IdentityForce Review: Is It Worth the Cost?
IdentityForce offers two tiers of service at competitive prices if you want protection beyond a free credit freeze.
Scam Alert: Find a COVID Vaccine, but Avoid Criminals
The demand for vaccinations provides opportunity for criminals who are trying to get your money or personal info.
Does an Eviction Hurt Your Credit?
Evictions aren't listed on credit reports, but being sent to collections over a related debt could hurt your credit.
Your Credit Report May Be Wrong — Here’s What to Do About It
Complaints about credit report issues surged in 2020. Here's how to verify the data that makes up your credit score.
Does Breaking a Lease Hurt Your Credit?
If you don't satisfy the terms of a rental, your landlord may send your debt to collections, harming your credit.