Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.
- Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
- Awards: Jim Murray Memorial Foundation Scholarship
- Previous experience: English and journalism teacher
The latest from Jae
Crypto Credit Cards, Once a White-Hot Trend, Have Fizzled
After years of hype around such products, crypto winter killed some of the buzz — and some of the cards. Whether they can mount a comeback is unclear.
What Is Continental Finance, and Are Its Cards Right for You?
These credit cards come with high fees and few benefits. Better options exist, even for those with poor credit.
Credit or Debit Card For Kids: Which Is Best?
Choosing to give a child a credit or debit card depends on age, maturity and the goals for the child.
What Is Genesis Financial, and Are Its Credit Cards Right for You?
The company services multiple cards for those with limited credit, but they're marked by high fees and APRs, with few benefits.
5 Things to Know About the Overstock Credit Card
Overstock loyalists can get good value from it. But rewards can be redeemed only toward future purchases with the retailer, so it's not the most versatile card.
5 Things to Know About the Destiny Credit Card
This card could hit you with a barrage of fees, making it a last resort if you need access to credit.
5 Things to Know About the Milestone Credit Card
A potentially expensive annual fee is just the beginning of this card's possible costs. Other cards are just as accessible — and much more rewarding.
Beyoncé Is Going on Tour, and a Citi Card Can Help You Get a Ticket
Citi cardholders get early access to tickets, but if you don't have a Citi card, it's not too late to get one in time for the presale.
Mission Lane Cash Back Card Review: Solid Rewards for Limited Credit
It's a straightforward card with a flat rewards rate, no annual fee and no deposit required — ideal for someone whose goal is to build credit.