Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.
- Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
- Awards: Jim Murray Memorial Foundation Scholarship
- Previous experience: English and journalism teacher
The latest from Jae
Discover Unveils 5% Bonus Categories for Q1 2023: Grocery Stores, Drugstores, Streaming
These are familiar categories to eligible cardholders, but it's the first time in several years that Discover has opted not to release its entire annual bonus calendar upfront.
Bank of America Unlimited Cash Rewards for Students: You’ll Need Good Credit
This card offers a big sign-up bonus and an unlimited 1.5% cash back rate, but the high bar for approval means plenty of students will be turned away.
5 Things to Know About the AT&T Points Plus Card
AT&T Points Plus offers nominal perks for AT&T customers, but other credit cards have higher rewards rates.
5 Things to Know About the Maurices Credit Card
The Maurices Credit Card is refreshingly straightforward compared to other store credit cards, but rewards can only be earned and used at its stores.
How I Ditched Debt: How Two Teachers Wiped Out More Than $53,000
It started with a battle plan: listing debts and making a budget. Next came hard choices around spending, giving and saving.
U.S. Bank Shopper Cash Rewards vs. Store Cards: When 5% Beats 6%
Brand loyalists may be better off with a store card than with the U.S. Bank Shopper Cash Rewards card, whose high cash-back rate is tempered by its annual fee and spending caps.
5 Things to Know About the Lane Bryant Credit Card
Most cash-back cards will beat the Lane Bryant Credit Card in terms of rewards potential and overall usefulness.
Chase Freedom Points More Valuable for Select Shopping (Limited-Time)
Holiday shopping with a Freedom card this month can give extra value as inflation squeezes shopping budgets.
U.S. Bank Shopper Cash Rewards Review: Up to 6% Back at Top Retailers
It earns eye-popping rates at some of the biggest brands in America, including Amazon, Target and Walmart, plus 3% back in other popular categories. But there's a rewards cap and an annual fee — and it's not the easiest card to manage.