Kenley Young directs daily credit cards coverage for NerdWallet. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain.
- Education: B.A. in journalism and mass communications from the University of South Carolina
- Awards: South Carolina Press Association: Headline writing
- Previous experience: Fox Sports, Yahoo, SmartBrief, The McClatchy Co.
The latest from Kenley
How Long Should I Keep Credit Card Statements?
Unless you need them for tax time or a dispute with your issuer, you can typically shred paper statements after 60 days. And if you've gone digital, it may be a moot point.
5 Things to Know About the Michaels Credit Card
This card promises big savings on glitter, glue, googly eyes and more — but with a tiny rewards-redemption window, only the craftiest shoppers will reap what they, um, sew.
What Is Purchase APR?
The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for borrowing money from the card issuer.
Niche Credit Card Rewards Were Having a Moment — What Happened?
Small financial technology companies face an uphill battle to gain market share vs. traditional issuers, thanks to massive costs and, sometimes, bad timing.
5 Things to Know About the First Digital Credit Card
With its high fees and confusing terms, you'd be better off choosing a different card to build your credit.
What Is an RFID Credit Card (and Does it Matter)?
RFID credit cards are embedded with a tag that enables contactless payments, one of the safest ways to pay.
What Is a Negative Balance on Your Credit Card?
Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund.
What Happens if You Go Over Your Credit Card Limit?
Some issuers allow you to exceed your limit, but you may face consequences, like a higher minimum payment or a ding to your credit scores.
When Is the Best Time to Apply for a New Credit Card?
It depends on your goals, but ideal times include when you're trying to zap debt, have a big purchase coming up, or are looking to bolster your credit.
5 Things to Know About the First Access Credit Card
It can help you build credit with careful use, but it's going to cost you, thanks to loads of fees and a super-high interest rate.