Kenley Young directs daily credit cards coverage for NerdWallet. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain.
- Education: B.A. in journalism and mass communications from the University of South Carolina
- Awards: South Carolina Press Association: Headline writing
- Previous experience: Fox Sports, Yahoo, SmartBrief, The McClatchy Co.
The latest from Kenley
Which Credit Cards Help Authorized Users Build Credit?
Adding an authorized user can be an effective strategy, but it helps first to know how issuers and credit bureaus handle this information.
Can I Use One Credit Card to Pay Off Another?
For direct monthly payments, typically no. But you can do a balance transfer in which you move high-interest debt to a new card with a lower APR.
5 Things to Know About the Expedia Credit Cards
If you're not loyal to one airline or hotel chain, an Expedia credit card may fit you. But point values are low, so casual Expedia users have better options.
Why Does My Credit Card Minimum Payment Keep Rising?
Credit card issuers can increase your minimum payment due to several factors. Depending on the issuer, your balance, interest and fees could affect the cost.
Should I Pay For a Vacation With a Credit Card?
If you've saved the money and can pay back the credit card bill right away, then absolutely. But if you're considering financing the trip with the card, it could be costly, in several ways.
5 Times a Balance Transfer is a Bad Idea
The costs of balance transfers can exceed the benefits — if, for example, your debt can be paid off quickly, you struggle to make on-time payments or your credit is subpar.
Should You Ditch Your Credit Card? Here’s How to Tell
Credit cards can be useful, but if you struggle to pay on time and avoid debt, they may not be right for you.
Just Got a Deal on a Car? Save on Fuel With These Credit Cards
Use the right credit cards for gas to drive home even more savings long after the new-car thrill subsides. Here are some of our favorites.
How to Pay Your Credit Card Bill On Time, Every Time
Late payments lead to late fees and damage to your credit, but you can make it easy to remember to pay your bill.
What Happens to Credit Card Debt When You Die?
Credit card debt doesn't just go away when you're gone, but the liability doesn't always fall to your loved ones by default either. It depends on the kind of account, where you live and more.
Foreign Transaction Fees Can Happen Even When You’re Not Traveling
You can end up paying foreign transaction fees even when you're shopping from home.
Authorized Users Aren’t Responsible for Debt, but Late Payments Pose Issues
If the primary cardholder makes late payments, it can drag down your own credit scores. The good news is that you can fix this.
5 Things to Know About the UNITY Visa Secured Credit Card
It can help you build your credit and even offers a self-guided program for doing so, but making payments on the card poses hurdles.
Why Does My Credit Card Issuer Keep Increasing My Credit Line?
Customer retention might play a role, but it may also simply be a result of using your card responsibly.