Pros

13,000 free ATMs and over 6,000 branches in 39 states

Cons

0.01% APY on standard savings account; better rates available elsewhere
$35 overdraft fee can be charged three times daily

Overall

3.0

Megabank and mortgage giant Wells Fargo offers a huge variety of financial products under one brand — checking and savings accounts, investments, credit cards, auto loans and more. If you’re among the millions who have a Wells Fargo mortgage or other product, you’ll be entitled to certain upgrades on interest rates and fees for checking and savings accounts.

Ratings methodology | Updated Nov. 29, 2017.

Checking

4.0

Wells Fargo’s Everyday Checking has a $10 monthly fee. You can avoid the fee by making 10 debit payments or $500 in direct deposits or by keeping a minimum daily balance of $1,500 each month. There’s no interest rate, so you won’t see your money grow.

With 13,000 ATMs, Wells Fargo’s network is fairly large; it only slightly trails Chase’s and Bank of America’s 16,000-ATM networks.

Way2Save Savings
0.01%
APY
$1
Min. balance for APY
Learn moreat Wells Fargo
Everyday Checking
$10
Monthly fee
$1,500
Balance to waive monthly fee
Learn moreat Wells Fargo
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Overall
Customer service
Poor
Website / app
Fair
Rates
Poor
Fees
High
*** LOGGED****Stay away!
My automatic mortgage payment stopped working half a year ago. I have called bank many times and sent many letters asking for explanation. They were very inventive in gettin one “true reason” after another It is mortgage company fault, turned out to be a total lie A next few “true explanations” were: - you are using “a paper check”, that’s why. What paper checks were needed if I was supposed to use automatic system? -Your wife stopped payments. It was one of the most cinical and radiculos reasons. - it is because of your typo... And it was going on for long 6months. Did l get any less offensive and more truthful explanation? definitely not. They are very sweat when they try to sell lies, but get very rude if you do not by lies So, make up your mind -
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
***LOGGED***Keeps overdrafting my account
Every day i have a new fee or something is gettin over drafted...even when i have a few hundred dollars available my card is gettin declined so i have to keep calling them to make my card go threw....
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