Best Business Checking Accounts of September 2025
We evaluated more than 50 business checking accounts to find the best options. Our top picks pair core services with minimal fees — and benefits like high APYs and 24/7 support.
Learn more ≡ Show summary
Best Business Checking Accounts
| Bank/institution | Best for | NerdWallet rating | Monthly fee | APY | Bonus | Learn more |
|---|---|---|---|---|---|---|
 Bluevine Business Checking at Bluevine, Deposits are FDIC Insured | Online banking | $0 | 1.50% With $0 min. balance for APY | $300 Requirements to qualify | at Bluevine, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 American Express® Business Checking at American Express National Bank, Member FDIC | 24/7 customer support | $0 | 1.30% With $0 min. balance for APY | $30,000 Requirements to qualify | at American Express National Bank, Member FDIC | |
| Pros
Cons
| ||||||
 Relay Business Checking at Relay, Deposits are FDIC Insured | Expense management tools | $0 | N/A | N/A | at Relay, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 Chase Business Complete Banking® at Chase, Member FDIC | Full-service banking | $15.00 Waived with $2,000 minimum balance | N/A | $500 Requirements to qualify | at Chase, Member FDIC | |
| Pros
Cons
| ||||||
 U.S. Bank Business Essentials at U.S. Bank, Member FDIC | Free account at a brick-and-mortar bank | $0 | N/A | $400 Requirements to qualify | at U.S. Bank, Member FDIC | |
| Pros
Cons
| ||||||
 Grasshopper Innovator Business Checking Account at Grasshopper Bank, Member FDIC | Cash back on debit card purchases | $0 | 1.80% With $25,000 min. balance for APY | N/A | at Grasshopper Bank, Member FDIC | |
| Pros
Cons
| ||||||
 North One Standard Business Checking at North One, Deposits are FDIC Insured | High APY | $0 | 2.50% With $0 min. balance for APY | N/A | at North One, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 Found Small Business Banking at Found, Deposits are FDIC Insured | Self-employed business owners | $0 | N/A | $125 Requirements to qualify | at Found, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 Mercury Business Bank Account at Mercury, Deposits are FDIC Insured | Free wire transfers | $0 | N/A | $300 Requirements to qualify | at Mercury, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 nbkc Business Account at nbkc bank, Member FDIC | Low-fee online banking | $0 | N/A | N/A | at nbkc bank, Member FDIC | |
| Pros
Cons
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 Axos Bank® Basic Business Checking at Axos Bank®, Member FDIC | ATM fee reimbursements | $0 | N/A | $400 Requirements to qualify | at Axos Bank®, Member FDIC | |
| Pros
Cons
| ||||||
 Bank of America® Business Advantage Fundamentals™ Banking at Bank of America, N.A., Member FDIC | Relationship banking | $16.00 $0 for the first 12 statement cycles. | N/A | N/A | at Bank of America, N.A., Member FDIC | |
| Pros
Cons
| ||||||
 Capital One Business Basic Checking® at Capital One, Member FDIC | ATM access | $15.00 Waived with $2,000 minimum balance | N/A | N/A | at Capital One, Member FDIC | |
| Pros
Cons
| ||||||
Best Business Checking Accounts
Best overall online business checking account
APY
1.50%
With $0 min. balance for APY
Monthly fee
$0
Bonus
$300
Requirements to qualify
at Bluevine, Deposits are FDIC Insured
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions; no overdraft fees.
- Earn 1.50% interest on account balances up to and including $250,000. Terms apply.
- Access up to $3 million in FDIC insurance with Insured Cash Sweep.
- No fees at MoneyPass ATMs.
- Account holders are assigned to a dedicated banker or customer support representative.
- Bill pay tools and invoicing with built-in payment links.
Cons
- No fee-free cash deposits.
- Fee for using out-of-network ATMs.
- Does not offer jointly-owned accounts.
Best overall online business checking account
Bluevine Business Checking
Best for Online banking
APY
1.50%
With $0 min. balance for APY
Monthly fee
$0
Bonus
$300
Requirements to qualify
at Bluevine, Deposits are FDIC Insured
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions; no overdraft fees.
- Earn 1.50% interest on account balances up to and including $250,000. Terms apply.
- Access up to $3 million in FDIC insurance with Insured Cash Sweep.
- No fees at MoneyPass ATMs.
- Account holders are assigned to a dedicated banker or customer support representative.
- Bill pay tools and invoicing with built-in payment links.
Cons
- No fee-free cash deposits.
- Fee for using out-of-network ATMs.
- Does not offer jointly-owned accounts.
APY
1.30%
With $0 min. balance for APY
Monthly fee
$0
Bonus
30,000 points
Requirements to qualify
at American Express National Bank, Member FDIC
Pros
- No monthly fees or minimum opening deposit.
- No excess transaction fees and no charge for domestic incoming wires.
- Earn 1.30% APY on balances up to $500,000.
- 24/7 customer support.
- No fees on withdrawals at more than 70,000 MoneyPass and Allpoint ATMs in the U.S.
Cons
- Can’t deposit cash.
- No outgoing international wire transfers.
- Does not offer jointly owned accounts.
American Express® Business Checking
Best for 24/7 customer support
APY
1.30%
With $0 min. balance for APY
Monthly fee
$0
Bonus
30,000 points
Requirements to qualify
at American Express National Bank, Member FDIC
Pros
- No monthly fees or minimum opening deposit.
- No excess transaction fees and no charge for domestic incoming wires.
- Earn 1.30% APY on balances up to $500,000.
- 24/7 customer support.
- No fees on withdrawals at more than 70,000 MoneyPass and Allpoint ATMs in the U.S.
Cons
- Can’t deposit cash.
- No outgoing international wire transfers.
- Does not offer jointly owned accounts.
Pros
- No required monthly fee or minimum balance requirement.
- Unlimited fee-free transactions; no overdraft fees.
- No foreign transaction fees when you use your Relay Visa® Debit abroad.
- Free incoming wires and low outgoing wire transfer fees.
- Up to 50 debit cards.
- Direct integration with Shopify.
Cons
- Deposited checks may be held for up to 6-7 business days.
- No bill pay feature in the free plan.
Relay Business Checking
Best for Expense management tools
APY
N/A
Monthly fee
$0
Bonus
N/A
at Relay, Deposits are FDIC Insured
Pros
- No required monthly fee or minimum balance requirement.
- Unlimited fee-free transactions; no overdraft fees.
- No foreign transaction fees when you use your Relay Visa® Debit abroad.
- Free incoming wires and low outgoing wire transfer fees.
- Up to 50 debit cards.
- Direct integration with Shopify.
Cons
- Deposited checks may be held for up to 6-7 business days.
- No bill pay feature in the free plan.
APY
N/A
Monthly fee
$15.00
Waived with $2,000 minimum balance
Bonus
$500
Requirements to qualify
at Chase, Member FDIC
Pros
- No minimum opening deposit.
- Unlimited fee-free electronic and debit card transactions.
- Integrated credit card processing.
- No overdraft fee unless account is overdrawn by more than $50; 24-hour grace period applies to overdrafts beyond that amount.
- 24/7 customer support.
- No fees at 16,000 Chase ATMs and access to around 4,700 branches.
- Supports Zelle for Business.
Cons
- $15 monthly fee.
- Monthly limit on fee-free cash deposits ($5,000) and physical transactions (20).
- Fee for using out-of-network ATMs.
Chase Business Complete Banking®
Best for Full-service banking
APY
N/A
Monthly fee
$15.00
Waived with $2,000 minimum balance
Bonus
$500
Requirements to qualify
at Chase, Member FDIC
Pros
- No minimum opening deposit.
- Unlimited fee-free electronic and debit card transactions.
- Integrated credit card processing.
- No overdraft fee unless account is overdrawn by more than $50; 24-hour grace period applies to overdrafts beyond that amount.
- 24/7 customer support.
- No fees at 16,000 Chase ATMs and access to around 4,700 branches.
- Supports Zelle for Business.
Cons
- $15 monthly fee.
- Monthly limit on fee-free cash deposits ($5,000) and physical transactions (20).
- Fee for using out-of-network ATMs.
Pros
- No monthly service fee.
- Welcome bonus for new customers (terms apply).
- Unlimited fee-free electronic and debit card transactions.
- Supports Zelle for Business.
- Account holders are assigned to a dedicated banker or customer support representative.
- Accept payments with free mobile card reader, no monthly software fee. Processing fees apply.
Cons
- $100 minimum opening deposit.
- Low limit on fee-free cash deposits.
- Fee for using out-of-network ATMs.
- High overdraft, wire transfer fees.
- $1 fee for outgoing domestic ACH transfers.
U.S. Bank Business Essentials
Best for Free account at a brick-and-mortar bank
APY
N/A
Monthly fee
$0
Bonus
$400
Requirements to qualify
at U.S. Bank, Member FDIC
Pros
- No monthly service fee.
- Welcome bonus for new customers (terms apply).
- Unlimited fee-free electronic and debit card transactions.
- Supports Zelle for Business.
- Account holders are assigned to a dedicated banker or customer support representative.
- Accept payments with free mobile card reader, no monthly software fee. Processing fees apply.
Cons
- $100 minimum opening deposit.
- Low limit on fee-free cash deposits.
- Fee for using out-of-network ATMs.
- High overdraft, wire transfer fees.
- $1 fee for outgoing domestic ACH transfers.
APY
1.80%
With $25,000 min. balance for APY
Monthly fee
$0
Bonus
N/A
at Grasshopper Bank, Member FDIC
Pros
- Unlimited 1% cash back on qualified debit card purchases.
- Earn up to 1.80% APY.
- No monthly fees, transaction fees or overdraft charges.
- Free, built-in bookkeeping and invoicing software.
- Free incoming domestic wires; low fees on other wire transfers.
Cons
- Can’t deposit cash.
- $100 minimum opening deposit.
- No weekend support.
Grasshopper Innovator Business Checking Account
Best for Cash back on debit card purchases
APY
1.80%
With $25,000 min. balance for APY
Monthly fee
$0
Bonus
N/A
at Grasshopper Bank, Member FDIC
Pros
- Unlimited 1% cash back on qualified debit card purchases.
- Earn up to 1.80% APY.
- No monthly fees, transaction fees or overdraft charges.
- Free, built-in bookkeeping and invoicing software.
- Free incoming domestic wires; low fees on other wire transfers.
Cons
- Can’t deposit cash.
- $100 minimum opening deposit.
- No weekend support.
APY
2.50%
With $0 min. balance for APY
Monthly fee
$0
Bonus
N/A
at North One, Deposits are FDIC Insured
Pros
- No monthly fees or excess transaction fees.
- Same-day deposits from Amazon, Cash App, Square, Stripe and Venmo. Direct payments supported from a variety of other business platforms, including Etsy, Lyft, Shopify and Airbnb.
- Sub-accounts that you can use to save for specific goals.
- Direct integration with Shopify, Etsy and Amazon.
- Account holders are assigned to a dedicated banker or customer support representative.
Cons
- Low cash deposit limits ($1,500 per day, $5,000 per month). Service fee of up to $4.95 per deposit.
- Can’t send or receive international wires.
- No weekend customer support.
- Not available to nonprofit organizations.
- No spend controls on employee debit cards.
North One Standard Business Checking
Best for High APY
APY
2.50%
With $0 min. balance for APY
Monthly fee
$0
Bonus
N/A
at North One, Deposits are FDIC Insured
Pros
- No monthly fees or excess transaction fees.
- Same-day deposits from Amazon, Cash App, Square, Stripe and Venmo. Direct payments supported from a variety of other business platforms, including Etsy, Lyft, Shopify and Airbnb.
- Sub-accounts that you can use to save for specific goals.
- Direct integration with Shopify, Etsy and Amazon.
- Account holders are assigned to a dedicated banker or customer support representative.
Cons
- Low cash deposit limits ($1,500 per day, $5,000 per month). Service fee of up to $4.95 per deposit.
- Can’t send or receive international wires.
- No weekend customer support.
- Not available to nonprofit organizations.
- No spend controls on employee debit cards.
APY
N/A
Monthly fee
$0
Bonus
$125
Requirements to qualify
at Found, Deposits are FDIC Insured
Pros
- No required monthly fee or minimum opening deposit.
- No excess transaction fees or overdraft fees; free incoming domestic wires.
- Free, built-in invoicing, bookkeeping and tax-planning features.
- Integrates with popular business and gig work apps, including Stripe, DoorDash, Uber, Etsy and PayPal.
- Account holders are assigned to a dedicated banker or customer support representative.
- Built-in payroll features for contractors.
Cons
- No weekend or after-hours phone support.
- Not available to partnerships or nonprofit organizations.
- No fee-free cash deposits.
Found Small Business Banking
Best for Self-employed business owners
APY
N/A
Monthly fee
$0
Bonus
$125
Requirements to qualify
at Found, Deposits are FDIC Insured
Pros
- No required monthly fee or minimum opening deposit.
- No excess transaction fees or overdraft fees; free incoming domestic wires.
- Free, built-in invoicing, bookkeeping and tax-planning features.
- Integrates with popular business and gig work apps, including Stripe, DoorDash, Uber, Etsy and PayPal.
- Account holders are assigned to a dedicated banker or customer support representative.
- Built-in payroll features for contractors.
Cons
- No weekend or after-hours phone support.
- Not available to partnerships or nonprofit organizations.
- No fee-free cash deposits.
APY
N/A
Monthly fee
$0
Bonus
$300
Requirements to qualify
at Mercury, Deposits are FDIC Insured
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free U.S. dollar transactions; no overdraft fees.
- Free domestic and international U.S. dollar wire transfers.
- Advanced digital tools including API access to automate and customize your banking.
- Unlimited refunds on all domestic ATM fees.
Cons
- Can’t deposit cash.
- Mercury is not part of a fee-free ATM network.
Mercury Business Bank Account
Best for Free wire transfers
APY
N/A
Monthly fee
$0
Bonus
$300
Requirements to qualify
at Mercury, Deposits are FDIC Insured
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free U.S. dollar transactions; no overdraft fees.
- Free domestic and international U.S. dollar wire transfers.
- Advanced digital tools including API access to automate and customize your banking.
- Unlimited refunds on all domestic ATM fees.
Cons
- Can’t deposit cash.
- Mercury is not part of a fee-free ATM network.
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions, no overdraft fees and free incoming domestic wires.
- Up to $12 in monthly refunds for ATM fees charged by other banks worldwide.
- Unlimited cash deposits via MoneyPass and Allpoint ATMs.
- Accept contactless payments via the NBKC app (iOS only). Fees apply.
- Unlimited debit cards.
Cons
- High fee ($45) for international wire transfers.
- Phone support only available during business hours.
- No third-party app integrations.
nbkc Business Account
Best for Low-fee online banking
APY
N/A
Monthly fee
$0
Bonus
N/A
at nbkc bank, Member FDIC
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions, no overdraft fees and free incoming domestic wires.
- Up to $12 in monthly refunds for ATM fees charged by other banks worldwide.
- Unlimited cash deposits via MoneyPass and Allpoint ATMs.
- Accept contactless payments via the NBKC app (iOS only). Fees apply.
- Unlimited debit cards.
Cons
- High fee ($45) for international wire transfers.
- Phone support only available during business hours.
- No third-party app integrations.
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions and free incoming wires.
- Automatic refunds of all ATM fees (domestic).
- Cash deposits via Allpoint ATMs.
- Welcome bonus for new customers (terms apply).
Cons
- $25 fee for insufficient funds/uncollected funds returned.
- No third-party app integrations.
Axos Bank® Basic Business Checking
Best for ATM fee reimbursements
APY
N/A
Monthly fee
$0
Bonus
$400
Requirements to qualify
at Axos Bank®, Member FDIC
Pros
- No monthly fees or minimum opening deposit.
- Unlimited fee-free transactions and free incoming wires.
- Automatic refunds of all ATM fees (domestic).
- Cash deposits via Allpoint ATMs.
- Welcome bonus for new customers (terms apply).
Cons
- $25 fee for insufficient funds/uncollected funds returned.
- No third-party app integrations.
APY
N/A
Monthly fee
$16.00
$0 for the first 12 statement cycles.
Bonus
N/A
at Bank of America, N.A., Member FDIC
Pros
- No monthly fee for the first 12 statement cycles.
- Welcome offer for new accountholders.
- Loyalty perks via Preferred Rewards for Business program.
- Relatively low overdraft fees ($10 per item, limited to two per day)
Cons
- $100 minimum opening deposit.
- Fee for using out-of-network ATMs.
- $16 monthly fee after introductory period ends.
Bank of America® Business Advantage Fundamentals™ Banking
Best for Relationship banking
APY
N/A
Monthly fee
$16.00
$0 for the first 12 statement cycles.
Bonus
N/A
at Bank of America, N.A., Member FDIC
Pros
- No monthly fee for the first 12 statement cycles.
- Welcome offer for new accountholders.
- Loyalty perks via Preferred Rewards for Business program.
- Relatively low overdraft fees ($10 per item, limited to two per day)
Cons
- $100 minimum opening deposit.
- Fee for using out-of-network ATMs.
- $16 monthly fee after introductory period ends.
APY
N/A
Monthly fee
$15.00
Waived with $2,000 minimum balance
Bonus
N/A
at Capital One, Member FDIC
Pros
- Unlimited fee-free digital transactions, including mobile deposits, ACH transfers and some bill pay.
- Full suite of business services, including business credit cards and loans.
- No fees at nearly 80,000 ATMs, including the Capital One, MoneyPass and Allpoint networks.
- No fee on cash deposits at Capital One and select Allpoint ATMs.
Cons
- No free business checking account options.
- Potential for up to 4 overdraft fees per day.
Capital One Business Basic Checking®
Best for ATM access
APY
N/A
Monthly fee
$15.00
Waived with $2,000 minimum balance
Bonus
N/A
at Capital One, Member FDIC
Pros
- Unlimited fee-free digital transactions, including mobile deposits, ACH transfers and some bill pay.
- Full suite of business services, including business credit cards and loans.
- No fees at nearly 80,000 ATMs, including the Capital One, MoneyPass and Allpoint networks.
- No fee on cash deposits at Capital One and select Allpoint ATMs.
Cons
- No free business checking account options.
- Potential for up to 4 overdraft fees per day.
Other great business checking accounts
The following accounts are not available through NerdWallet. Our editorial team still recommends them if they fit your business's needs.
🏦 First Tech Federal Credit Union Business Dividend Checking
🏦 Navy Federal Credit Union Business Checking
How we choose the best business checking accounts
NerdWallet's editorial team evaluates business checking accounts on more than 25 different factors. These include:
- Monthly and ongoing fees.
- Availability of services like wire transfers and cash deposits.
- Customer experience.
- Benefits like APYs.
Accounts need to earn at least 4.4 stars to make our list. We also consider accounts below that number with unique services (like tax-planning tools).
We continually reevaluate and update our business bank accounts rating methodology
⭐ What our star ratings mean
Which business checking accounts we consider
There are 4,000+ FDIC-insured banks in the U.S. More and more fintechs are popping up for small-business banking as well. We cannot review them all. Instead, our writers and editors focus on bustiness accounts that are available to the largest number of business owners.
Altogether, we've rated more than 50 business checking accounts in 2025 from the following:
- The largest banks in the U.S. by assets, according to the Federal Reserve.
- The largest credit unions by membership, according to the National Credit Union Administration.
- Online banks with growing market share or notable features.
≡ Full list of business checking accounts
What about local banks?
We typically don't review local banks because of their limited availability. It's easy to find people championing these accounts on Reddit and elsewhere, though. We understand why.
A local bank or credit union can be a great choice for a face-to-face relationship with your banker. Personal interaction may be especially useful if a business loan
Care less about an in-person touch? Then there may be better fits. The digital experiences of smaller institutions tend to fall short compared to national banks and online options.
How we rate banks with multiple checking accounts
Many institutions have multiple business checking accounts. We only rate their free or entry-level options. It's easier for comparison purposes. We also think most business owners can get what they need without paying more.
But do the math yourself. Plans with higher monthly maintenance fees often offset those costs. For instance, you may get cheaper wires, more fee-free transactions or a higher APY. Every dollar matters for a business. You might end up ahead.
🤓
Some accounts on our list come from financial technology companies or " Nerdy Tip
How we keep our picks up to date
NerdWallet has a full-time team of small-business writers and editors. Here's how they keep this page and others up to date:
- Reviewing information for all accounts regularly. Core checking account features don't change often. We do a full audit annually anyway. We pay closer attention for updated APYs and welcome offers. Our dedicated data quality and compliance team helps with this.
- Surveying banks. We ask for information that matters to business owners, but may not be publicly available. For instance, our most recent questionnaire collected details on after-hours support and average call wait times.
- Gauging user sentiment. We lurk on Reddit and other social channels to see what people say about their business checking accounts. Our team collects reader feedback in a centralized doc to spot potential trends. We also frequently interview business owners.
- Rolling up our sleeves. We can't open and use every account. But we can do things like call help lines, talk to banking experts and watch product demos. We also track industry news and trends to help keep readers informed.
Who should get a business checking account?
Anyone who owns a business should have a business checking account. That includes sole proprietors and freelancers.
For LLCs, a separate small-business checking account draws a clear line between business and personal expenses. This can help shield your personal assets if your company is sued.
Using a dedicated account for your business income and expenses also helps streamline record-keeping. This can make it easier to file taxes and gather the financial statements you'll need to apply for business loans
How to find the right business checking account
As you investigate your top choices, pay close attention to the following:
1. Monthly fees
2. Access to cash and checks
3. Interest, cash back and sign-up bonuses
4. Built-in tools and software integrations
5. ATM fees
6. Overdraft policies and fees
7. Wire transfer and ACH fees
8. Transaction and deposit limits
Notes from NerdWallet partners
Frequently Asked Questions
A business checking account is a secure place to store your company's cash. You can access the money in your business checking account immediately by withdrawing cash, using a debit card, writing checks or sending ACH or wire transfers.
Technically, if your bank allows it, you can use a personal bank account for business purposes. But opening a business bank account
If your credit union offers business checking accounts, then it can be a great option. Credit union business accounts typically have low or no monthly fees and higher cash deposit limits than big brick-and-mortar banks, making them a good choice for restaurants and other businesses that deal mostly in cash. Some credit unions are also community development financial institutions, which focus on lending to businesses in low-income and underserved communities — so you may be able to work with yours to get a business loan in the future. See our picks for best credit union business accounts
To open a business checking account, you'll need to provide personal information, such as a government-issued ID and Social Security number, and details like your address and phone number. You'll also need legal business documentation, like your articles of organization or incorporation, and information like your business address and employer identification number (EIN). Here's a list of what you need to open a business bank account
You don't need an EIN to open a business bank account if you operate a sole proprietorship or single-member LLC. Businesses organized as a partnership, multimember LLC or corporation, however, do need an EIN to open a business checking account. Here are some business accounts available to businesses without EINs
You may get denied for a business bank account if you have negative marks on your ChexSystems report. A ChexSystems report lists occurrences like bounced checks, overdraft fees and forced closed accounts. Banks generally do not check your credit, however, and it's unlikely you'll be denied for a business bank account based on your credit history. Here's how you can open a business bank account despite a negative ChexSystems history
Business checking accounts are typically insured by the FDIC up to the standard $250,000 per depositor, per institution. That means, if the bank holding your funds fails, the Federal Deposit Insurance Corp. would cover up to $250,000 in lost cash. Credit unions are similarly insured through the National Credit Union Administration (NCUA). Some accounts may offer greater protection via Insured Cash Sweep programs
Methodology
NerdWallet evaluates more than 50 business bank accounts from national, regional and online banks. Collectively, these accounts represent the largest banks by assets and the largest credit unions by membership, along with notable and emerging fintech companies and online banks.
We consider more than 20 data points for each account, including services, fees, features and rewards. We gather this information from rates and fees documents, deposit account agreements, financial institution websites and company representatives.
Our editorial team regularly reviews and updates our data to ensure consistency and accuracy. We also update our scoring on an ongoing basis to reflect changing industry norms and business owner needs. For instance, in 2025, we introduced bonus points for notable built-in software features, like the ability to accept tap-to-pay payments from customers using a mobile app.
Final star ratings are presented on a scale of one to five stars, where a five-star score represents the best available product for the largest number of business owners. Learn more about how we rate business checking accounts