9 Best Indiana Mortgage Lenders of 2021
Looking to get a mortgage in Indiana? These are among the best mortgage lenders in Indiana for first-time home buyers and borrowers with low credit scores. Others rank high for online mortgages, refinancing and face-to-face lending.
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Whether you're looking for a home in South Bend or Kokomo, mortgage shopping requires research. NerdWallet has done the groundwork to help you make the right decision.
Here are some of the top lenders and the areas they excel in, such as working with first-time home buyers, helping borrowers with lower credit scores, offering the convenience of online lending and providing face-to-face support.
Whether you're looking for a home in South Bend or Kokomo, mortgage shopping requires research. NerdWallet has done the groundwork to help you make the right decision.
Here are some of the top lenders and the areas they excel in, such as working with first-time home buyers, helping borrowers with lower credit scores, offering the convenience of online lending and providing face-to-face support.
Best Indiana Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for lower credit scores | 620 | 3% | Learn more at New American Funding |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for first-time home buyers | 620 | 3% | Learn more at Quicken Loans |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for refinancing | 620 | N/A | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for face-to-face support | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() SoFi: NMLS#1484615 | Best for first-time home buyers + online experience | 620 | 3% | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for refinancing | 620 | N/A | Read review |
![]() Caliber: NMLS#15622 | Best for VA loans | 580 | 0% | Read review |
![]() Chase: NMLS#399798 | Best for face-to-face support | 620 | 3% | Read review |

at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620National / regional
Nationalat Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
SoFi: NMLS#1484615

Min. credit score
620Min. down payment
3%SunTrust (Truist): NMLS#2915

Min. credit score
620National / regional
NationalCaliber: NMLS#15622

Min. credit score
580Min. down payment
0%SoFi: NMLS#1484615

Min. credit score
620Min. down payment
3%Chase: NMLS#399798

Min. credit score
620Min. down payment
3%Last updated on January 22, 2021
Methodology
To recap our selections...
NerdWallet's Best Indiana Mortgage Lenders of 2021
- New American Funding: Best for lower credit scores
- Quicken Loans: Best for first-time home buyers
- Rocket Mortgage, LLC: Best for online experience
- Guaranteed Rate: Best for refinancing
- Fairway Independent Mortgage: Best for face-to-face support
- SoFi: Best for first-time home buyers + online experience
- SunTrust (Truist): Best for refinancing
- Caliber: Best for VA loans
- Chase: Best for face-to-face support