10 Best Nonbank Mortgage Lenders of 2021

See NerdWallet's picks for the best nonbank mortgage lenders of 2021 across different categories, including first-time home buyers, low down payments and customer service.

NerdWalletJanuary 27, 2021
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Gone are the days when buying a home meant getting dressed up to visit the loan officer at your local bank.

Nonbank lenders provide a welcome alternative to traditional banks, especially for credit-challenged borrowers or those looking for a more streamlined mortgage experience.

NerdWallet picked some of the best nonbank mortgage lenders in a variety of categories so you can quickly determine which one is right for you.

Last updated on January 27, 2021


NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best Nonbank Mortgage Lenders of 2021