SeedFi Review: A Low-Cost Way to Build Credit
Borrowing money is easiest if you already have credit. Credit-builder loans are designed to help people establish credit so that they are more likely to qualify for a credit card…
Bev O'Shea
Bev O’Shea writes about consumer credit for NerdWallet. She has been a speaker at FinCon, a national personal finance conference. Her work has appeared in The New York Times, Washington Post, Los Angeles Times, MarketWatch, USA Today and MSN Money, and on the Associated Press wire. Her credit score was briefly a perfect 850, she won’t co-sign, even for her children, and she is a serial mortgage refinancer. Email: [email protected] Twitter: BeverlyOShea
Posts by Bev O'Shea:
How to Fill In Your Financial Blind Spots
Knowing enough about money to cover your bills is a start, but it’s not enough financial literacy to provide long-term security. Most of us eventually wonder what else we should…
Scam Alert: How to Get a Pet and Not Get Taken
Pandemic lockdowns and working from home led to a boom in people wanting to add a pet to their household. It was good for pets needing homes, but a heyday…
IdentityForce Review: Is It Worth the Cost?
IdentityForce offers identity theft protection that can alert you to potential trouble and cybersafety features designed to help prevent problems. The most basic package offers services such as tracking your…
Scam Alert: Find a COVID Vaccine, but Avoid Criminals
The rollout of COVID vaccines offers rich opportunities for scammers: There’s not yet enough supply for everyone who wants a shot. Eligibility rules and sign-up procedures vary by location and…
Does an Eviction Hurt Your Credit?
Being evicted from your home can be traumatic, but it won’t affect your credit unless you’re sent to collections for failure to pay any money owed. Eviction can hurt in…
Your Credit Report May Be Wrong — Here’s What to Do About It
Consumers filed complaints with the Consumer Financial Protection Bureau in record numbers in 2020, according to a report released Monday by the U.S. Public Interest Research Group, a nonprofit consumer…
Jump-Start Your Credit: How to Monitor Your Credit for Free
Your credit history can affect how much you pay for car or home insurance, your ability to rent a house or an apartment and even your chances of getting some…
Does Breaking a Lease Hurt Your Credit?
Breaking a lease won’t hurt your credit score if your landlord agrees that you have paid everything you owe, including penalties such as a fee for early termination, plus the…
Jump-Start Your Credit: Find and Fix Errors on Your Credit Report
Checking your credit reports can help you ensure that the information being used to calculate your credit scores is accurate and up to date. That’s valuable when you’re working on…
