Studies and Data Analysis

Our experts comb through datasets and analyze trends in search of actionable insights — takeaways to help consumers make smart financial choices. Here are some of our latest and most popular reports.

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NerdWallet spokespeople are available to discuss the findings of these studies and provide comment on related personal finance topics.

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The coronavirus pandemic and finances

Credit cards

Our library of credit card and debt data is extensive. For additional reports, including archives, click here.

2020 Household Credit Card Debt Study, January 2021

Americans’ Relationship With Credit Cards: It’s Complicated, Survey Reveals, September 2020

2020 Consumer Credit Card Report, June 2020




Autos and insurance


2021 Tax Report, February 2021

2020 Holiday Shopping Report, October 2020

Gen. Z Finances, March 2020

Tax Refund Survey, August 2019


Higher education

For questions, including requests for data, please contact [email protected].