Advertiser Disclosure

Best Mobile Banking at Community Banks

Feb. 11, 2013
Personal Finance
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

Big banks often tout their mobile banking sites and banking apps as the best on the market, but they aren’t the only ones offering great mobile service. Your local community bank does, too! Not every community bank offers mobile banking, but more and more are rolling out mobile services every day. As with the big banks, most of these mobile options give you the opportunity to check your account balance, transfer funds, pay bills, find nearby ATMs or branch offices, and send emails to the bank. It’s an on-the-go bank in your phone!

NerdWallet’s Picks for Mobile Banking

We’ve searched across the country for community banks offering you great mobile banking options. Visit the bank nearest you to see the awesome features available to you when you join.

VIST Bank – Wyomissing, PA

VIST Bank, located in Wyomissing, Pennsylvania, gives you the chance to do your banking on the run with their VIST Bank mobile app available for iPhone, Android and BlackBerry. With their app, you can locate branches or ATMs and contact the bank, in addition to your regular banking services, like checking account balances and transactions, transferring money and looking up account details. Their mobile site has all the same features as the app, in case you don’t have an iPhone or Android smartphone. VIST Bank has branches in Berks, Delaware, Montgomery, Schuylkill and Philadelphia counties, Pennsylvania.

Summit Community Bank – Moorefield, WV

Summit Community Bank wants to make mobile banking as easy as possible. That’s why they offer a free mobile site as well as a free iPhone app. Their mobile site and app offer streamlined versions of their website and contain all the features you’ll need to do your banking while out and about. You can get balance information, make transfers, account research, and send and receive messages from customer service. Summit Community Bank has 4 offices in Southern West Virginia, 5 offices in Northern West Virginia and 6 offices in Virginia.

WestStar Bank – El Paso, TX

With WestStar Bank’s mobile apps for iPhone, Android and BlackBerry, you can access the full range of banking services you need, all from your phone. You can locate ATMs and branches, check your account balance and transaction history, transfer funds and pay bills. If you don’t have an iPhone, Android or BlackBerry, you can still use the web browser on your smartphone to access WestStar’s mobile banking site. WestStar will be rolling out upgrades for their mobile banking soon, so keep your eyes open for updates. WestStar Bank has 9 branches in El Paso, Texas.

Mutual Bank – Muncie, IN

For your mobile banking needs, Mutual Bank of Muncie, Indiana, offers MutualMobile, a mobile site and app that can be downloaded to most smartphones. When you sign up for mobile banking, Mutual Bank will send you a link to the app download, and you can start banking at your convenience. MutualMobile lets you monitor your finances and make transactions while on the move. Mutual Bank has offices in Berrien, Delaware, Elkhart, Grant, Kosciusko, Randolph, St, Joseph and Wabash counties, Indiana.

Central Valley Community Bank – Fresno, CA

Central Valley Community Bank has a host of online services for your use, including a mobile app for iPhone and Android and mobile site for all smartphones. Both the site and app let you check your account balance, find nearby ATMs and branch locations, transfer money between accounts, view your transactions history and pay bills. Central Valley Community Bank has branches in Clovis, Fresno, Lodi, Kerman, Madera, Merced, Modesto, Oakhurst, Prather, Sacramento, Stockton and Tracy, California.

Forcht Bank – Lexington, KY

With the newly upgraded Forch2Go from Forcht Bank, you get all the banking services you need from your mobile phone. Their Forcht2Go app, for iPhone and Android, allows you to check your balance, pay bills, deposit checks and make transfers. You can also check your transaction history, locate nearby ATMs or branches, and contact customer service by phone or email. As an added bonus, you can also use your Purchase Rewards with the app. For other smartphone users, Forcht2Go also has as a full-service mobile site. Forcht Bank has 29 locations in Barbourville, Boone County, Campbellsville, Corbin, Grant County, Greensburg, Lexington, London, Louisville, Richmond, Somerset and Williamsburg, Kentucky.

Two River Community Bank – Tinton Falls, NJ

Two River Community Bank gives you full access to your accounts when you need it, especially if you want to use your smartphone to bank. Their mobile site is available to online banking customers and offers you the opportunity to check your account balance, transfer funds and review your transaction history. Two River Community Bank has branches in Monmouth and Union counties, New Jersey.

United Community Bank – Chatham, IL

UCB Mobile Banking is a snap when you download the app for your iPhone or Android. You can perform bank transactions 24/7. You can view account balances, check your transaction history, transfer funds and make loan or bill payments. United Community Bank has offices in 18 Central and Southern Illinois communities.

Your Community Bank – New Albany, IN

At Your Community Bank, you can access your account any time you want from your smartphone with their AnytimeAccess Mobile Banking site. It allows you to manage your accounts securely anywhere and anytime.  You can check account balances, view transactions history, transfer funds, pay bills and check alerts. Your Community Bank has branches in New Albany, Clarksville, Floyds Knobs, Sellersburg, Jeffersonville, Bardstown and Louisville, Indiana.

Four Corners Community Bank – Farmington, NM

Four Corners Community Bank’s mobile banking options feature a mobile site for all smartphones and a mobile app for iPhone and Android. Both offer easy access to your bank accounts, so you can view transaction history, check account balances, transfer funds, release ACH and wires, and pay bills. Four Corners Community Bank has offices in Farmington, Aztec and Cortez, New Mexico.