Use your credit card balance and interest rate to see how much your interest charges would be for a month.

This is the number credit card issuers use to calculate your interest. Enter your purchases and payments in our simple tool to see your average balance

See how much you could save by moving debt from a high-interest credit card to a new card with a 0% intro rate.

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together.