at a glance
- Some products, including life insurance for adults, are available only through work.
- Offers accident, cancer, critical illness and dental insurance to individuals.
Overview
You may hear a duck sound in your head when you think of Aflac, but the company’s position in the insurance industry is no quacking matter. Aflac is one of the largest providers of insurance to supplement benefits at work. The Fortune 500 company also sells supplementary health coverage to individuals.
» MORE: The best life insurance companies
NerdWallet doesn’t score Aflac for its life insurance company rankings because the company sells life insurance to adults only through employers, not to individuals. In addition, customer satisfaction ratings are not available. Aflac isn’t included in the annual J.D. Power U.S. Life Insurance Study, which measures customer satisfaction.
Click on the elements below to learn more.
AFLAC products sold
| Sold through workplaces only | Sold to individuals and through employers |
|---|---|
More about Aflac
Aflac is a top seller of supplementary insurance at U.S. workplaces. Also called “voluntary benefits,” these are policies employees can buy through work to supplement traditional group health insurance.
The company also sells supplementary coverage to individuals. Highlights include:
- You can choose to receive cancer insurance payouts based on treatment over time or lump-sum benefits paid upon diagnosis.
- In some states, accident policies pay up to an additional 25% of the benefit if the injury occurred while participating in an organized sport.
- Dental insurance plans have no provider networks, so you can choose any dentist, and there are no deductibles.
