First-Time Home Buyer Center

Buying a house, especially for the first time, can fulfill a dream. To make it come true, you’ll have to navigate a maze of procedures and work with agents, sellers and lenders, to name just a few of the players you’ll meet along the way. The good news: There’s a lot of information out there. The bad news: It’s hard to tell where the free advice ends and the sales pitch begins. Don’t worry, we’ve got your back.

Buying your first home, one simple step at a time

From finding the right neighborhood to choosing a mortgage and closing the loan, we’ll walk you through the process. We’ve spoken to experts who’ve done the deal, made the mistakes and want to share what they know.

Let’s get started.

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Learn what you can afford

We’ll help you understand your price range based on your financial situation.

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Prepare your credit

The higher your credit score, the better interest rate and other terms you’ll get.

cashier's check

Save for a down
payment

It’s often the biggest roadblock you face. See if you have enough saved.

How to Know You’re Mortgage Preapproval Worthy

Get preapproved and shop homes

A mortgage preapproval letter can put you ahead of other buyers.

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Choose the best
mortgage

First-time home buyer programs can help you save.

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Choose the right lender

Don’t settle for the first lender’s offer; you’ll save by looking at more than one.

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How to apply

Avoid last-minute hiccups by preparing for the application process.

Why January Is the Best Time to Buy a Home

Get ready to close

You’re in the home stretch; close like a pro.