Connecticut Housing Finance Authority Lenders of 2021
CHFA, or the Connecticut Housing Finance Authority, provides below-market-rate mortgages and help for making down payments and paying closing costs. These lenders can help you apply for assistance.
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If you’re a first-time home buyer in Connecticut, you might be eligible for help through CHFA. The agency offers mortgages with reduced interest rates, along with down payment and closing cost assistance.
To take advantage of these special programs, you need to work with a participating lender. The CHFA maintains a list of participating lenders on its website, although it does not endorse lenders.
Below are several participating lenders that NerdWallet has reviewed and rated highly, followed by others that originate a high volume of CHFA loans.
If you’re a first-time home buyer in Connecticut, you might be eligible for help through CHFA. The agency offers mortgages with reduced interest rates, along with down payment and closing cost assistance.
To take advantage of these special programs, you need to work with a participating lender. The CHFA maintains a list of participating lenders on its website, although it does not endorse lenders.
Below are several participating lenders that NerdWallet has reviewed and rated highly, followed by others that originate a high volume of CHFA loans.
Connecticut Housing Finance Authority Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online convenience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online convenience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Homebridge: NMLS#6521 | Best for FHA loans | N/A | 3.5% | Read review |
![]() loanDepot: NMLS#174457 | Best for FHA loans | 520 | 3.5% | Read review |
![]() PrimeLending: NMLS#13649 | Best for use of nontraditional credit information | 620 | 3% | Read review |
![]() Flagstar: NMLS#417490 | Best for use of nontraditional credit information | 620 | 3% | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Homebridge: NMLS#6521

Min. credit score
N/AMin. down payment
3.5%loanDepot: NMLS#174457

Min. credit score
520Min. down payment
3.5%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%More CHFA participating mortgage lenders
These participating lenders have not been reviewed by NerdWallet. They were among the top producing CHFA lenders by volume, according to CHFA's 2019 lender loan activity report.
Offers an online homebuyer course on its website.
Has locations in Avon, Glastonbury, Orange, Southington, Watertown, West Hartford and Windsor, Connecticut.
Lists loan officers on its website with bios and contact information.
Provides an online form to request a mortgage rate quote.
Publishes general rates online for variety of mortgages.
Has an online chat feature.
Has an online application to start the mortgage process.
Offers a $500 credit at closing on purchase loans.
Publishes current mortgage rates for a variety of loan types.
Provides an online search tool to find a mortgage banker.
Has an online chat feature.
Allows you to send mortgage documents electronically.
Offers an online loan officer directory.
Has branch locations in Danbury, New Britain and New London, Connecticut.
Offers a broad selection of purchase and refinance mortgages, including renovation loans.
Lets you start your application online.
More from NerdWallet
Last updated on January 27, 2021
Methodology
To recap our selections...
NerdWallet's Connecticut Housing Finance Authority Lenders of 2021
- Guaranteed Rate: Best for online convenience
- Fairway Independent Mortgage: Best for online convenience
- Homebridge: Best for FHA loans
- loanDepot: Best for FHA loans
- PrimeLending: Best for use of nontraditional credit information
- Flagstar: Best for use of nontraditional credit information