BEST OF
Delaware State Housing Authority Lenders of 2021
The Delaware State Housing Authority, or DSHA, offers programs to make homeownership more affordable. Here are some of our picks for top DSHA mortgage lenders.
DSHA loans, paired with down payment and closing cost assistance, can reduce the upfront costs of buying a home.
To access these programs, you’ll need to work with a Delaware State Housing Authority participating lender. The DSHA maintains a list of participating lenders on its website, although it does not endorse lenders.
NerdWallet has reviewed some DSHA participating lenders and listed our top selections across several categories below. We’ve also included some participating lenders that aren’t rated by NerdWallet but are among the most active mortgage originators for the DSHA.
DSHA loans, paired with down payment and closing cost assistance, can reduce the upfront costs of buying a home.
To access these programs, you’ll need to work with a Delaware State Housing Authority participating lender. The DSHA maintains a list of participating lenders on its website, although it does not endorse lenders.
NerdWallet has reviewed some DSHA participating lenders and listed our top selections across several categories below. We’ve also included some participating lenders that aren’t rated by NerdWallet but are among the most active mortgage originators for the DSHA.
Summary of Delaware State Housing Authority Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for veterans | 580 | 0% | Read review | |
Best for mobile convenience | 620 | 3% | at Fairway Independent Mortgage | |
Best for mobile convenience | 620 | 3% | at Guaranteed Rate | |
Best for borrowers with low or limited credit | 620 | 3% | at New American Funding | |
Best for borrowers with low or limited credit | 620 | 3% | Read review | |
Best for low-down-payment loans | 620 | 3% | at Northpointe |
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at New American Funding
New American Funding: NMLS#6606
Min. Credit Score
Min. Down Payment
at New American Funding
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
at Northpointe
Northpointe: NMLS#447490
Min. Credit Score
Min. Down Payment
at Northpointe
More DSHA participating mortgage lenders
These participating lenders are among the highest-volume mortgage providers for the DSHA, but they haven’t been reviewed by NerdWallet.
Offers a variety of home purchase and refinance loans.
Allows borrowers to request a customized rate quote and apply online.
Has four offices in Delaware.
Offers loans with down payments as low as 3%, as well as renovation loans.
Doesn’t have an online application or rate information.
Has five branches in Delaware.
Allows borrowers to apply for a mortgage online.
Doesn't publish mortgage rates on its website.
Options include FHA and VA loans.
Offers a wide variety of mortgage types.
Lets borrowers start a mortgage application online.
Has two mortgage offices in Delaware.
Offers a variety of mortgages, including renovation and construction loans.
Borrowers can begin a preapproval application online.
Has one office in Delaware.
More from NerdWallet:
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Delaware State Housing Authority Lenders of 2021
- Caliber: Best for veterans
- Fairway Independent Mortgage: Best for mobile convenience
- Guaranteed Rate: Best for mobile convenience
- New American Funding: Best for borrowers with low or limited credit
- PrimeLending: Best for borrowers with low or limited credit
- Northpointe: Best for low-down-payment loans