Delaware State Housing Authority Lenders of 2021
The Delaware State Housing Authority, or DSHA, offers programs to make homeownership more affordable. Here are some of our picks for top DSHA mortgage lenders.
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DSHA loans, paired with down payment and closing cost assistance, can reduce the upfront costs of buying a home.
To access these programs, you’ll need to work with a Delaware State Housing Authority participating lender. The DSHA maintains a list of participating lenders on its website, although it does not endorse lenders.
NerdWallet has reviewed some DSHA participating lenders and listed our top selections across several categories below. We’ve also included some participating lenders that aren’t rated by NerdWallet but are among the most active mortgage originators for the DSHA.
DSHA loans, paired with down payment and closing cost assistance, can reduce the upfront costs of buying a home.
To access these programs, you’ll need to work with a Delaware State Housing Authority participating lender. The DSHA maintains a list of participating lenders on its website, although it does not endorse lenders.
NerdWallet has reviewed some DSHA participating lenders and listed our top selections across several categories below. We’ve also included some participating lenders that aren’t rated by NerdWallet but are among the most active mortgage originators for the DSHA.
Delaware State Housing Authority Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for borrowers with low or limited credit | 620 | 3% | Learn more at New American Funding |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for mobile convenience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for mobile convenience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Caliber: NMLS#15622 | Best for veterans | 580 | 0% | Read review |
![]() PrimeLending: NMLS#13649 | Best for borrowers with low or limited credit | 620 | 3% | Read review |

at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%More DSHA participating mortgage lenders
These participating lenders are among the highest-volume mortgage providers for the DSHA, but they haven’t been reviewed by NerdWallet.
Offers a variety of home purchase and refinance loans.
Allows borrowers to request a customized rate quote and apply online.
Has four offices in Delaware.
Offers loans with down payments as low as 3%, as well as renovation loans.
Doesn’t have an online application or rate information.
Has five branches in Delaware.
Allows borrowers to apply for a mortgage online.
Doesn't publish mortgage rates on its website.
Options include FHA and VA loans.
Offers a wide variety of mortgage types.
Lets borrowers start a mortgage application online.
Has two mortgage offices in Delaware.
Offers a variety of mortgages, including renovation and construction loans.
Borrowers can begin a preapproval application online.
Has one office in Delaware.
More from NerdWallet:
Last updated on January 21, 2021
Methodology
To recap our selections...
NerdWallet's Delaware State Housing Authority Lenders of 2021
- New American Funding: Best for borrowers with low or limited credit
- Guaranteed Rate: Best for mobile convenience
- Fairway Independent Mortgage: Best for mobile convenience
- Caliber: Best for veterans
- PrimeLending: Best for borrowers with low or limited credit