Mortgage Rates Friday, April 21: Rates Stall, Cling to 2017 Lows

Mortgage Rates, Mortgages
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Mortgage rates for 30-year fixed loans were unchanged, while 15-year fixed rates ticked up a notch. Meanwhile, 5/1 ARMs moved a fraction lower today, according to a NerdWallet survey of mortgage rates published by national lenders Friday morning.

Matthew Graham, founder and editor of Mortgage News Daily, says the recent stall in mortgage rates is not yet a reversal of a downward trend.

“The past few days of weakness haven’t remotely threatened the short-term trend toward lower rates. To be clear, that doesn’t mean the trend won’t necessarily come under threat in the near future — simply that it hasn’t officially been challenged,” Graham wrote in an analysis posted this morning.


MORTGAGE RATES TODAY, FRIDAY, APRIL 21:

(Change from 4/20)
30-year fixed: 4.15% APR (NC)
15-year fixed: 3.50% APR (+0.01)
5/1 ARM: 3.80% APR (-0.01)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

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