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Mortgage Rates Monday: Mostly Unchanged, Still Low

Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage rose two basis points and the 15-year fixed and 5/1 ARM were unchanged, according to a NerdWallet survey of daily mortgage rates published by national lenders Monday.

The 30-year fixed-rate mortgage is three basis points higher than one week ago and 45 basis points lower than one year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, MONDAY, DEC. 18:

(Change from 12/15)
30-year fixed: 4.09% APR (+0.02)
15-year fixed: 3.67% APR (NC)
5/1 ARM: 4.20% APR (NC)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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