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Mortgage Rates Monday: Resuming an Upward Trend

Jan. 22, 2018
Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage went up four basis points, the rate for the 15-year fixed rose two basis points and the 5/1 ARM bumped upward by one basis point, according to a NerdWallet survey of daily mortgage rates published Monday by national lenders.

The average rate on the 30-year fixed has climbed 12 basis points since Tuesday, the day after a national holiday. The rate is 12 basis points lower than one year ago. A basis point is one one-hundredth of one percent.


(Change from 01/19)
30-year fixed: 4.34% APR (+0.04)
15-year fixed: 3.96% APR (+0.02)
5/1 ARM: 4.43% APR (+0.01)

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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